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Home›Pennsylvania›Centre County›South Philipsburg

June Marcia Williams — Licensed Insurance Agent in South Philipsburg, PA
June Marcia Williams
Your Insurance Agent in South Philipsburg, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing South Philipsburg, PA...
National Producer No.
17209549
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Life Insurance in South Philipsburg, PA

Your Local PA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in South Philipsburg Without the Complexity

Your local licensed agent in South Philipsburg, Centre County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for South Philipsburg, Centre County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · South Philipsburg, PA

South Philipsburg, PA — Your Local Producer

Hello, South Philipsburg neighbors! In a close-knit community like ours here in Centre County, looking out for one another is just what we do. I'm June Marcia Williams, and I bring that same neighborly spirit to my work as a licensed insurance producer. My goal is to help you understand your options for protecting your family's financial future. I offer a range of personal insurance plans, including Term Life, Whole Life, Final Expense, and Accident & Injury policies. I'm here to provide clear, straightforward guidance so you can make confident decisions for your loved ones. (NPN: 17209549, Pennsylvania License No: 767197)

  • South Philipsburg Borough Building
  • Philipsburg-Osceola Area Senior High School
  • Cold Stream Dam & Recreation Park
NPN17209549PA License767197

South Philipsburg is home to approximately 545 residents in Centre County, with a median age of 45.8 and a median household income of $56,800. About 89% of homes are owner-occupied. 14% of adults hold a bachelor's degree or higher; households with children make up 21%; veterans comprise 8% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit South Philipsburg households.

How South Philipsburg compares to Centre County

CENTRE COUNTY · 159K RESIDENTS SOUTH PHILIPSBURG · 545 RESIDENTS
Centre County vs South Philipsburg — population comparison Centre County: 158,665 residents. South Philipsburg: 545 residents, 0.3% of Centre County population.
158,665 CENTRE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
545 SOUTH PHILIPSBURG RESIDENTS ↳ 0.3% of Centre County residents
Underwriting Guidelines

Can I get life insurance with high cholesterol in South Philipsburg, PA?

Yes. Centre County's health profile — 159,000 residents, 5.4% uninsured, 34.6% adults with high cholesterol, 33.4% with high blood pressure — shapes how A-rated carriers tier rate classes for South Philipsburg applicants. Standard or Preferred is achievable when high cholesterol is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Clarence →

📊 Top Health Considerations (CDC)

Top Health Considerations for South Philipsburg (CITY) High cholesterol: 34.6%. High blood pressure: 33.4%. Obesity: 37.3%. Diagnosed diabetes: 11.3%. Current smoking: 21.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SOUTH PHILIPSBURG High cholesterol 34.6% High blood pressure 33.4% Obesity 37.3% Diagnosed diabetes 11.3% Current smoking 21.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Centre County Gov Portal .GOV
Population ~545
Lack of health insurance (18–64) 12.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4272416
Google Maps
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Available in South Philipsburg

Life Insurance Products in South Philipsburg, PA

9 insurance products available in South Philipsburg

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Centre County and Nearby Pennsylvania Counties

Life Insurance by City Near South Philipsburg, PA

Life insurance by city across Centre County and adjacent Pennsylvania counties.

🌟 Cities Served near South Philipsburg

30 Cities · 3 Counties
Huntingdon County10
BarreeBlairs MillsBroad Top CityCalvinCassvilleDudleyEntrikenMapletonMount UnionSpruce Creek
Centre CountyHome10
HublersburgMadisonburgMilesburgMillheimMoshannonPine GlenPine Grove MillsPleasant GapRebersburgToftrees
Juniata County10
East SalemEast WaterfordHoney GroveMcAlistervilleMifflinMifflintownOakland MillsPort RoyalRichfieldThompsontown
Official Resources

Know your rights in South Philipsburg.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

South Philipsburg Life Insurance Questions

💰

How much does life insurance cost in South Philipsburg?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

South Philipsburg
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of South Philipsburg?

Yes. June serves all of South Philipsburg and every municipality in Centre County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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