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Home›Pennsylvania›Bradford County›LeRaysville

June Marcia Williams — Licensed Insurance Agent in LeRaysville, PA
June Marcia Williams
Your Insurance Agent in LeRaysville, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing LeRaysville, PA...
National Producer No.
17209549
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Life Insurance in LeRaysville, PA

Securing Families Across Bradford County with 9 Tailored Product Lines

Why LeRaysville Residents Rely on June for Complete Peace of Mind

Your local licensed agent in LeRaysville, Bradford County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for LeRaysville, Bradford County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · LeRaysville, PA

LeRaysville, PA — Your Local Producer

For my neighbors in LeRaysville and throughout Bradford County, planning for the future is a key part of our community's strength. My name is June Marcia Williams, and as a licensed insurance producer, I am dedicated to helping local families and individuals navigate their personal insurance options. I can help you explore policies like Term Life, Final Expense, and Critical Illness, ensuring you understand the choices available. My goal is to provide clear, personalized guidance that aligns with your specific needs, right here in our community. (June Marcia Williams, NPN: 17209549, Pennsylvania License No: 767197).

  • LeRaysville Community Hall
  • Pratt Memorial Library
  • LeRaysville Post Office
NPN17209549PA License767197

LeRaysville is home to approximately 289 residents in Bradford County, with a median age of 55.1 and a median household income of $76,200. About 84% of homes are owner-occupied; the median home value is $177,000. 12% of adults hold a bachelor's degree or higher; households with children make up 24%; veterans comprise 5% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit LeRaysville households.

How LeRaysville compares to Bradford County

BRADFORD COUNTY · 60K RESIDENTS LERAYSVILLE · 289 RESIDENTS
Bradford County vs LeRaysville — population comparison Bradford County: 60,159 residents. LeRaysville: 289 residents, 0.5% of Bradford County population.
60,159 BRADFORD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
289 LERAYSVILLE RESIDENTS ↳ 0.5% of Bradford County residents
Underwriting Guidelines

Are LeRaysville residents with obesity able to qualify for life insurance?

Yes. Bradford County's health profile — 60,000 residents, 4.8% uninsured, 41.0% adults with obesity, 34.4% with arthritis — shapes how A-rated carriers tier rate classes for LeRaysville applicants. Standard or Preferred is achievable when obesity is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Canton →

📊 Top Health Considerations (CDC)

Top Health Considerations for LeRaysville (CITY) High cholesterol: 34.4%. High blood pressure: 34.8%. Obesity: 41%. Diagnosed diabetes: 10.1%. Current smoking: 20.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LERAYSVILLE High cholesterol 34.4% High blood pressure 34.8% Obesity 41.0% Diagnosed diabetes 10.1% Current smoking 20.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Bradford County Gov Portal .GOV
Population ~289
Lack of health insurance (18–64) 7.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4242824
Google Maps
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Le Raysville
Le Raysville, PA 18829, USA
Available in LeRaysville

Life Insurance Products in LeRaysville, PA

9 insurance products available in LeRaysville

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Bradford County and Nearby Pennsylvania Counties

Life Insurance by City Near LeRaysville, PA

Life insurance by city across Bradford County and adjacent Pennsylvania counties.

🌟 Cities Served near LeRaysville

29 Cities · 3 Counties
Sullivan County9
DushoreEagles MereForksvilleHillsgroveLaporteLopezMildredMuncy ValleyShunk
Bradford CountyHome10
AthensBurlingtonCantonColumbia Cross RoadsEast SmithfieldGillettMonroetonSouth WaverlyWyalusingWysox
Wyoming County10
Center MorelandFactoryvilleLaceyvilleLake WinolaMehoopanyMeshoppenNicholsonNoxenTunkhannockWest Falls
Official Resources

Know your rights in LeRaysville.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

LeRaysville Life Insurance Questions

💰

How much does life insurance cost in LeRaysville?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

LeRaysville
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of LeRaysville?

Yes. June serves all of LeRaysville and every municipality in Bradford County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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