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Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
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June Marcia Williams — Licensed Insurance Agent in Alba, PA
June Marcia Williams
Your Insurance Agent in Alba, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Alba, PA...
National Producer No.
17209549
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Expert Life Insurance Agent in Alba, PA | 12+ Years Experience

Top-Rated Financial Protection for Alba Residents

Honest, Local Insurance Guidance for Your Family's Future in Bradford County

Your local licensed agent in Alba, Bradford County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Alba, Bradford County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Alba, PA

Alba, PA — Your Local Producer

Hello, Alba! In a close-knit community like ours here in Bradford County, we understand the importance of looking out for one another. That same spirit of care is what I bring to helping you protect your family's future. I'm June Marcia Williams, a licensed insurance producer living and working right here in Pennsylvania. I specialize in personal insurance solutions like Term and Whole Life, Final Expense, and Accident & Injury policies. My goal is to help you navigate your options with clarity and confidence. As your neighbor, I'm here to help. (NPN: 17209549, Pennsylvania License No: 767197)

  • Alba Borough Office
  • Intersection of Main St and PA Route 14
  • Alba Cemetery
NPN17209549PA License767197

Alba is home to approximately 148 residents in Bradford County, with a median age of 41.9 and a median household income of $49,400. About 95% of homes are owner-occupied; the median home value is $103,000. 2% of adults hold a bachelor's degree or higher; households with children make up 27%; veterans comprise 7% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Alba households.

How Alba compares to Bradford County

BRADFORD COUNTY · 60K RESIDENTS ALBA · 148 RESIDENTS
Bradford County vs Alba — population comparison Bradford County: 60,159 residents. Alba: 148 residents, 0.2% of Bradford County population.
60,159 BRADFORD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
148 ALBA RESIDENTS ↳ 0.2% of Bradford County residents

Can I get life insurance with high blood pressure in Alba, PA?

Yes. Bradford County's health profile — 60,000 residents, 4.8% uninsured, 38.3% adults with high blood pressure, 19.7% with current cigarette smoking — shapes how A-rated carriers tier rate classes for Alba applicants. Standard or Preferred is achievable when high blood pressure is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Alba families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Sylvania →

📊 Top Health Considerations (CDC)

Top Health Considerations for Alba (CITY) High cholesterol: 37%. High blood pressure: 38.3%. Obesity: 40.9%. Diagnosed diabetes: 11.6%. Current smoking: 19.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ALBA High cholesterol 37.0% High blood pressure 38.3% Obesity 40.9% Diagnosed diabetes 11.6% Current smoking 19.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~148
Lack of health insurance (18–64) 7.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4200572
Google Maps
4.5 2 reviews
Alba City Hall
Closed now · Mon 8:00 AM – 12:00 PM
111 High St, Alba, MO 64830, USA
Recent Reviews
Diana Lawson ★★★★★
"Very friendly"
Robin Frith ★★★★☆

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Cities served near Alba.

June Marcia Williams writes life insurance and supplemental health policies across Bradford County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

Know your rights in Alba.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Alba insurance — answered.

💰

How much does life insurance cost in Alba?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Alba
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Alba?

Yes. June serves all of Alba and every municipality in Bradford County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified

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