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Home›Pennsylvania›Bedford County›Stonerstown

June Marcia Williams — Licensed Insurance Agent in Stonerstown, PA
June Marcia Williams
Your Insurance Agent in Stonerstown, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Stonerstown, PA...
National Producer No.
17209549
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Trusted Life Insurance in Stonerstown, PA | Local Expert

Securing Families Across Bedford County with 9 Tailored Product Lines

Why Stonerstown Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Stonerstown, Bedford County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Stonerstown, Bedford County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Stonerstown, PA

Stonerstown, PA — Your Local Producer

Hello, Stonerstown neighbors! In a community like ours here in Bedford County, where we value peace of mind and looking out for one another, planning for the future is essential. I'm June Marcia Williams, your local licensed insurance producer, and I'm dedicated to helping my fellow residents navigate their options. Whether you're considering Term Life, Final Expense, or other personal insurance policies to protect your family's financial well-being, I'm here to provide clear, straightforward guidance. My goal is to help you understand your choices so you can make confident decisions. (NPN: 17209549, Pennsylvania License No: 767197)

  • Stonerstown Church of the Brethren
  • Raystown Branch Juniata River
  • Intersection of Stonerstown Road and Raystown Road (PA-913)
NPN17209549PA License767197

Stonerstown is home to approximately 390 residents in Bedford County, with a median age of 44.1 and a median household income of $58,300. About 93% of homes are owner-occupied; the median home value is $127,000. 27% of adults hold a bachelor's degree or higher; households with children make up 29%; veterans comprise 7% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Stonerstown households.

How Stonerstown compares to Bedford County

BEDFORD COUNTY · 48K RESIDENTS STONERSTOWN · 390 RESIDENTS
Bedford County vs Stonerstown — population comparison Bedford County: 47,613 residents. Stonerstown: 390 residents, 0.8% of Bedford County population.
47,613 BEDFORD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
390 STONERSTOWN RESIDENTS ↳ 0.8% of Bedford County residents
Underwriting Guidelines

What rate class can Stonerstown applicants with arthritis expect from life insurance carriers?

Yes, qualification is common in Stonerstown. Within Bedford County's ~47,000 residents — including the 5.3% currently without health coverage — 28.7% of adults manage arthritis and 21.2% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Stonerstown families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Queen →

📊 Top Health Considerations (CDC)

Top Health Considerations for Stonerstown (CITY) High cholesterol: 35.9%. High blood pressure: 35.8%. Obesity: 37.6%. Diagnosed diabetes: 11.3%. Current smoking: 21.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · STONERSTOWN High cholesterol 35.9% High blood pressure 35.8% Obesity 37.6% Diagnosed diabetes 11.3% Current smoking 21.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Bedford County Gov Portal .GOV
Population ~390
Lack of health insurance (18–64) 8.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4274360
Google Maps
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Stonerstown
Stonerstown, PA 16678, USA
Available in Stonerstown

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Bedford County and Neighboring Pennsylvania Counties

Cities served near Stonerstown.

June Marcia Williams writes life insurance and supplemental health policies across Bedford County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Stonerstown

30 Cities · 3 Counties
Fulton County10
Big Cove TanneryBurnt CabinsCrystal SpringFort LittletonHarrisonvilleHustontownMcConnellsburgNeedmoreThompsonWaterfall
Bedford CountyHome10
Alum BankArtemasBroad TopBuffalo MillsCoaldaleEverettNew EnterpriseNew ParisQueenWoodbury
Somerset County10
AcostaBensonBerlinBoyntonFort HillGlencoeNew BaltimorePaintSeven SpringsSprings
Official Resources

Know your rights in Stonerstown.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Stonerstown insurance — answered.

💰

How much does life insurance cost in Stonerstown?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Stonerstown
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Stonerstown?

Yes. June serves all of Stonerstown and every municipality in Bedford County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

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