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Home›New Jersey›Morris County›Cedar Knolls

June Marcia Williams — Licensed Insurance Agent in Cedar Knolls, NJ
June Marcia Williams
Your Insurance Agent in Cedar Knolls, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cedar Knolls, NJ...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Cedar Knolls

Dedicated Coverage Options from Final Expense to Term Life in Morris County

The Smart Choice for Dependable Life Insurance in Cedar Knolls, NJ

Your local licensed agent in Cedar Knolls, Morris County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Cedar Knolls, Morris County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Cedar Knolls, NJ

Cedar Knolls, NJ — Your Local Producer

Hello, Cedar Knolls neighbors! As a fellow resident of the Morris County area, I appreciate the strong community spirit and unique character we all share. My name is June Marcia Williams, and I'm your local licensed insurance producer. I am dedicated to helping individuals and families here in New Jersey navigate their options for personal insurance, from Term and Whole Life to Final Expense and other special situations. My goal is to provide clear, straightforward guidance so you can feel confident in the decisions you make for your family's future. (NPN: 17209549, NJ License No: 1543971)

  • The Frelinghuysen Arboretum
  • Bee Meadow Park
  • Whippany Park High School
NPN17209549NJ License1543971

Cedar Knolls is home to approximately 4,200 residents in Morris County, with a median age of 42.5 and a median household income of $138,000. About 59% of homes are owner-occupied; the median home value is $592,000. 56% of adults hold a bachelor's degree or higher; households with children make up 28%; veterans comprise 3% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Cedar Knolls households.

How Cedar Knolls compares to Morris County

MORRIS COUNTY · 509K RESIDENTS CEDAR KNOLLS · 4K RESIDENTS
Morris County vs Cedar Knolls — population comparison Morris County: 508,816 residents. Cedar Knolls: 4,181 residents, 0.8% of Morris County population.
508,816 MORRIS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,181 CEDAR KNOLLS RESIDENTS ↳ 0.8% of Morris County residents
Underwriting Guidelines

Are Cedar Knolls residents with arthritis able to qualify for life insurance?

Cedar Knolls applicants with arthritis qualify routinely. The local risk pool — Morris County's ~514,000 residents, 7.9% without health coverage — shows 17.6% adult prevalence of arthritis and 8.5% with diagnosed diabetes. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Cedar Knolls families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Butler →

📊 Top Health Considerations (CDC)

Top Health Considerations for Cedar Knolls (CITY) High cholesterol: 39.9%. High blood pressure: 30.4%. Obesity: 21.8%. Diagnosed diabetes: 8.5%. Current cigarette smoking: 8.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CEDAR KNOLLS High cholesterol 39.9% High blood pressure 30.4% Obesity 21.8% Diagnosed diabetes 8.5% Current cigarette smoking 8.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Morris County Gov Portal .GOV
Population ~4,181
Lack of health insurance (18–64) 7.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3411290
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Available in Cedar Knolls

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Morris County and Neighboring New Jersey Counties

Cities served near Cedar Knolls.

June Marcia Williams writes life insurance and supplemental health policies across Morris County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

🌟 Cities Served near Cedar Knolls

30 Cities · 3 Counties
Sussex County10
Crandon LakesGreenLafayetteLake MohawkLaytonNewtonRoss CornerSpartaSussexVernon Center
Morris CountyHome10
Budd LakeDenvilleFlandersFlorham ParkGilletteLake HiawathaMorristownParsippanyPequannockPompton Plains
Essex County10
Ampere NorthBloomfieldEast OrangeLlewellyn ParkMaplewoodNewarkOrangePleasantdaleUpper MontclairWest Orange
Official Resources

Know your rights in Cedar Knolls.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Cedar Knolls insurance — answered.

💰

How much does life insurance cost in Cedar Knolls?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Cedar Knolls
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Cedar Knolls?

Yes. June serves all of Cedar Knolls and every municipality in Morris County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified
Nearby Cities

Coverage continues next door.

← Previous Butler Morris County, NJ 10 products available
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You Are Here Cedar Knolls Morris County, NJ
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