Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact
June Marcia Williams — Licensed Insurance Agent in Sea Girt, NJ
June Marcia Williams
Your Insurance Agent in Sea Girt, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Sea Girt, NJ...
National Producer No.
17209549
Verify ↗

Expert Life Insurance Agent in Sea Girt, NJ | 12+ Years Experience

Top-Rated Financial Protection for Sea Girt Residents

Honest, Local Insurance Guidance for Your Family's Future in Monmouth County

Your local licensed agent in Sea Girt, Monmouth County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Sea Girt, Monmouth County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Sea Girt, NJ

Sea Girt, NJ — Your Local Producer

Hello, Sea Girt! As a fellow New Jersey resident, I appreciate the unique charm and tight-knit community spirit that makes Monmouth County so special. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my neighbors here in Sea Girt protect what matters most. Whether you're planning for your family's future with Term or Whole Life insurance, or seeking peace of mind with policies for Final Expense, Critical Illness, or Accident & Injury, I'm here to help you navigate your options with personalized attention. (June Marcia Williams, NPN: 17209549, NJ License No: 1543971)

  • Sea Girt Lighthouse
  • Crescent Park
  • The Parker House
NPN17209549NJ License1543971

Sea Girt is home to approximately 2,000 residents in Monmouth County, with a median age of 55.0 and a median household income of $218,000. About 89% of homes are owner-occupied; the median home value is $1,981,000. 79% of adults hold a bachelor's degree or higher; households with children make up 19%; veterans comprise 1% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Sea Girt households.

How Sea Girt compares to Monmouth County

MONMOUTH COUNTY · 643K RESIDENTS SEA GIRT · 2K RESIDENTS
Monmouth County vs Sea Girt — population comparison Monmouth County: 643,064 residents. Sea Girt: 2,031 residents, 0.3% of Monmouth County population.
643,064 MONMOUTH COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,031 SEA GIRT RESIDENTS ↳ 0.3% of Monmouth County residents

Does cancer (non-skin) or melanoma affect life insurance rates in Sea Girt, NJ?

Yes, qualification is common in Sea Girt. Within Monmouth County's ~643,000 residents — including the 7.7% currently without health coverage — 8.9% of adults manage cancer (non-skin) or melanoma and 43.2% live with high cholesterol per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Sea Girt families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Yorketown →

📊 Top Health Considerations (CDC)

Top Health Considerations for Sea Girt (CITY) High cholesterol: 43.2%. High blood pressure: 34.9%. Obesity: 27.4%. Diagnosed diabetes: 9.2%. Current cigarette smoking: 6.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SEA GIRT High cholesterol 43.2% High blood pressure 34.9% Obesity 27.4% Diagnosed diabetes 9.2% Current cigarette smoking 6.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~2,031
Lack of health insurance (18–64) 4.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3466330
Google Maps
Sea Girt photo 1Sea Girt photo 2Sea Girt photo 3Sea Girt photo 4
View on Google Maps
Sea Girt
Sea Girt, NJ 08750, USA

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized

Cities served near Sea Girt.

June Marcia Williams writes life insurance and supplemental health policies across Monmouth County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

Know your rights in Sea Girt.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Sea Girt insurance — answered.

💰

How much does life insurance cost in Sea Girt?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Sea Girt
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Sea Girt?

Yes. June serves all of Sea Girt and every municipality in Monmouth County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified

Coverage continues next door.

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
Ask Lia