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Home›New Jersey›Middlesex County›Carteret

June Marcia Williams — Licensed Insurance Agent in Carteret, NJ
June Marcia Williams
Your Insurance Agent in Carteret, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Carteret, NJ...
National Producer No.
17209549
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Trusted Life Insurance in Carteret, NJ | Local Expert

Securing Families Across Middlesex County with 9 Tailored Product Lines

Why Carteret Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Carteret, Middlesex County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Carteret, Middlesex County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Carteret, NJ

Carteret, NJ — Your Local Producer

Hello, Carteret! As a fellow New Jerseyan, I appreciate the strong community spirit and forward momentum I see throughout Middlesex County. My name is June Marcia Williams, and I'm a licensed insurance producer dedicated to serving my neighbors. I help individuals and families navigate their options for Term Life, Whole Life, Final Expense, and other personal plans like Critical Illness or Accident & Injury coverage. My goal is to provide clear, straightforward guidance so you can make confident decisions for your future. I'm here to help you protect what matters most. (NPN: 17209549, NJ License No: 1543971)

  • Carteret Waterfront Park
  • Carteret Public Library
  • Carteret High School
NPN17209549NJ License1543971

Carteret is home to approximately 25,200 residents in Middlesex County, with a median age of 37.6 and a median household income of $79,000. About 54% of homes are owner-occupied; the median home value is $338,000. 28% of adults hold a bachelor's degree or higher; households with children make up 38%; veterans comprise 2% of residents. Average household size is 3.1. These demographic markers shape which life insurance products fit Carteret households.

How Carteret compares to Middlesex County

MIDDLESEX COUNTY · 860K RESIDENTS CARTERET · 25K RESIDENTS
Middlesex County vs Carteret — population comparison Middlesex County: 860,147 residents. Carteret: 25,161 residents, 2.9% of Middlesex County population.
860,147 MIDDLESEX COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
25,161 CARTERET RESIDENTS ↳ 2.9% of Middlesex County residents
Underwriting Guidelines

Does current cigarette smoking affect life insurance rates in Carteret, NJ?

Yes, qualification is common in Carteret. Within Middlesex County's ~864,000 residents — including the 10.8% currently without health coverage — 12.2% of adults manage current cigarette smoking and 37.6% live with high cholesterol per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Carteret families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Brownville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Carteret (CITY) High cholesterol: 37.6%. High blood pressure: 33.3%. Obesity: 33.5%. Diagnosed diabetes: 12.6%. Current cigarette smoking: 12.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CARTERET High cholesterol 37.6% High blood pressure 33.3% Obesity 33.5% Diagnosed diabetes 12.6% Current cigarette smoking 12.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Middlesex County Gov Portal .GOV
Population ~25,161
Lack of health insurance (18–64) 15.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3410750
Google Maps
3.5 10 reviews
Carteret Borough Hall photo 1Carteret Borough Hall photo 2Carteret Borough Hall photo 3Carteret Borough Hall photo 4
Photos by Shloime Tendler , chiribitica monica lopez , Francisco Usigan , Mushtaq Shaikh via Google Maps
View on Google Maps
Carteret Borough Hall
Open now · Mon 8:00 AM – 4:00 PM
(732) 541-3801
carteret.net
61 Cooke Ave, Carteret, NJ 07008, USA
Recent Reviews
Burt Shoobs ★★★★★
"Carteret Borough Hall is an architectural marvel from the last century. Its ornate exostructure harkens back to a long lost era, when architects took time and patience to carefully construct their bui…"
Impala Pal ★☆☆☆☆
"Warning....Do not buy a house here in 07008 zip. At zip code. It's an entire flood zone. Mostly..... you will not be able to insure yout home... Research is very carefully. I will not move here. The i…"
Available in Carteret

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Middlesex County and Neighboring New Jersey Counties

Cities served near Carteret.

June Marcia Williams writes life insurance and supplemental health policies across Middlesex County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

🌟 Cities Served near Carteret

30 Cities · 3 Counties
Monmouth County10
Asbury ParkBelfordLeonardoLincroftLong BranchNavesinkNew MonmouthNorth MiddletownOceanPort Monmouth
Middlesex CountyHome10
AvenelBrownvilleColoniaFordsIselinLaurence HarborMenlo Park TerraceOld BridgePerth AmboyPort Reading
Mercer County10
Dutch NeckGrovevilleHamilton SquareMercervilleRobbinsville CenterTrentonWest TrentonWhite HorseWindsorYardville
Official Resources

Know your rights in Carteret.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Carteret insurance — answered.

💰

How much does life insurance cost in Carteret?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Carteret
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Carteret?

Yes. June serves all of Carteret and every municipality in Middlesex County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified
Nearby Cities

Coverage continues next door.

← Previous Brownville Middlesex County, NJ 10 products available
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