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June Marcia Williams — Licensed Insurance Agent in Rutgers University-Busch Campus, NJ
June Marcia Williams
Your Insurance Agent in Rutgers University-Busch Campus, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Rutgers University-Busch Campus, NJ...
National Producer No.
17209549
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Life Insurance in Rutgers University-Busch Campus, NJ

Your Local NJ Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Rutgers University-Busch Campus Without the Complexity

Your local licensed agent in Rutgers University-Busch Campus, Middlesex County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Rutgers University-Busch Campus, Middlesex County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Rutgers University-Busch Campus, NJ

Rutgers University-Busch Campus, NJ — Your Local Producer

For the vibrant community around Rutgers University-Busch Campus, planning for the future is just as important as the innovation happening here every day. As a fellow New Jersey resident and a licensed insurance producer, I'm June Marcia Williams, and I'm here to help my Middlesex County neighbors understand their personal insurance options. Whether you're considering Term Life, Final Expense, or coverage for critical illness or accidents, my goal is to provide clear, straightforward guidance. I offer one-on-one consultations to find solutions that fit your unique life. (NPN: 17209549, New Jersey License No: 1543971)

  • SHI Stadium
  • Sonny Werblin Recreation Center
  • Busch Student Center
NPN17209549NJ License1543971

Rutgers University-Busch Campus is home to approximately 6,700 residents in Middlesex County, with a median age of 20.2 and a median household income of $87,500. About 0% of homes are owner-occupied. 89% of adults hold a bachelor's degree or higher; households with children make up 67%; veterans comprise 0% of residents. Average household size is 3.4. These demographic markers shape which life insurance products fit Rutgers University-Busch Campus households.

How Rutgers University-Busch Campus compares to Middlesex County

MIDDLESEX COUNTY · 860K RESIDENTS RUTGERS UNIVERSITY-BUSCH CAMPUS · 7K RESIDENTS
Middlesex County vs Rutgers University-Busch Campus — population comparison Middlesex County: 860,147 residents. Rutgers University-Busch Campus: 6,663 residents, 0.8% of Middlesex County population.
860,147 MIDDLESEX COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
6,663 RUTGERS UNIVERSITY-BUSCH CAMPUS RESIDENTS ↳ 0.8% of Middlesex County residents
Underwriting Guidelines

Does current cigarette smoking affect life insurance rates in Rutgers University-Busch Campus, NJ?

Rutgers University-Busch Campus applicants with current cigarette smoking qualify routinely. The local risk pool — Middlesex County's ~860,000 residents, 10.8% without health coverage — shows 8.2% adult prevalence of current cigarette smoking and 34.5% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Rossmoor →

📊 Top Health Considerations (CDC)

Top Health Considerations for Rutgers University-Busch Campus (CITY) High cholesterol: 34.5%. High blood pressure: 28.4%. Obesity: 26.3%. Diagnosed diabetes: 9.5%. Current cigarette smoking: 8.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · RUTGERS UNIVERSITY-BUSCH CAMPUS High cholesterol 34.5% High blood pressure 28.4% Obesity 26.3% Diagnosed diabetes 9.5% Current cigarette smoking 8.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Middlesex County Gov Portal .GOV
Population ~6,663
Lack of health insurance (18–64) 8.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3465249
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Available in Rutgers University-Busch Campus

Life Insurance Products in Rutgers University-Busch Campus, NJ

10 insurance products available in Rutgers University-Busch Campus

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Middlesex County and Nearby New Jersey Counties

Life Insurance by City Near Rutgers University-Busch Campus, NJ

Life insurance by city across Middlesex County and adjacent New Jersey counties.

🌟 Cities Served near Rutgers University-Busch Campus

30 Cities · 3 Counties
Union County10
Berkeley HeightsClarkElizabethGarwoodLindenNew ProvidencePlainfieldRahwayRoselleSummit
Middlesex CountyHome10
CarteretCranburyEast BrunswickEdisonHighland ParkNew BrunswickOld BridgePerth AmboyPlainsboroWoodbridge
Monmouth County10
Asbury ParkHazletHolmdelHowellKeansburgLong BranchManalapanMarlboroUnion BeachWall
Official Resources

Know your rights in Rutgers University-Busch Campus.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Rutgers University-Busch Campus Life Insurance Questions

💰

How much does life insurance cost in Rutgers University-Busch Campus?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Rutgers University-Busch Campus
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Rutgers University-Busch Campus?

Yes. June serves all of Rutgers University-Busch Campus and every municipality in Middlesex County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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