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June Marcia Williams — Licensed Insurance Agent in Montclair State University, NJ
June Marcia Williams
Your Insurance Agent in Montclair State University, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Montclair State University, NJ...
National Producer No.
17209549
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Life Insurance in Montclair State University, NJ

Top-Rated Financial Protection for Montclair State University Residents

Honest, Local Insurance Guidance for Your Family's Future in Essex County

Your local licensed agent in Montclair State University, Essex County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Montclair State University, Essex County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

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Right here · Montclair State University, NJ

Montclair State University, NJ — Your Local Producer

Hello to my neighbors in the Montclair State University community. Living in this dynamic area, which bridges both Essex and Passaic Counties, means being part of a place that's always moving forward. As a licensed insurance producer right here in New Jersey, I'm June Marcia Williams, and I'm dedicated to helping you navigate your financial future. I offer guidance on personal insurance options like Term and Whole Life, Final Expense, and policies for critical illness or accidents. My goal is to provide clear information so you feel confident in your choices. (NPN: 17209549, NJ License No: 1543971)

  • Montclair State University Station
  • Alexander Kasser Theater
  • Harry A. Sprague Library
NPN17209549NJ License1543971
Underwriting Guidelines

Does high blood pressure affect life insurance rates in Montclair State University, NJ?

Yes, qualification is common in Montclair State University. Within Essex County's ~853,000 residents — including the 14.5% currently without health coverage — 28.9% of adults manage high blood pressure and 26.1% live with obesity per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Montclair →

📊 Top Health Considerations (CDC)

Top Health Considerations for Montclair State University (CITY) High cholesterol: 36%. High blood pressure: 28.9%. Obesity: 26.1%. Diagnosed diabetes: 9.2%. Current cigarette smoking: 9.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MONTCLAIR STATE UNIVERSITY High cholesterol 36.0% High blood pressure 28.9% Obesity 26.1% Diagnosed diabetes 9.2% Current cigarette smoking 9.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Essex County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) 10.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3447524
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Available in Montclair State University

Life Insurance Products in Montclair State University, NJ

10 insurance products available in Montclair State University

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Essex County and Nearby New Jersey Counties

Life Insurance by City Near Montclair State University, NJ

Life insurance by city across Essex County and adjacent New Jersey counties.

🌟 Cities Served near Montclair State University

30 Cities · 3 Counties
Union County10
Berkeley HeightsClarkElizabethGarwoodLindenNew ProvidencePlainfieldRahwayRoselleSummit
Essex CountyHome10
BellevilleBloomfieldEast OrangeLivingstonMaplewoodMillburnNewarkNorth CaldwellOrangeWest Orange
Hudson County10
BayonneGuttenbergHobokenJersey CityKearnyNorth BergenSecaucusUnion CityWeehawkenWest New York
Official Resources

Know your rights in Montclair State University.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Montclair State University Life Insurance Questions

💰

How much does life insurance cost in Montclair State University?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Montclair State University
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Montclair State University?

Yes. June serves all of Montclair State University and every municipality in Essex County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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