June Marcia Williams

Your Insurance Agent in Orange City, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Orange City, FL...

National Producer No.

17209549

Verify ↗

Hospital Indemnity Insurance in Orange City, FL

June Williams — supplemental health specialist. HDHP gap coverage.

Hospital indemnity insurance for Orange City, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — fixed daily cash benefit for each day admitted to a hospital, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Orange City, FL

Orange City, FL — Your Local Producer

Hello, Orange City! As a fellow Floridian and a licensed insurance producer, I understand the unique character of our Volusia County communities. Whether you're enjoying the natural beauty that surrounds us or building a future for your family, having the right insurance protection is key. I'm June Marcia Williams (NPN: 17209549), and I'm here to help you navigate options like Term Life, Final Expense, and other personal policies. My goal is to provide clear, straightforward guidance so you can make confident decisions for your loved ones. Let's connect and review your needs. (Florida License No: W840529)

Blue Spring State Park
Orange City Hall
University High School

NPN17209549FL LicenseW840529

Licensed Hospital Indemnity Producers in Orange City

193 on public record · Florida DFS · Fla. Stat. §119.01

Adele Rose Urback

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 18354607 Licensed 2020

Aisha P Astudillo

Life Including Variable Annuity & Health

NPN 22124967 Licensed 2026

Aleida M Palacios

Life Including Variable Annuity & Health

NPN 16978486 Licensed 2013

Alexa Ocasio

Life Including Variable Annuity & Health

NPN 21411571 Licensed 2024

Alexander Joseph Strader

Life Including Variable Annuity & Health

NPN 20510018 Licensed 2022

Alexandra Michelle Bilbao Cuadra

Life Including Variable Annuity & Health

NPN 20422275 Licensed 2022

Alexys Zarra

Life Including Variable Annuity & Health

NPN 21548184 Licensed 2025

Amanda Nicolas

Life Including Variable Annuity & Health

NPN 19957976 Licensed 2021

Amelia J Fulton

Life Including Variable Annuity & Health

NPN 20677673 Licensed 2023

Ana Maria Arango

Life Including Variable Annuity & Health

NPN 16099623 Licensed 2010

Ana Maria Morales

Life Including Variable Annuity & Health

NPN 20333400 Licensed 2022

Anders Christiansen

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 20774542 Licensed 2023

Angibell A Hernandez Garcia

Life Including Variable Annuity & Health

NPN 20814975 Licensed 2023

Anne Alisa Lozinski

Life Including Variable Annuity & Health

NPN 17380917 Licensed 2014

Anthony P Schwan

Life Including Variable Annuity & Health

NPN 19806790 Licensed 2021

Arthur Papanastasiou

Life Including Variable Annuity & Health

NPN 3364791 Licensed 2024

Ashley Brooke Mcintosh

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 8783971 Licensed 2012

Audrey Rachel Rioux

Life Including Variable Annuity & Health

NPN 19576304 Licensed 2020

Beth Ann Keffer

Life Including Variable Annuity & Health

NPN 21068759 Licensed 2024

Bradford James Tallman

Life Including Variable Annuity & Health

NPN 540243 Licensed 1988

Brianna Lapotaire

Life Including Variable Annuity & Health

NPN 18545319 Licensed 2017

Bruce Michael Weller

Life Including Variable Annuity & Health

NPN 19641716 Licensed 2020

Caitlin Autumn Young

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 16698032 Licensed 2012

Caitlin Marie Vandusen

Life Including Variable Annuity & Health

NPN 21526013 Licensed 2025

View all 193 licensed hospital indemnity producers in Orange City →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Hospital Indemnity Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Hospital Indemnity Insurance across the Orange City regional market. Rates are localized using regional health baselines.

Official Orange City Resources

County Volusia County

Population Data Pending

Lack of insurance (18–64) 15.5%

FIPS code 1251825

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Orange City rates. Start your quote request below.

FL OIR .GOV Volusia County Gov Portal .GOV

4.4 9 reviews

Photos by William Brundage , Steven Sanders , Gabriel , Dustin Berg via Google Maps

View on Google Maps

Orange City City Hall

Open now · Mon 8:00 AM – 5:00 PM

(386) 775-5400

orangecityfl.gov .GOV

205 E Graves Ave, Orange City, FL 32763, USA

Recent Reviews

Examined Life Consulting ★☆☆☆☆

"Extremely disappointing experience with Code Enforcement Officer Coy Rainey. When residents report potential violations that affect health, safety, and the use of their property, they expect a profes…"

Hudson Amaral ★★★★★

"A very cool and historic landmark in downtown Orange City. Definitely worth seeing around the holidays, they do a fantastic job at decorating and maintaining the properties."

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Hospital Indemnity Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Cash benefits for unexpected hospital stays — no obligation — quick & easy pre-qualification

Hospital confinement — daily benefit

$100

$200

$500

$1,100

ICU confinement — daily benefit

$200

$400

$750

$1,500

Who needs coverage?

Just Me

Me + Spouse

Family

✅

Your benefit selections are ready!

June will review your hospital & ICU benefit levels and match you with the best carrier for your coverage needs. Enter your contact info to get started.

Your Name

Phone Number

Email Address

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure · Never shared · June responds within 30 min

✅

Consultation Request Sent!

June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Hospital Indemnity Options

Core Benefit

Hospital Confinement

Daily cash for inpatient stays

$100-$1,100 per day
Paid from day 1 of admission
Any covered reason
No network restrictions
Paid directly to you

Get Quote

ICU Confinement

Enhanced daily rate for intensive care

$200-$1,500 per day
Paid in lieu of hospital rate
Critical care situations
No lifetime maximum
Guaranteed renewable

Get Quote

Optional Benefits

Skilled nursing + outpatient

Skilled nursing: $50-$550/day
Up to 14 days after 7-day elimination
Outpatient surgery: $50-$550
One surgery per year
Wellness visit: $75/year

Get Quote

Important — what this coverage does not pay

This is limited benefit supplemental coverage. It is not major medical insurance, not comprehensive health coverage, and not a substitute for either. It does not meet minimum essential coverage requirements.

Benefits are paid only when the policy’s specific conditions are met. This policy contains exclusions, limitations, and reductions of benefits, and terms under which the policy may be continued in force or discontinued. Some benefits do not begin until a waiting period has passed. Losses caused by a health condition you had before your coverage start date may not be covered. Coverage of this type is guaranteed renewable; premium rates may change, but only for an entire class of policies, never for you individually.

For costs and complete details of the coverage, including the full list of exclusions and limitations, review the policy documents or contact us before applying.

📖 Hospital Indemnity Knowledge

Everything You Need to Know About Hospital Indemnity Insurance

🏨

What Is Hospital Indemnity Insurance?

Hospital indemnity pays a fixed daily cash benefit for every day you're confined to a hospital — regardless of the reason. Accident, illness, planned surgery — it doesn't matter. The cash is paid directly to you, not the hospital. Use it for copays, deductibles, lost income, childcare, mortgage, or anything else while you recover.

💲

How Daily Benefits Work

You choose your daily benefit at enrollment: $100 to $1,100/day for hospital, $200 to $1,500/day for ICU. A 5-day hospital stay at $500/day = $2,500 cash. A 3-day ICU stay at $1,000/day = $3,000 cash. Benefits are paid per confinement with no annual or lifetime maximum on the number of stays.

📊

Hospital Indemnity vs. Health Insurance

Health insurance covers hospital bills. Hospital indemnity covers everything health insurance doesn't — your deductible (national average $1,787 for single coverage, KFF 2024), copays, out-of-network charges, transportation, childcare, and lost wages. Even with health insurance, out-of-pocket costs for a hospital stay in Florida can run $1,200–$3,500. Hospital indemnity fills the gap from day one.

💊

Skilled Nursing & Outpatient

Optional riders add skilled nursing facility benefits ($50-$550/day for up to 14 days after a 7-day elimination period) and outpatient surgery benefits ($50-$550 per procedure, one per year). The wellness visit rider pays $75/year for preventative care — a benefit that pays even if you're never hospitalized.

👨‍👩‍👧

Who Needs Hospital Indemnity?

Anyone with a high-deductible health plan (HDHP), an HSA, or Medicare. If your health insurance deductible is $1,000+, hospital indemnity fills the gap from day one. It's also ideal for self-employed workers who lose income during hospital stays, and families where one hospitalization could create a financial emergency.

⚖️

Florida Consumer Protections

Hospital indemnity policies through our carriers are guaranteed renewable with level premiums. Florida requires a 14-day free-look period (Fla. Stat. § 627.4554). Issue ages 18–85. Guaranteed issue available for qualified worksites. Simplified issue for individuals requires health questions. Medicaid may reduce benefits. Federal law (Social Security Act § 1882) requires uniform Medigap disclosure for applicants 65+.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.

Life Insurance in Orange City

More Insurance Options in Orange City, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Hospital Indemnity Insurance FAQ

💰

How much does hospital indemnity pay per day?

Hospital confinement benefits range from $100 to $1,100 per day. ICU benefits range from $200 to $1,500 per day. You choose your daily benefit amount at enrollment.

🏥

Does it cover any reason for hospitalization?

Yes. Hospital indemnity pays for any covered hospitalization — accident, illness, or planned surgery. Pre-existing conditions have a 12-month lookback period.

📋

Can I use it with Medicare?

Yes. Hospital indemnity is a popular Medicare supplement. It helps cover Medicare Part A deductibles and copays. Issue ages up to 85. Federal law (Social Security Act § 1882) requires a uniform Medigap Outline of Coverage disclosure for all applicants age 65+.

🏥

Is there a limit on how many times I can use it?

No annual or lifetime maximum on the number of hospital stays. Benefits are paid per confinement. The policy is guaranteed renewable for life with level premiums.

🩺

Is a medical exam required?

No medical exam. Simplified issue requires health questions. Guaranteed issue available through qualified employer groups. Issue ages 18-85.

Nearby Hospital Indemnity Coverage

Read the Full Hospital Indemnity Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Hospital Indemnity Insurance in Orange City, FL

Orange City, FL — Your Local Producer

Licensed Hospital Indemnity Producers in Orange City

🏨 Hospital Indemnity Insurance Underwriting Scope

🏛️ Official Orange City Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

Check Your Coverage Options

Consultation Request Sent!

Hospital Indemnity Options

Hospital Confinement

ICU Confinement

Optional Benefits

Everything You Need to Know About Hospital Indemnity Insurance

What Is Hospital Indemnity Insurance?

How Daily Benefits Work

Hospital Indemnity vs. Health Insurance

Skilled Nursing & Outpatient

Who Needs Hospital Indemnity?

Florida Consumer Protections

More Insurance Options in Orange City, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Hospital Indemnity Insurance FAQ

How much does hospital indemnity pay per day?

Does it cover any reason for hospitalization?

Can I use it with Medicare?

Is there a limit on how many times I can use it?

Is a medical exam required?

Also Serving Volusia County

Cassadaga Life Protection

Daytona Beach Coverage Guide

Deland Life Protection

DeLand Southwest Financial Security

The Deltona Legacy Plan

Holly Hill Wealth Strategy

North DeLand Coverage Guide

Ormond Beach Wealth Strategy

Ormond-by-the-Sea Life Protection

South Daytona Coverage Guide

Beverly Beach Life Protection

Bunnell Wealth Strategy

Flagler Beach Coverage Guide

Palm Coast Life Protection

Apopka Life Protection

Meadow Woods Financial Security

Oakland Coverage Guide

Orlando Financial Security

South Apopka Coverage Guide

Southchase Financial Security

Windermere Coverage Guide

The Winter Garden Legacy Plan

Winter Park Coverage Guide

The Zellwood Legacy Plan

Talk to a real person. Today.

Hospital Indemnity Insurance Underwriting Scope

Official Orange City Resources