Directory
Life & Health Agents Property & Casualty Agents Insurance Agencies Verify a License For Producers
Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact 🗺️ Map I'm an Agent — It's Free

Home›Florida›Volusia County›New Smyrna Beach›Critical Illness Insurance

June Marcia Williams — Licensed Critical Illness Insurance Agent in New Smyrna Beach, FL
June Marcia Williams
Your Insurance Agent in New Smyrna Beach, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing New Smyrna Beach, FL...
National Producer No.
17209549
Verify ↗

Critical Illness Insurance in New Smyrna Beach, FL

Fill the gap between health insurance and real-life costs.

Critical illness insurance for New Smyrna Beach, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum benefits paid on diagnosis of cancer, heart attack, or stroke, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · New Smyrna Beach, FL

New Smyrna Beach, FL — Your Local Producer

Hello, New Smyrna Beach! I love the unique blend of coastal living and artistic spirit that makes our Volusia County community so special. As a licensed insurance producer right here in Florida, I help my neighbors protect the lives they've built. Whether you're thinking about securing your family's future with life insurance, preparing for unexpected health events, or planning for final expenses, I can help you navigate your options. My goal is to provide clear, personalized guidance. As June Marcia Williams (NPN: 17209549, FL License: W840529), I'm here to help you find the right coverage.

  • Smyrna Dunes Park
  • Canal Street Historic District
  • New Smyrna Beach City Hall
NPN17209549FL LicenseW840529

Licensed Critical Illness Producers in New Smyrna Beach

273 on public record · Florida DFS · Fla. Stat. §119.01

AL
Adrienne Latoff
Life Including Variable Annuity & Health
NPN 17438702 Licensed 2014
AS
Alan Richard Sollis
Life Including Variable Annuity & Health
NPN 21359597 Licensed 2024
AN
Alana Nicole Nelson
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 16817760 Licensed 2020
AM
Albin E Mulero
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 397539 Licensed 2001
AS
Alexander T Sperrazza
Life Including Variable Annuity & Health
NPN 20542781 Licensed 2022
AV
Alexandra Veras
Life Including Variable Annuity & Health
NPN 19271145 Licensed 2019
AM
Alfred Thomas Marucci
Life Including Variable Annuity & Health
NPN 20356533 Licensed 2022
AC
Allen Frank Cloer
Life Including Variable Annuity & Health
NPN 648075 Licensed 1994
AM
Alyse Brooke Mckinley
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 22260077 Licensed 2026
AS
Alyssa Dawn Struck
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 18532229 Licensed 2017
AB
Amanda Barefield
Life Including Variable Annuity & Health
NPN 20847185 Licensed 2023
AE
Amanda Earp
Life Including Variable Annuity & Health
NPN 20579563 Licensed 2023
AJ
Amber Johns
Life Including Variable Annuity & Health
NPN 20977091 Licensed 2023
AB
Amy Louise Beese
Life Including Variable Annuity & Health
NPN 20981069 Licensed 2023
AD
Amy Marie Devor
Life Including Variable Annuity & Health
NPN 8624729 Licensed 2019
AW
Andrew James Watson
Life Including Variable Annuity & Health
NPN 18881798 Licensed 2026
AM
Andrew L Max
Life Including Variable Annuity & Health
NPN 20607215 Licensed 2023
AM
Angelina Louise Masini-Sloan
Life Including Variable Annuity & Health
NPN 21661479 Licensed 2025
AT
Ann L Tanner
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 18028297 Licensed 2022
AS
Anna Maria Skentzos
Life Including Variable Annuity & Health
NPN 16779513 Licensed 2012
AM
Anthony Lee Miller
Life Including Variable Annuity & Health
NPN 762533 Licensed 2005
AS
Ashley Jayne Smith
Life Including Variable Annuity & Health
NPN 17294891 Licensed 2016
AS
Austin Raymond Sapp
Life Including Variable Annuity & Health
NPN 22224541 Licensed 2026
BH
Benjamin Hamby
Life Including Variable Annuity & Health
NPN 20673326 Licensed 2023
View all 273 licensed critical illness producers in New Smyrna Beach →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Critical Illness Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Critical Illness Insurance across the New Smyrna Beach regional market. Rates are localized using regional health baselines.

Official New Smyrna Beach Resources

County Volusia County
Population ~30,449
Lack of insurance (18–64) 10.2%
FIPS code 1248625

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized New Smyrna Beach rates. Start your quote request below.

FL OIR .GOV Volusia County Gov Portal .GOV
Google Maps
3.3 12 reviews
New Smyrna Beach City Hall photo 1New Smyrna Beach City Hall photo 2New Smyrna Beach City Hall photo 3New Smyrna Beach City Hall photo 4
Photos by Alan Rosko , Whalun , Christopher Janssen , Mark Loftin via Google Maps
View on Google Maps
New Smyrna Beach City Hall
(386) 410-2600
cityofnsb.com
210 Sams Ave, New Smyrna Beach, FL 32168, USA
Recent Reviews
Bso Sso ★☆☆☆☆
"Get ready for some serious flooding by coastal woods because of that new i95 entrance! Town chooses to flood your house just to appease construction companies."
B Soul ★☆☆☆☆
"Crazy how the city doesnt care about flooding its citizens. Absolutely disgusting what people will do for money. New i95 ramp will cause problems"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Critical Illness Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Focus on recovery, not medical bills — no obligation — tailored quotes from leading providers

✅

You may qualify for coverage!

Based on your selections, June can compare rates from multiple A-rated carriers. Enter your contact info below so she can reach out with your personalized options.

Your info is secure · Never shared · June responds within 30 min
✅

Consultation Request Sent!

June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689
Compare Plans

Critical Illness Options

Cancer Only

Diagnosis-triggered lump sum
  • 100% lump sum on cancer diagnosis
  • $300 skin cancer benefit
  • $75/yr annual care for 5 years
  • Option B: $200/day hospital
  • Option B: $50/yr wellness screening
Get Quote
Most Comprehensive

Cancer + Heart & Stroke

Combined critical illness protection
  • 100% lump sum: cancer, heart attack, stroke
  • 50% for bypass surgery
  • 25% for angioplasty, stent, TIA
  • Option B: $100/yr wellness screening
  • Subsequent diagnosis scale to 100%
Get Quote

Heart & Stroke Only

Cardiovascular protection
  • 100% lump sum: heart attack or stroke
  • 50% for coronary artery bypass
  • 25% for angioplasty, stent, TIA
  • End-stage renal failure covered
  • Option B: $50/yr wellness screening
Get Quote
📖 Critical Illness Knowledge

Everything You Need to Know About Critical Illness Insurance

🏥

What Is Critical Illness Insurance?

Critical illness insurance pays a one-time, tax-free lump sum if you're diagnosed with a covered condition — cancer, heart attack, stroke, or other specified illnesses. It's not health insurance. It's income replacement when you can't work. Use the cash for anything: treatment copays, mortgage payments, childcare, travel to specialists, or lost wages.

💲

How the Lump Sum Works

Choose a benefit amount from $10,000 to $100,000. If diagnosed with a covered condition, you receive the full lump sum (or a percentage for lesser conditions like TIA or skin cancer). The money is paid directly to you — not the hospital, not the insurance company. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, scaling to 100% after 61 months.

🎗️

What Conditions Are Covered?

Cancer: All invasive cancers (100% lump sum), carcinoma in-situ (25%), skin cancer ($300). Heart & Stroke: Heart attack (100%), stroke (100%), coronary artery bypass (50%), angioplasty/stent (25%), TIA (25%). Combined plans also cover end-stage renal failure. All conditions must be first-time diagnoses after the policy effective date.

💎

Option A vs. Option B

Option A: Lump sum only — simple, clean, one payment on diagnosis. Option B: Lump sum PLUS hospital confinement ($200/day for days 1-30, $400/day for 31+), wellness screening benefit ($50-$100/year for preventative care), and radiation/chemo benefits ($200/day). Option B costs more but provides ongoing support during treatment.

⚕️

Health Insurance Gap Coverage

Health insurance covers medical bills. But it doesn't cover your mortgage, car payment, groceries, or childcare while you're in treatment. The average cancer patient faces $12,000+ in out-of-pocket costs in the first year alone — and that's with insurance. Critical illness insurance fills the gap between what health insurance covers and what life actually costs during a health crisis.

⚖️

Florida Consumer Protections

Florida requires a 14-day free-look period on all supplemental health policies (Fla. Stat. § 627.4554). Critical illness policies typically have a 12-month pre-existing condition lookback — conditions diagnosed or treated in the 12 months before your effective date are excluded during the first policy year. After that, full coverage applies. All policies are guaranteed renewable for life.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.
Life Insurance in New Smyrna Beach

More Insurance Options in New Smyrna Beach, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense
Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM
Frequently Asked Questions

Critical Illness Insurance FAQ

💰

How much does critical illness insurance cost?

Premiums vary by age, coverage type, and benefit amount. Coverage is affordable for most families. June provides personalized quotes based on your specific situation — no obligation.

🏥

Is a medical exam required?

No medical exam. Eligibility is based on health questions at point of sale. Pre-existing conditions within the past 12 months may affect eligibility for specific coverage types.

🔄

Can I claim more than once?

Yes. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, 40% after 25 months, scaling to 100% after 61 months since the previous diagnosis. The scale resets after each claim.

❤️

What if I have a family history of cancer or heart disease?

Family history alone does not disqualify you. Eligibility depends on your personal health history. Certain current conditions may affect which coverage type you qualify for. June helps navigate the options.

📋

Does this replace health insurance?

No. Critical illness insurance supplements health insurance. Health insurance covers medical bills. Critical illness insurance covers everything else — mortgage, bills, lost income, childcare. They work together.

Nearby Critical Illness Coverage

Also Serving Volusia County

Cassadaga Life Protection

Personalized Critical Illness quotes for Cassadaga residents — no obligation.

View Cassadaga Coverage

Daytona Beach Coverage Guide

Compare Critical Illness rates from licensed carriers serving Daytona Beach.

View Daytona Beach Coverage

Deland Life Protection

Compare Critical Illness rates from licensed carriers serving Deland.

View Deland Coverage

DeLand Southwest Financial Security

Dedicated Critical Illness coverage page for DeLand Southwest with local agent support.

View DeLand Southwest Coverage

The Deltona Legacy Plan

Critical Illness protection tailored to Deltona families and businesses.

View Deltona Coverage

Holly Hill Wealth Strategy

Compare Critical Illness rates from licensed carriers serving Holly Hill.

View Holly Hill Coverage

North DeLand Coverage Guide

Compare Critical Illness rates from licensed carriers serving North DeLand.

View North DeLand Coverage

Ormond Beach Wealth Strategy

Dedicated Critical Illness coverage page for Ormond Beach with local agent support.

View Ormond Beach Coverage

Ormond-by-the-Sea Life Protection

Critical Illness protection tailored to Ormond-by-the-Sea families and businesses.

View Ormond-by-the-Sea Coverage

South Daytona Coverage Guide

Personalized Critical Illness quotes for South Daytona residents — no obligation.

View South Daytona Coverage

Clermont Wealth Strategy

Personalized Critical Illness quotes for Clermont residents — no obligation.

View Clermont Coverage

Dona Vista Coverage Guide

Personalized Critical Illness quotes for Dona Vista residents — no obligation.

View Dona Vista Coverage

The Eustis Legacy Plan

Critical Illness protection tailored to Eustis families and businesses.

View Eustis Coverage

Fruitland Park Wealth Strategy

Compare Critical Illness rates from licensed carriers serving Fruitland Park.

View Fruitland Park Coverage

Groveland Wealth Strategy

Personalized Critical Illness quotes for Groveland residents — no obligation.

View Groveland Coverage

Leesburg Coverage Guide

Dedicated Critical Illness coverage page for Leesburg with local agent support.

View Leesburg Coverage

Minneola Life Protection

Critical Illness protection tailored to Minneola families and businesses.

View Minneola Coverage

Montverde Life Protection

Compare Critical Illness rates from licensed carriers serving Montverde.

View Montverde Coverage

Mount Dora Wealth Strategy

Personalized Critical Illness quotes for Mount Dora residents — no obligation.

View Mount Dora Coverage

Umatilla Wealth Strategy

Critical Illness protection tailored to Umatilla families and businesses.

View Umatilla Coverage

Crescent City Financial Security

Critical Illness protection tailored to Crescent City families and businesses.

View Crescent City Coverage

The East Palatka Legacy Plan

Compare Critical Illness rates from licensed carriers serving East Palatka.

View East Palatka Coverage

Florahome Coverage Guide

Critical Illness protection tailored to Florahome families and businesses.

View Florahome Coverage

Georgetown Coverage Guide

Critical Illness protection tailored to Georgetown families and businesses.

View Georgetown Coverage

The Grandin Legacy Plan

Critical Illness protection tailored to Grandin families and businesses.

View Grandin Coverage

Hollister Wealth Strategy

Compare Critical Illness rates from licensed carriers serving Hollister.

View Hollister Coverage

Interlachen Financial Security

Critical Illness protection tailored to Interlachen families and businesses.

View Interlachen Coverage

Lake Como Financial Security

Compare Critical Illness rates from licensed carriers serving Lake Como.

View Lake Como Coverage

Palatka Life Protection

Compare Critical Illness rates from licensed carriers serving Palatka.

View Palatka Coverage

The Welaka Legacy Plan

Dedicated Critical Illness coverage page for Welaka with local agent support.

View Welaka Coverage
Read the Full Critical Illness Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia