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Home›Florida›Polk County›Dundee›Final Expense Insurance

June Marcia Williams — Licensed Final Expense Insurance Agent in Dundee, FL
June Marcia Williams
Your Insurance Agent in Dundee, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Dundee, FL...
National Producer No.
17209549
Verify ↗

Final Expense Insurance in Dundee, FL

Coverage from $5,000 to $50,000. Premiums never increase.

Final expense insurance for Dundee, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — simplified-issue funeral and burial coverage from age 50 to 85, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Dundee, FL

Dundee, FL — Your Local Producer

As a licensed insurance producer serving my fellow Floridians, I am dedicated to helping the families of Dundee and greater Polk County navigate their insurance options. Life here has a unique rhythm, and your financial protection plan should reflect that. I specialize in helping individuals and families understand personal lines of insurance, from various types of life insurance to coverage for critical illness or accidents. My goal is to provide clear, straightforward information so you can make confident choices for your loved ones. As your neighbor, I'm committed to offering dedicated service (NPN: 17209549, Florida License No: W840529).

  • Dundee Town Hall
  • Dundee Elementary Academy
  • Lake Marie Park
NPN17209549FL LicenseW840529

Licensed Final Expense Producers in Dundee

38 on public record · Florida DFS · Fla. Stat. §119.01

AB
Adrian Blake
Life Including Variable Annuity & Health
NPN 21780835 Licensed 2025
AC
Alejandro Cardona
Life Including Variable Annuity & Health
NPN 20308963 Licensed 2022
AB
Allen Michael Battle
Life Including Variable Annuity & Health
NPN 21211811 Licensed 2024
AB
Ana Barragan
Life Including Variable Annuity & Health
NPN 18849302 Licensed 2018
CD
Celestino Diaz
Life Including Variable Annuity & Health
NPN 19656220 Licensed 2022
DS
Damecia Stephens
Life Including Variable Annuity & Health
NPN 18846287 Licensed 2018
EL
Eddy Lauture
Life Including Variable Annuity & Health
NPN 7931013 Licensed 2014
ET
Edward Christian Tiongson
Life Including Variable Annuity & Health
NPN 20568981 Licensed 2022
IV
Izamar Torres Velez
Life Including Variable Annuity & Health
NPN 18411406 Licensed 2025
JM
James Lawrence Myers
Life Including Variable Annuity & Health
NPN 2170305 Licensed 2009
JV
Jennifer Ann Marie Virgo
Life Including Variable Annuity & Health
NPN 18990610 Licensed 2018
JG
Jose Antonio Grullon
Life Including Variable Annuity & Health
NPN 17412126 Licensed 2015
JB
Jose Jovanny Bauzo
Life Including Variable Annuity & Health
NPN 19228044 Licensed 2019
JB
Jose Lennyel Bauzo
Life Including Variable Annuity & Health
NPN 18735667 Licensed 2018
JB
Jose Raymond Bauzo
Life Including Variable Annuity & Health
NPN 19583722 Licensed 2020
JB
Justin Lynn Broadway
Life Including Variable Annuity & Health
NPN 21067724 Licensed 2024
KU
Karen Lynn Upshaw
Life Including Variable Annuity & Health
NPN 456596 Licensed 1995
KM
Katherine Liceth Loor Molina
Life Including Variable Annuity & Health
NPN 21708356 Licensed 2025
KS
Keyanna Smith
Life Including Variable Annuity & Health
NPN 20558998 Licensed 2022
LN
Lena Solano Nunez
Life Including Variable Annuity & Health
NPN 21113630 Licensed 2024
LJ
Lisa Loraine Johnson
Life Including Variable Annuity & Health
NPN 19925557 Licensed 2021
LM
Lisset Perez Monert
Life Including Variable Annuity & Health
NPN 21398164 Licensed 2024
LC
Lixia M Medina Correa
Life Including Variable Annuity & Health
NPN 18891773 Licensed 2018
MM
Mario Del Mazo
Life Including Variable Annuity & Health
NPN 8613128 Licensed 2026
View all 38 licensed final expense producers in Dundee →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Final Expense Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Final Expense Insurance across the Dundee regional market. Rates are localized using regional health baselines.

Official Dundee Resources

County Polk County
Population ~5,373
Lack of insurance (18–64) 26.5%
FIPS code 1218550

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Dundee rates. Start your quote request below.

FL OIR .GOV Polk County Gov Portal .GOV
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3.4 15 reviews
Town of Dundee photo 1Town of Dundee photo 2Town of Dundee photo 3
Photos by Seventy6 , Seventy6 , Nesha D via Google Maps
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Town of Dundee
Open now · Mon 8:00 AM – 5:00 PM
(863) 438-8330
townofdundee.com
Center St, Dundee, FL 33838, USA
Recent Reviews
Bianca Fernandez ★☆☆☆☆
"Very incompetent employees and rude. I did a split payment for my bill on time because well I just didn’t have all the money on one card. Days later I got a notice on my door saying they were going t…"
Seventy6 ★☆☆☆☆
"Horrible Trash Service. We have been calling for 7 days straight, and they have not come to pick up our trash for weeks even though we pay $300 a month. Very disappointing."
About Your Agent

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Read the full Final Expense Guide →

Select your coverage below to see your price in seconds.

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Compare Plans

Final Expense Options

Best Value

Preferred Plan

Full benefit from day one
  • 100% death benefit immediately
  • Ages 50-85, up to $35K
  • No medical exam
  • Accidental Death rider available
  • Terminal illness rider included
Get Quote

Standard Plan

Full benefit from day one
  • 100% death benefit immediately
  • Ages 50-85, up to $20K
  • No medical exam
  • Some health conditions OK
  • Level premiums for life
Get Quote

Guaranteed Issue Plan

Graded benefit — guaranteed
  • Years 1-2: premiums + 10% interest
  • Year 3+: full death benefit
  • Ages 50-80, up to $15K
  • No medical exam
  • Accidental death = full benefit yr 1
Get Quote
📖 Final Expense Knowledge

Everything You Need to Know About Final Expense Insurance

🕊️

What Is Final Expense Insurance?

Final expense is a small whole life policy designed to cover end-of-life costs — funeral, burial, cremation, outstanding medical bills, and legal fees. Coverage typically ranges from $5,000 to $50,000. Unlike traditional whole life, final expense is simplified issue — no medical exam, no blood work, just health questions.

💲

How Much Does a Funeral Cost in Florida?

According to the Choice Mutual 2026 / NFDA 2023, the median cost of a traditional funeral with burial in Florida is $8,023. The national median is $8,300. Cremation is less ($3,000–$6,000) but still a significant expense. Final expense insurance covers these costs so your family doesn't have to.

✅

Guaranteed Issue vs. Simplified Issue

Simplified issue (preferred/standard plans): answer health questions, no exam, immediate full benefit if approved. Guaranteed issue (guaranteed acceptance plans): no health questions at all — everyone qualifies — but has a 2-3 year graded benefit waiting period. Accidental death pays full benefit from day one on both.

🏦

Irrevocable Burial Trusts & Medicaid

In Florida, an irrevocable burial trust funded by a final expense policy is exempt from Medicaid asset calculations. Florida exempts irrevocable prepaid funeral contracts with no dollar cap (Fla. Admin. Code R. 65A-1.712, SSI-Related Medicaid Resource Eligibility Criteria). See Florida guidance. June helps structure these correctly.

👴

Who Should Get Final Expense?

Final expense is designed for seniors ages 50-85 who want to ensure their funeral and end-of-life costs are covered without burdening family. It's also for anyone who has been declined for traditional coverage due to health conditions — guaranteed issue means no one is turned away. Fixed premiums, coverage for life.

⚖️

Florida Consumer Protections

Florida law provides a 14-day free-look period on all life insurance policies — return for a full refund, no questions asked (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing benefits and costs. State insurance regulators prohibit misleading "burial insurance" advertising that overstates coverage or understates limitations.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.
Life Insurance in Dundee

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Frequently Asked Questions

Final Expense Insurance FAQ

💰

How much does final expense cost?

Premiums vary by age, health, and coverage amount. Plans range from $5K-$35K. Premiums are level and never increase.

🏥

Is a medical exam required?

No. No medical exam, no blood work, no health interview. Eligibility determined at point of sale from application questions.

⚱️

What does it cover?

Funeral, burial or cremation, casket, memorial, outstanding medical bills, and end-of-life expenses. Florida median funeral with burial: $8,023 (Choice Mutual 2026 / NFDA 2023).

📋

What's the graded benefit?

Basic plan: years 1-2 pay premiums + 10% interest if death occurs. Year 3+ pays full face amount. Accidental death = full benefit day one.

👴

Can I get coverage at age 80?

Yes. Ages 50-85 are eligible. Preferred up to $15K, Standard up to $10K at ages 81-85. Level premiums guaranteed.

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The Yeehaw Junction Legacy Plan

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The Apollo Beach Legacy Plan

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Brandon Coverage Guide

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View Brandon Coverage

Carrollwood Coverage Guide

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View Carrollwood Coverage

Dover Coverage Guide

Compare Final Expense rates from licensed carriers serving Dover.

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The Gibsonton Legacy Plan

Final Expense protection tailored to Gibsonton families and businesses.

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Lithia Wealth Strategy

Dedicated Final Expense coverage page for Lithia with local agent support.

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Pebble Creek Financial Security

Final Expense protection tailored to Pebble Creek families and businesses.

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Plant City Wealth Strategy

Final Expense protection tailored to Plant City families and businesses.

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Tampa Wealth Strategy

Final Expense protection tailored to Tampa families and businesses.

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Temple Terrace Coverage Guide

Personalized Final Expense quotes for Temple Terrace residents — no obligation.

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Read the Full Final Expense Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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