June Marcia Williams

Your Insurance Agent in Dundee, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Dundee, FL...

National Producer No.

17209549

Verify ↗

Business Life Insurance in Dundee, FL

Coverage based on revenue, key person income, and loan balance.

Business life insurance for Dundee, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — key person, buy-sell, and executive coverage for businesses, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Dundee, FL

Dundee, FL — Your Local Producer

As a licensed insurance producer serving my fellow Floridians, I am dedicated to helping the families of Dundee and greater Polk County navigate their insurance options. Life here has a unique rhythm, and your financial protection plan should reflect that. I specialize in helping individuals and families understand personal lines of insurance, from various types of life insurance to coverage for critical illness or accidents. My goal is to provide clear, straightforward information so you can make confident choices for your loved ones. As your neighbor, I'm committed to offering dedicated service (NPN: 17209549, Florida License No: W840529).

Dundee Town Hall
Dundee Elementary Academy
Lake Marie Park

NPN17209549FL LicenseW840529

Licensed Business Life Producers in Dundee

38 on public record · Florida DFS · Fla. Stat. §119.01

Adrian Blake

Life Including Variable Annuity & Health

NPN 21780835 Licensed 2025

Alejandro Cardona

Life Including Variable Annuity & Health

NPN 20308963 Licensed 2022

Allen Michael Battle

Life Including Variable Annuity & Health

NPN 21211811 Licensed 2024

Ana Barragan

Life Including Variable Annuity & Health

NPN 18849302 Licensed 2018

Celestino Diaz

Life Including Variable Annuity & Health

NPN 19656220 Licensed 2022

Damecia Stephens

Life Including Variable Annuity & Health

NPN 18846287 Licensed 2018

Eddy Lauture

Life Including Variable Annuity & Health

NPN 7931013 Licensed 2014

Edward Christian Tiongson

Life Including Variable Annuity & Health

NPN 20568981 Licensed 2022

Izamar Torres Velez

Life Including Variable Annuity & Health

NPN 18411406 Licensed 2025

James Lawrence Myers

Life Including Variable Annuity & Health

NPN 2170305 Licensed 2009

Jennifer Ann Marie Virgo

Life Including Variable Annuity & Health

NPN 18990610 Licensed 2018

Jose Antonio Grullon

Life Including Variable Annuity & Health

NPN 17412126 Licensed 2015

Jose Jovanny Bauzo

Life Including Variable Annuity & Health

NPN 19228044 Licensed 2019

Jose Lennyel Bauzo

Life Including Variable Annuity & Health

NPN 18735667 Licensed 2018

Jose Raymond Bauzo

Life Including Variable Annuity & Health

NPN 19583722 Licensed 2020

Justin Lynn Broadway

Life Including Variable Annuity & Health

NPN 21067724 Licensed 2024

Karen Lynn Upshaw

Life Including Variable Annuity & Health

NPN 456596 Licensed 1995

Katherine Liceth Loor Molina

Life Including Variable Annuity & Health

NPN 21708356 Licensed 2025

Keyanna Smith

Life Including Variable Annuity & Health

NPN 20558998 Licensed 2022

Lena Solano Nunez

Life Including Variable Annuity & Health

NPN 21113630 Licensed 2024

Lisa Loraine Johnson

Life Including Variable Annuity & Health

NPN 19925557 Licensed 2021

Lisset Perez Monert

Life Including Variable Annuity & Health

NPN 21398164 Licensed 2024

Lixia M Medina Correa

Life Including Variable Annuity & Health

NPN 18891773 Licensed 2018

Mario Del Mazo

Life Including Variable Annuity & Health

NPN 8613128 Licensed 2026

View all 38 licensed business life producers in Dundee →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Business Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Business Life Insurance across the Dundee regional market. Rates are localized using regional health baselines.

Official Dundee Resources

County Polk County

Population ~5,373

Lack of insurance (18–64) 26.5%

FIPS code 1218550

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Dundee rates. Start your quote request below.

FL OIR .GOV Polk County Gov Portal .GOV

3.4 15 reviews

Photos by Seventy6 , Seventy6 , Nesha D via Google Maps

View on Google Maps

Town of Dundee

Open now · Mon 8:00 AM – 5:00 PM

(863) 438-8330

townofdundee.com

Center St, Dundee, FL 33838, USA

Recent Reviews

Bianca Fernandez ★☆☆☆☆

"Very incompetent employees and rude. I did a split payment for my bill on time because well I just didn’t have all the money on one card. Days later I got a notice on my door saying they were going t…"

Seventy6 ★☆☆☆☆

"Horrible Trash Service. We have been calling for 7 days straight, and they have not come to pick up our trash for weeks even though we pay $300 a month. Very disappointing."

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Business Life Guide →

Select your coverage below to see your price in seconds.

Get a Business Protection Assessment

Protect your company's financial future — no obligation — customized corporate coverage

What do you need to protect?

👤 Key Person

🤝 Buy-Sell Agreement

🏦 Business Loan

Age of the person being insured

Under 30

30-39

40-49

50-59

Annual revenue or key person income

$50K-$100K

$100K-$200K

$200K-$500K

$500K-$1M

$1M-$2M

$2M+

Number of partners/owners

Solo

✅

Your business assessment is ready!

Based on your revenue and structure, June will calculate the exact coverage amount for key person protection, buy-sell funding, or loan collateral. Enter your contact info to receive your recommendation.

Your Name

Phone Number

Business Name

Email Address

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June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Business Life Options

Most Common

Key Person

Protect against losing a vital employee

5-10× key person's income
Covers revenue loss during replacement
Recruitment & training costs
Business debt obligations
Term or permanent options

Get Quote

Buy-Sell Agreement

Fund partner/owner transitions

% ownership × company value
Cross-purchase or entity plan
Prevents forced liquidation
Ensures fair market buyout
All partners covered equally

Get Quote

Business Loan

Collateral assignment for lenders

Coverage = outstanding principal
Lender named as collateral assignee
SBA loan requirement satisfied
Decreasing or level term
Protects personal guarantors

Get Quote

📖 Business Life Knowledge

Everything You Need to Know About Business Life Insurance

💼

What Is Key Person Insurance?

Key person insurance protects your business against the financial impact of losing a critical employee — a founder, top salesperson, or essential manager. Coverage is typically 5-10× the key person's annual income plus bonuses. The business owns the policy, pays the premiums, and receives the death benefit to cover lost revenue, recruitment, and transition costs.

🤝

Buy-Sell Agreements Explained

A buy-sell agreement is a legally binding contract that determines what happens to a partner's ownership share when they die. Life insurance funds the buyout — surviving partners receive cash to purchase the deceased's share at fair market value. Without it, heirs could become unwanted business partners or force a liquidation. Cross-purchase (partners own each other's policies) or entity purchase (business owns all policies) structures available.

🏦

Business Loan Protection

Many lenders — especially SBA loans — require life insurance on the guarantor or key principal. Coverage equals the outstanding loan balance, with the lender named as collateral assignee. If the borrower dies, the policy pays off the loan. This protects both the business and the personal assets of any guarantors. Decreasing term aligns coverage with the declining loan balance.

📊

How Much Coverage Do You Need?

Key Person: 5-10× income based on age (higher multiplier for younger, harder-to-replace talent). Buy-Sell: Ownership percentage × company valuation. Business Loan: Outstanding principal balance. For businesses with multiple needs, June structures layered coverage — term for short-term obligations, permanent for long-term succession planning.

🏢

Tax Implications

Key person premiums are not tax-deductible, but the death benefit is generally received tax-free by the business (subject to alternative minimum tax rules). Buy-sell premiums are also not deductible, but provide tax-efficient ownership transfer. Consult a tax advisor for your specific situation — June coordinates with your CPA to structure coverage correctly.

⚖️

Business Insurance Requirements

Florida doesn't mandate business life insurance, but SBA lenders require collateral assignment on loans above certain thresholds. Under federal IRC § 101(j), employers must obtain written notice and consent from insured employees before issuing employer-owned life insurance; IRS Form 8925 is filed annually. All policies include Florida's 14-day free-look period (Fla. Stat. § 627.4554). June ensures all documentation meets regulatory requirements.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated life insurance carriers.

Life Insurance in Dundee

More Insurance Options in Dundee, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Business Life Insurance FAQ

💼

How much key person coverage do I need?

Typically 5-10x the key person's annual income plus bonuses. Factor in recruitment costs, training time, and potential revenue loss during transition. June provides a free needs analysis.

🤝

Do all partners need equal coverage?

Coverage should be proportional to ownership interest. If Partner A owns 60% and Partner B owns 40%, coverage amounts reflect their respective buyout values based on company valuation.

🏦

Does my SBA loan require life insurance?

Most SBA lenders require life insurance on key principals with collateral assignment. The coverage amount typically equals the outstanding loan balance. June helps structure compliant policies.

📊

Term or permanent for business insurance?

Term for time-bound needs (loans, short-term key person). Permanent for long-term succession planning and buy-sell agreements. Many businesses use a combination of both.

💰

Are business life insurance premiums tax-deductible?

Generally no — premiums for key person and buy-sell policies are not deductible. However, death benefits are typically received tax-free. Consult your CPA for your specific situation.

Nearby Business Life Coverage

Read the Full Business Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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Licensed in 5 states NPN verified No obligation

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Business Life Insurance in Dundee, FL

Dundee, FL — Your Local Producer

Licensed Business Life Producers in Dundee

🏢 Business Life Insurance Underwriting Scope

🏛️ Official Dundee Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

Get a Business Protection Assessment

Consultation Request Sent!

Business Life Options

Key Person

Buy-Sell Agreement

Business Loan

Everything You Need to Know About Business Life Insurance

What Is Key Person Insurance?

Buy-Sell Agreements Explained

Business Loan Protection

How Much Coverage Do You Need?

Tax Implications

Business Insurance Requirements

More Insurance Options in Dundee, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Business Life Insurance FAQ

How much key person coverage do I need?

Do all partners need equal coverage?

Does my SBA loan require life insurance?

Term or permanent for business insurance?

Are business life insurance premiums tax-deductible?

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Talk to a real person. Today.

Business Life Insurance Underwriting Scope

Official Dundee Resources