June Marcia Williams

Your Insurance Agent in Temple Terrace, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Temple Terrace, FL...

National Producer No.

17209549

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Final Expense Insurance in Temple Terrace, FL

June Williams — simplified issue specialist. Same-day quotes.

Final expense insurance for Temple Terrace, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — simplified-issue funeral and burial coverage from age 50 to 85, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Temple Terrace, FL

Temple Terrace, FL — Your Local Producer

Hello, Temple Terrace! As your neighbor in Hillsborough County, I appreciate the unique charm of our city, from the scenic views along the Hillsborough River to our close-knit community spirit. Planning for your family's future is one of the most important things you can do, and I'm here to help you navigate your options with confidence. My name is June Marcia Williams, and as a licensed insurance producer, I specialize in personal insurance solutions like Term Life, Final Expense, and Critical Illness policies. I'm dedicated to helping my fellow residents find the right coverage. (NPN: 17209549, Florida License No: W840529)

Temple Terrace City Hall
Riverhills Park
Intersection of Fowler Avenue and 56th Street

NPN17209549FL LicenseW840529

Licensed Final Expense Producers in Temple Terrace

237 on public record · Florida DFS · Fla. Stat. §119.01

Adrian Rafael Schmidt

Life Including Variable Annuity & Health

NPN 21538648 Licensed 2025

Agatha Marie Caballero

Life Including Variable Annuity & Health

NPN 20751767 Licensed 2023

Ahmad Shilbayeh

Life Including Variable Annuity & Health

NPN 20498248 Licensed 2022

Ahmed Fahoui

Life Including Variable Annuity & Health

NPN 20776392 Licensed 2023

Alec Dale Beauvais

Life Including Variable Annuity & Health

NPN 21500151 Licensed 2025

Alex Aguila

Life Including Variable Annuity & Health

NPN 22062902 Licensed 2025

Alexander Cabassa

Life Including Variable Annuity & Health

NPN 22185344 Licensed 2026

Alexander Carlos Mirabal

Life Including Variable Annuity & Health

NPN 22098082 Licensed 2026

Alexxis Short

Life Including Variable Annuity & Health

NPN 19902721 Licensed 2021

Alvaro J Colon

Life Including Variable Annuity & Health

NPN 19416886 Licensed 2020

Amer Fariz

Life Including Variable Annuity & Health

NPN 20849732 Licensed 2023

Andre J James

Life Including Variable Annuity & Health

NPN 19273936 Licensed 2019

Angel Wynn

Life Including Variable Annuity & Health

NPN 20356336 Licensed 2022

Angela Marie Eckstorm

Life Including Variable Annuity & Health

NPN 22207983 Licensed 2026

Anthony D Lester

Life Including Variable Annuity & Health

NPN 18036999 Licensed 2016

Anthony Jackson

Life Including Variable Annuity & Health

NPN 21222602 Licensed 2024

Anthony Nesmith

Life Including Variable Annuity & Health

NPN 20642153 Licensed 2023

Antoine Charite

Life Including Variable Annuity & Health

NPN 5907767 Licensed 2025

Arvid Ray Martin

Life Including Variable Annuity & Health

NPN 522217 Licensed 1994

Ashley Wilson Robinson

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 19769451 Licensed 2023

Asiya Yuldashev

Life Including Variable Annuity & Health

NPN 21336427 Licensed 2024

Ateya Johnson

Life Including Variable Annuity & Health

NPN 20350961 Licensed 2022

Aubreana Sharise Warren

Life Including Variable Annuity & Health

NPN 20566593 Licensed 2022

Audrey Gibson Clarke

Life Including Variable Annuity & Health

NPN 15491987 Licensed 2009

View all 237 licensed final expense producers in Temple Terrace →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Final Expense Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Final Expense Insurance across the Temple Terrace regional market. Rates are localized using regional health baselines.

Official Temple Terrace Resources

County Hillsborough County

Population ~26,818

Lack of insurance (18–64) 17.3%

FIPS code 1271400

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Temple Terrace rates. Start your quote request below.

FL OIR .GOV Hillsborough County Gov Portal .GOV

3.8 28 reviews

Photos by Temple Terrace City Hall , tibby brown , City Of Temple Terrace, Florida via Google Maps

View on Google Maps

Temple Terrace City Hall

Open now · Mon 8:00 AM – 5:00 PM

(813) 506-6400

templeterrace.gov .GOV

11250 N 56th St, Temple Terrace, FL 33617, USA

Recent Reviews

Rachél Thompson ★☆☆☆☆

"After 15 years as a customer, they are going to cut off my water before even responding to my reduction application submitted 2 months ago. I have been paying whatever extra I could every month, and …"

Michael Hammac ★★★★★

"I wish all permit departments were as good as Temple Terrace. Their efficiency and customer service rises above the rest."

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Final Expense Guide →

Select your coverage below to see your price in seconds.

See If You Qualify — No Exam Required

Remove the financial burden from loved ones — no obligation — guaranteed acceptance options available

How much burial coverage do you need?

$5K

$10K

$15K

$20K

$25K

$35K

What matters most to you?

Funeral Costs

Medical Bills

Both

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Yes

Have you been diagnosed with or treated for cancer, heart disease, stroke, COPD, or organ failure?

Yes

Have you been hospitalized in the past 2 years (other than for routine procedures)?

Yes

Do you currently use a wheelchair, oxygen, or receive home health care?

Yes

Have you been diagnosed with diabetes requiring insulin?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Your illustrative monthly estimate Example: $10,000 coverage — select your amount above for your range.

Compare Plans

Final Expense Options

Best Value

Preferred Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $35K
No medical exam
Accidental Death rider available
Terminal illness rider included

Get Quote

Standard Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $20K
No medical exam
Some health conditions OK
Level premiums for life

Get Quote

Guaranteed Issue Plan

Graded benefit — guaranteed

Years 1-2: premiums + 10% interest
Year 3+: full death benefit
Ages 50-80, up to $15K
No medical exam
Accidental death = full benefit yr 1

Get Quote

📖 Final Expense Knowledge

Everything You Need to Know About Final Expense Insurance

🕊️

What Is Final Expense Insurance?

Final expense is a small whole life policy designed to cover end-of-life costs — funeral, burial, cremation, outstanding medical bills, and legal fees. Coverage typically ranges from $5,000 to $50,000. Unlike traditional whole life, final expense is simplified issue — no medical exam, no blood work, just health questions.

💲

How Much Does a Funeral Cost in Florida?

According to the Choice Mutual 2026 / NFDA 2023, the median cost of a traditional funeral with burial in Florida is $8,023. The national median is $8,300. Cremation is less ($3,000–$6,000) but still a significant expense. Final expense insurance covers these costs so your family doesn't have to.

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Guaranteed Issue vs. Simplified Issue

Simplified issue (preferred/standard plans): answer health questions, no exam, immediate full benefit if approved. Guaranteed issue (guaranteed acceptance plans): no health questions at all — everyone qualifies — but has a 2-3 year graded benefit waiting period. Accidental death pays full benefit from day one on both.

🏦

Irrevocable Burial Trusts & Medicaid

In Florida, an irrevocable burial trust funded by a final expense policy is exempt from Medicaid asset calculations. Florida exempts irrevocable prepaid funeral contracts with no dollar cap (Fla. Admin. Code R. 65A-1.712, SSI-Related Medicaid Resource Eligibility Criteria). See Florida guidance. June helps structure these correctly.

👴

Who Should Get Final Expense?

Final expense is designed for seniors ages 50-85 who want to ensure their funeral and end-of-life costs are covered without burdening family. It's also for anyone who has been declined for traditional coverage due to health conditions — guaranteed issue means no one is turned away. Fixed premiums, coverage for life.

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Florida Consumer Protections

Florida law provides a 14-day free-look period on all life insurance policies — return for a full refund, no questions asked (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing benefits and costs. State insurance regulators prohibit misleading "burial insurance" advertising that overstates coverage or understates limitations.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Temple Terrace

More Insurance Options in Temple Terrace, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Final Expense Insurance FAQ

💰

How much does final expense cost?

Premiums vary by age, health, and coverage amount. Plans range from $5K-$35K. Premiums are level and never increase.

🏥

Is a medical exam required?

No. No medical exam, no blood work, no health interview. Eligibility determined at point of sale from application questions.

⚱️

What does it cover?

Funeral, burial or cremation, casket, memorial, outstanding medical bills, and end-of-life expenses. Florida median funeral with burial: $8,023 (Choice Mutual 2026 / NFDA 2023).

📋

What's the graded benefit?

Basic plan: years 1-2 pay premiums + 10% interest if death occurs. Year 3+ pays full face amount. Accidental death = full benefit day one.

👴

Can I get coverage at age 80?

Yes. Ages 50-85 are eligible. Preferred up to $15K, Standard up to $10K at ages 81-85. Level premiums guaranteed.

Nearby Final Expense Coverage

Read the Full Final Expense Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Final Expense Insurance in Temple Terrace, FL

Temple Terrace, FL — Your Local Producer

Licensed Final Expense Producers in Temple Terrace

🕊️ Final Expense Insurance Underwriting Scope

🏛️ Official Temple Terrace Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Qualify — No Exam Required

Quote Request Received!

Final Expense Options

Preferred Plan

Standard Plan

Guaranteed Issue Plan

Everything You Need to Know About Final Expense Insurance

What Is Final Expense Insurance?

How Much Does a Funeral Cost in Florida?

Guaranteed Issue vs. Simplified Issue

Irrevocable Burial Trusts & Medicaid

Who Should Get Final Expense?

Florida Consumer Protections

More Insurance Options in Temple Terrace, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Final Expense Insurance FAQ

How much does final expense cost?

Is a medical exam required?

What does it cover?

What's the graded benefit?

Can I get coverage at age 80?

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Talk to a real person. Today.

Final Expense Insurance Underwriting Scope

Official Temple Terrace Resources