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June Marcia Williams — Licensed Term Life Insurance Agent in Seminole, FL
June Marcia Williams
Your Insurance Agent in Seminole, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Seminole, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Seminole, FL

Lock in level premiums and protect your family's income.

Term life insurance for Seminole, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Seminole, FL

Seminole, FL — Your Local Producer

Hello, Seminole neighbors! As a licensed insurance producer right here in Florida, I appreciate the wonderful quality of life we enjoy in Pinellas County. There's a special community spirit here, whether we're spending time at a local park or just enjoying the coastal lifestyle. My focus is helping you protect your family's future with personal insurance plans tailored to your needs. I can help you navigate options for term life, final expense, and other coverages to ensure your loved ones are secure. Let's find the right plan for you. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Seminole City Center
  • Lake Seminole Park
  • St. Petersburg College - Seminole Campus
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Seminole

375 on public record · Florida DFS · Fla. Stat. §119.01

AM
Aaron Edwin Middleton
Life Including Variable Annuity & Health
NPN 19318009 Licensed 2019
AS
Adam Wayne Struckhoff
Life Including Variable Annuity & Health
NPN 8864183 Licensed 2006
AC
Aeriel Marie Callahan
Life Including Variable Annuity & Health
NPN 21324212 Licensed 2024
AT
Aimee Francoeur Tesoro
Life Including Variable Annuity & Health
NPN 1965843 Licensed 2022
AD
Alacia A Dupes
Life Including Variable Annuity & Health
NPN 17850367 Licensed 2016
AB
Alan Eugene Busch
Life Including Variable Annuity & Health
NPN 541860 Licensed 1975
AB
Alan John Benware
Life Including Variable Annuity & Health
NPN 486217 Licensed 1980
AR
Alan Rubin
Life Including Variable Annuity & Health
NPN 788332 Licensed 2025
AK
Alan Sy Kay
Life Including Variable Annuity & Health
NPN 536851 Licensed 1968
AL
Albert Beryl Lewis
Life Including Variable Annuity & Health
NPN 7155330 Licensed 2002
AS
Allison Marie Sills
Life Including Variable Annuity & Health
NPN 17342043 Licensed 2014
AD
Amanda Lee Delaney
Life Including Variable Annuity & Health
NPN 20666941 Licensed 2023
AG
Amandeep Kaur Gonyea
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 17489059 Licensed 2015
AP
Amber Parker
Life Including Variable Annuity & Health
NPN 20409206 Licensed 2022
AJ
Amy Bair Johnson
Life Including Variable Annuity & Health
NPN 21413333 Licensed 2024
AB
Andrew C Brown
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 602422 Licensed 2001
AD
Andrew Michel Denis
Life Including Variable Annuity & Health
NPN 487457 Licensed 1995
AB
Angela D Browder
Life Including Variable Annuity & Health
NPN 8788233 Licensed 2020
AB
Anna Alicia Boekhoven
Life Including Variable Annuity & Health
NPN 19448615 Licensed 2020
AK
Anna L Keller
Life Including Variable Annuity & Health
NPN 14485327 Licensed 2025
AD
Anthony Dagostino
Life Including Variable Annuity & Health
NPN 20794666 Licensed 2023
AD
Anthony J Dagostino
Life Including Variable Annuity & Health
NPN 21044792 Licensed 2024
AR
Anthony John Romano
Life Including Variable Annuity & Health
NPN 436402 Licensed 1985
AB
Anthony Joseph Baldetti
Life Including Variable Annuity & Health
NPN 19796600 Licensed 2021
View all 375 licensed term life producers in Seminole →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Seminole regional market. Rates are localized using regional health baselines.

Official Seminole Resources

County Pinellas County
Population ~19,287
Lack of insurance (18–64) 9.6%
FIPS code 1264975

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Seminole rates. Start your quote request below.

Google Maps
2.6 5 reviews
Seminole City Hall photo 1Seminole City Hall photo 2
Photos by EtownStickly , Noah Von Dauber via Google Maps
Seminole City Hall
Open now · Mon 8:00 AM – 4:30 PM
9199 113th St N, Seminole, FL 33772, USA
Recent Reviews
Clayton Moore ★★★★★
"Have called in regards to a couple different issues and have had no problems reaching people. From what I've found, all their information is available on their website or social media. Plenty going on…"
Michael Lydon ★★★★★
"Cathy at the City of Seminole cheerfully and quickly helped me find the closest place to Seminole that recycled old appliances. Thank You Very Much!"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Term Life Insurance FAQ

💰

How much does term life cost in Seminole?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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Licensed in 5 states NPN verified No obligation
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