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Home›Florida›Pinellas County›Ridgecrest

June Marcia Williams — Licensed Insurance Agent in Ridgecrest, FL
June Marcia Williams
Your Insurance Agent in Ridgecrest, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ridgecrest, FL...
National Producer No.
17209549
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Life Insurance in Ridgecrest, FL

Securing Families Across Pinellas County with 9 Tailored Product Lines

Why Ridgecrest Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Ridgecrest, Pinellas County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Ridgecrest, Pinellas County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ridgecrest, FL

Ridgecrest, FL — Your Local Producer

For my neighbors in Ridgecrest, living in the heart of Pinellas County offers a unique blend of quiet community life and easy access to everything our area has to offer. My name is June Marcia Williams, and I'm a licensed Florida insurance producer committed to helping local families protect what matters most. I provide clear, personalized guidance on a variety of plans, including Term Life, Final Expense, and Critical Illness insurance. My focus is on understanding your needs to help you secure a financial safety net for the future. (NPN: 17209549, Florida License No: W840529)

  • Ridgecrest Elementary School
  • Ridgecrest Park
  • Ulmerton Road
NPN17209549FL LicenseW840529

Ridgecrest is home to approximately 3,000 residents in Pinellas County, with a median age of 35.9 and a median household income of $42,400. About 71% of homes are owner-occupied; the median home value is $271,000. 11% of adults hold a bachelor's degree or higher; households with children make up 40%; veterans comprise 1% of residents. Average household size is 2.9. These demographic markers shape which life insurance products fit Ridgecrest households.

How Ridgecrest compares to Pinellas County

PINELLAS COUNTY · 960K RESIDENTS RIDGECREST · 3K RESIDENTS
Pinellas County vs Ridgecrest — population comparison Pinellas County: 959,918 residents. Ridgecrest: 3,020 residents, 0.3% of Pinellas County population.
959,918 PINELLAS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,020 RIDGECREST RESIDENTS ↳ 0.3% of Pinellas County residents
Underwriting Guidelines

Can I get life insurance with arthritis in Ridgecrest, FL?

Coverage is widely available. Ridgecrest sits within Pinellas County (population ~960,000, 11.5% uninsured), where 30.4% of adults have arthritis alongside 38.7% with high blood pressure per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Clearwater →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ridgecrest (CITY) High cholesterol: 42.8%. High blood pressure: 38.7%. Obesity: 32.4%. Diagnosed diabetes: 13.8%. Current cigarette smoking: 13.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · RIDGECREST High cholesterol 42.8% High blood pressure 38.7% Obesity 32.4% Diagnosed diabetes 13.8% Current cigarette smoking 13.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Pinellas County Gov Portal .GOV
Population ~3,020
Lack of health insurance (18–64) 11.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1260275
Google Maps
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Available in Ridgecrest

Life Insurance Products in Ridgecrest, FL

9 insurance products available in Ridgecrest

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Pinellas County and Nearby Florida Counties

Life Insurance by City Near Ridgecrest, FL

12,512 licensed producers on public record in Pinellas County.

🌟 Cities Served near Ridgecrest

30 Cities · 3 Counties
Hernando County10
BayportBrookridgeBrooksvilleMasaryktownNobletonNorth BrooksvilleRidge Manor WestSpring HillTimber PinesWeeki Wachee
Pinellas CountyHome10
Belleair BluffsClearwaterDunedinLargoMadeira BeachPinellas ParkSaint PetersburgSt. Pete BeachSt. PetersburgTreasure Island
Sarasota County10
FruitvilleMeadows VillageNorth PortNorth SarasotaSarasotaSarasota SpringsSouth SarasotaSouth VeniceVeniceWarm Mineral Springs
Official Resources

Know your rights in Ridgecrest.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ridgecrest Life Insurance Questions

💰

How much does life insurance cost in Ridgecrest?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ridgecrest
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ridgecrest?

Yes. June serves all of Ridgecrest and every municipality in Pinellas County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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