June Marcia Williams

Your Insurance Agent in Wesley Chapel, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Wesley Chapel, FL...

National Producer No.

17209549

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Business Life Insurance in Wesley Chapel, FL

Coverage based on revenue, key person income, and loan balance.

Business life insurance for Wesley Chapel, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — key person, buy-sell, and executive coverage for businesses, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Wesley Chapel, FL

Wesley Chapel, FL — Your Local Producer

Hello, Wesley Chapel! I'm June Marcia Williams, your local licensed insurance producer, and I'm proud to serve our vibrant Pasco County community. As our area continues to grow and welcome new families, I understand that securing your financial future is more important than ever. Whether you're enjoying a day out or planning for the long term, I'm here to help you navigate your options for life, final expense, and supplemental health insurance. My goal is to provide clear, personalized guidance so you can find a plan that fits your unique needs. As a licensed producer (NPN: 17209549, FL License No: W840529), I'm committed to helping my neighbors protect what matters most.

The Shops at Wiregrass
Wesley Chapel District Park
Wiregrass Ranch High School

NPN17209549FL LicenseW840529

Licensed Business Life Producers in Wesley Chapel

1363 on public record · Florida DFS · Fla. Stat. §119.01

Aaron Gullion

Life Including Variable Annuity & Health

NPN 20150262 Licensed 2021

Aaron Pitcher

Life Including Variable Annuity & Health

NPN 19841412 Licensed 2021

Aaron Vail

Life Including Variable Annuity & Health

NPN 21032309 Licensed 2023

Abanoub Botros Youssef

Life Including Variable Annuity & Health

NPN 21043860 Licensed 2024

Abdulmalak Mahmoud Shrif

Life Including Variable Annuity & Health

NPN 21609518 Licensed 2025

Abena Graham

Life Including Variable Annuity & Health

NPN 21664335 Licensed 2025

Abidemi Adetutu

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 7484476 Licensed 2011

Abigail Lopez

Life Including Variable Annuity & Health

NPN 20556127 Licensed 2022

Abigail Morales

Life Including Variable Annuity & Health

NPN 18961911 Licensed 2018

Acie Jenkins

Life Including Variable Annuity & Health

NPN 17593695 Licensed 2016

Adam Michael Cox

Life Including Variable Annuity & Health

NPN 21711232 Licensed 2025

Adam Ortega

Life Including Variable Annuity & Health

NPN 7735231 Licensed 2021

Adam Robert Leone

Life Including Variable Annuity & Health

NPN 20748406 Licensed 2023

Adam Rubi

Life Including Variable Annuity & Health

NPN 20271673 Licensed 2022

Adam Weiss

Life Including Variable Annuity & Health

NPN 20005331 Licensed 2021

Adamm L Oliver

Life Including Variable Annuity & Health

NPN 21617128 Licensed 2025

Adayah Asha

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21062691 Licensed 2024

Adebola Odusoga

Life Including Variable Annuity & Health

NPN 21542495 Licensed 2025

Adekunle Olatubosun Oremosu

Life Including Variable Annuity & Health

NPN 9393917 Licensed 2025

Adel Ali

Life Including Variable Annuity & Health

NPN 21608412 Licensed 2025

Adela Carrillo

Life Including Variable Annuity & Health

NPN 4778943 Licensed 2001

Adriana Lorena Velasco Alba

Life Including Variable Annuity & Health

NPN 18818860 Licensed 2018

Adrienne Marie Nudd

Life Including Variable Annuity & Health

NPN 21116763 Licensed 2024

Adrienne Nicole Donnelly

Life Including Variable Annuity & Health

NPN 18161161 Licensed 2016

View all 1363 licensed business life producers in Wesley Chapel →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Business Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Business Life Insurance across the Wesley Chapel regional market. Rates are localized using regional health baselines.

Official Wesley Chapel Resources

County Pasco County

Population ~68,814

Lack of insurance (18–64) 11.6%

FIPS code 1275875

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Wesley Chapel rates. Start your quote request below.

FL OIR .GOV Pasco County Gov Portal .GOV

4.1 40 reviews

Florida Health Pasco County Wesley Chapel Office photo 1

Florida Health Pasco County Wesley Chapel Office photo 2

Florida Health Pasco County Wesley Chapel Office photo 3

Florida Health Pasco County Wesley Chapel Office photo 4

Photos by Hawkeye Rides , David Leach , Reuben Rodriguez (iSearch360) , Summer Ahrens via Google Maps

View on Google Maps

Florida Health Pasco County Wesley Chapel Office

Open now · Mon 7:30 AM – 5:00 PM

(813) 780-0740

pasco.floridahealth.gov .GOV

33845 CR 54 #102, Wesley Chapel, FL 33543, USA

Recent Reviews

Hawkeye Rides ★★★★★

"The staff was very nice, the lady had my daughter drawing and they had a little game for my kids to play while we waited."

Trent LaRussa ★★★★★

"Quick and fast service for birth certificate. Michelle was awesome and went above and beyond to assist. Very nice office."

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Business Life Guide →

Select your coverage below to see your price in seconds.

Get a Business Protection Assessment

Protect your company's financial future — no obligation — customized corporate coverage

What do you need to protect?

👤 Key Person

🤝 Buy-Sell Agreement

🏦 Business Loan

Age of the person being insured

Under 30

30-39

40-49

50-59

Annual revenue or key person income

$50K-$100K

$100K-$200K

$200K-$500K

$500K-$1M

$1M-$2M

$2M+

Number of partners/owners

Solo

✅

Your business assessment is ready!

Based on your revenue and structure, June will calculate the exact coverage amount for key person protection, buy-sell funding, or loan collateral. Enter your contact info to receive your recommendation.

Your Name

Phone Number

Business Name

Email Address

⚡ Call me ASAP — I want to speak with an agent as soon as possible

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Consultation Request Sent!

June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Business Life Options

Most Common

Key Person

Protect against losing a vital employee

5-10× key person's income
Covers revenue loss during replacement
Recruitment & training costs
Business debt obligations
Term or permanent options

Get Quote

Buy-Sell Agreement

Fund partner/owner transitions

% ownership × company value
Cross-purchase or entity plan
Prevents forced liquidation
Ensures fair market buyout
All partners covered equally

Get Quote

Business Loan

Collateral assignment for lenders

Coverage = outstanding principal
Lender named as collateral assignee
SBA loan requirement satisfied
Decreasing or level term
Protects personal guarantors

Get Quote

📖 Business Life Knowledge

Everything You Need to Know About Business Life Insurance

💼

What Is Key Person Insurance?

Key person insurance protects your business against the financial impact of losing a critical employee — a founder, top salesperson, or essential manager. Coverage is typically 5-10× the key person's annual income plus bonuses. The business owns the policy, pays the premiums, and receives the death benefit to cover lost revenue, recruitment, and transition costs.

🤝

Buy-Sell Agreements Explained

A buy-sell agreement is a legally binding contract that determines what happens to a partner's ownership share when they die. Life insurance funds the buyout — surviving partners receive cash to purchase the deceased's share at fair market value. Without it, heirs could become unwanted business partners or force a liquidation. Cross-purchase (partners own each other's policies) or entity purchase (business owns all policies) structures available.

🏦

Business Loan Protection

Many lenders — especially SBA loans — require life insurance on the guarantor or key principal. Coverage equals the outstanding loan balance, with the lender named as collateral assignee. If the borrower dies, the policy pays off the loan. This protects both the business and the personal assets of any guarantors. Decreasing term aligns coverage with the declining loan balance.

📊

How Much Coverage Do You Need?

Key Person: 5-10× income based on age (higher multiplier for younger, harder-to-replace talent). Buy-Sell: Ownership percentage × company valuation. Business Loan: Outstanding principal balance. For businesses with multiple needs, June structures layered coverage — term for short-term obligations, permanent for long-term succession planning.

🏢

Tax Implications

Key person premiums are not tax-deductible, but the death benefit is generally received tax-free by the business (subject to alternative minimum tax rules). Buy-sell premiums are also not deductible, but provide tax-efficient ownership transfer. Consult a tax advisor for your specific situation — June coordinates with your CPA to structure coverage correctly.

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Business Insurance Requirements

Florida doesn't mandate business life insurance, but SBA lenders require collateral assignment on loans above certain thresholds. Under federal IRC § 101(j), employers must obtain written notice and consent from insured employees before issuing employer-owned life insurance; IRS Form 8925 is filed annually. All policies include Florida's 14-day free-look period (Fla. Stat. § 627.4554). June ensures all documentation meets regulatory requirements.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated life insurance carriers.

Life Insurance in Wesley Chapel

More Insurance Options in Wesley Chapel, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Business Life Insurance FAQ

💼

How much key person coverage do I need?

Typically 5-10x the key person's annual income plus bonuses. Factor in recruitment costs, training time, and potential revenue loss during transition. June provides a free needs analysis.

🤝

Do all partners need equal coverage?

Coverage should be proportional to ownership interest. If Partner A owns 60% and Partner B owns 40%, coverage amounts reflect their respective buyout values based on company valuation.

🏦

Does my SBA loan require life insurance?

Most SBA lenders require life insurance on key principals with collateral assignment. The coverage amount typically equals the outstanding loan balance. June helps structure compliant policies.

📊

Term or permanent for business insurance?

Term for time-bound needs (loans, short-term key person). Permanent for long-term succession planning and buy-sell agreements. Many businesses use a combination of both.

💰

Are business life insurance premiums tax-deductible?

Generally no — premiums for key person and buy-sell policies are not deductible. However, death benefits are typically received tax-free. Consult your CPA for your specific situation.

Nearby Business Life Coverage

Read the Full Business Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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Licensed in 5 states NPN verified No obligation

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Business Life Insurance in Wesley Chapel, FL

Wesley Chapel, FL — Your Local Producer

Licensed Business Life Producers in Wesley Chapel

🏢 Business Life Insurance Underwriting Scope

🏛️ Official Wesley Chapel Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

Get a Business Protection Assessment

Consultation Request Sent!

Business Life Options

Key Person

Buy-Sell Agreement

Business Loan

Everything You Need to Know About Business Life Insurance

What Is Key Person Insurance?

Buy-Sell Agreements Explained

Business Loan Protection

How Much Coverage Do You Need?

Tax Implications

Business Insurance Requirements

More Insurance Options in Wesley Chapel, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Business Life Insurance FAQ

How much key person coverage do I need?

Do all partners need equal coverage?

Does my SBA loan require life insurance?

Term or permanent for business insurance?

Are business life insurance premiums tax-deductible?

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Talk to a real person. Today.

Business Life Insurance Underwriting Scope

Official Wesley Chapel Resources