June Marcia Williams

Your Insurance Agent in Dade City, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Dade City, FL...

National Producer No.

17209549

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Business Life Insurance in Dade City, FL

June Williams — buy-sell agreements, SBA loan coverage, succession planning.

Business life insurance for Dade City, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — key person, buy-sell, and executive coverage for businesses, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Dade City, FL

Dade City, FL — Your Local Producer

Hello, Dade City! I truly appreciate the historic charm and tight-knit community feel that defines our corner of Pasco County. As a local licensed insurance producer, my focus is on helping my neighbors secure their financial futures. My name is June Marcia Williams (NPN: 17209549), and I provide straightforward guidance on personal insurance solutions. Whether you're exploring Term Life, Whole Life, Final Expense, or supplemental plans for Critical Illness or Hospital Indemnity, I'm here to help you understand your options. My commitment is to serve our community with integrity and care. (Florida License No: W840529)

Pasco County Courthouse
Pioneer Florida Museum & Village
Price Park

NPN17209549FL LicenseW840529

Licensed Business Life Producers in Dade City

200 on public record · Florida DFS · Fla. Stat. §119.01

Aaron Monson

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21379030 Licensed 2024

Adam Scott Keister

Life Including Variable Annuity & Health

NPN 17341817 Licensed 2014

Adrihen Mary Genao Rijo

Life Including Variable Annuity & Health

NPN 21062739 Licensed 2024

Aicha Hughes

Life Including Variable Annuity & Health

NPN 21038182 Licensed 2024

Albert Deshawn Mcclinton

Life Including Variable Annuity & Health

NPN 7277277 Licensed 2025

Alexander Joseph Morphew

Life Including Variable Annuity & Health

NPN 18467893 Licensed 2024

Alexis Gross

Life Including Variable Annuity & Health

NPN 21434727 Licensed 2025

Amanda Evans

Life Including Variable Annuity & Health

NPN 21314395 Licensed 2024

Amarie Arnwine

Life Including Variable Annuity & Health

NPN 22111970 Licensed 2026

Ana Carolina Knapp

Life Including Variable Annuity & Health

NPN 20415921 Licensed 2022

Andrew Jeffrey Frimmel

Life Including Variable Annuity & Health

NPN 19386428 Licensed 2020

Andrew Llanos

Life Including Variable Annuity & Health

NPN 22089713 Licensed 2026

Andrew Nicolas Marini

Life Including Variable Annuity & Health

NPN 21628656 Licensed 2025

Andrew Paul Birch

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 17673588 Licensed 2019

Andy Marcos Falls Pimentel

Life Including Variable Annuity & Health

NPN 21296566 Licensed 2024

Angela N Miller

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 9840070 Licensed 2008

Anna Florentis Small

Life Including Variable Annuity & Health

NPN 20714495 Licensed 2023

Anthony Christian Lee Cozzolino

Life Including Variable Annuity & Health

NPN 22084184 Licensed 2025

Ashley Mayercak

Life Including Variable Annuity & Health

NPN 21112996 Licensed 2024

Ashley New

Life Including Variable Annuity & Health

NPN 19829011 Licensed 2021

Austin W Wade

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 19787921 Licensed 2022

Autumn Dawn Breton

Life Including Variable Annuity & Health

NPN 2835544 Licensed 2025

Berly Paul

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 19634477 Licensed 2020

Brandie Kagey Hunter

Life Including Variable Annuity & Health

NPN 7634604 Licensed 2003

View all 200 licensed business life producers in Dade City →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Business Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Business Life Insurance across the Dade City regional market. Rates are localized using regional health baselines.

Official Dade City Resources

County Pasco County

Population Data Pending

Lack of insurance (18–64) 15.5%

FIPS code 1216125

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Dade City rates. Start your quote request below.

FL OIR .GOV Pasco County Gov Portal .GOV

3.0 10 reviews

Photos by Dennis Loughren , Herve Andrieu , Carol Hammond via Google Maps

View on Google Maps

Dade City Building Department

(352) 521-1460

dadecityfl.com

38020 Meridian Ave, Dade City, FL 33525, USA

Recent Reviews

Sara Collins ★☆☆☆☆

"Our company regularly works with the City of Dade City Building Department, and interactions with a staff member named Diane have repeatedly been unprofessional and disrespectful. This has been experi…"

TeamOf Leaders ★☆☆☆☆

"I recently called the Dade City Building Department to inquire about general information regarding a fence permit, and I was met with an extremely rude and unprofessional employee. The lady who answer…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Business Life Guide →

Select your coverage below to see your price in seconds.

Get a Business Protection Assessment

Protect your company's financial future — no obligation — customized corporate coverage

What do you need to protect?

👤 Key Person

🤝 Buy-Sell Agreement

🏦 Business Loan

Age of the person being insured

Under 30

30-39

40-49

50-59

Annual revenue or key person income

$50K-$100K

$100K-$200K

$200K-$500K

$500K-$1M

$1M-$2M

$2M+

Number of partners/owners

Solo

✅

Your business assessment is ready!

Based on your revenue and structure, June will calculate the exact coverage amount for key person protection, buy-sell funding, or loan collateral. Enter your contact info to receive your recommendation.

Your Name

Phone Number

Business Name

Email Address

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Consultation Request Sent!

June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Business Life Options

Most Common

Key Person

Protect against losing a vital employee

5-10× key person's income
Covers revenue loss during replacement
Recruitment & training costs
Business debt obligations
Term or permanent options

Get Quote

Buy-Sell Agreement

Fund partner/owner transitions

% ownership × company value
Cross-purchase or entity plan
Prevents forced liquidation
Ensures fair market buyout
All partners covered equally

Get Quote

Business Loan

Collateral assignment for lenders

Coverage = outstanding principal
Lender named as collateral assignee
SBA loan requirement satisfied
Decreasing or level term
Protects personal guarantors

Get Quote

📖 Business Life Knowledge

Everything You Need to Know About Business Life Insurance

💼

What Is Key Person Insurance?

Key person insurance protects your business against the financial impact of losing a critical employee — a founder, top salesperson, or essential manager. Coverage is typically 5-10× the key person's annual income plus bonuses. The business owns the policy, pays the premiums, and receives the death benefit to cover lost revenue, recruitment, and transition costs.

🤝

Buy-Sell Agreements Explained

A buy-sell agreement is a legally binding contract that determines what happens to a partner's ownership share when they die. Life insurance funds the buyout — surviving partners receive cash to purchase the deceased's share at fair market value. Without it, heirs could become unwanted business partners or force a liquidation. Cross-purchase (partners own each other's policies) or entity purchase (business owns all policies) structures available.

🏦

Business Loan Protection

Many lenders — especially SBA loans — require life insurance on the guarantor or key principal. Coverage equals the outstanding loan balance, with the lender named as collateral assignee. If the borrower dies, the policy pays off the loan. This protects both the business and the personal assets of any guarantors. Decreasing term aligns coverage with the declining loan balance.

📊

How Much Coverage Do You Need?

Key Person: 5-10× income based on age (higher multiplier for younger, harder-to-replace talent). Buy-Sell: Ownership percentage × company valuation. Business Loan: Outstanding principal balance. For businesses with multiple needs, June structures layered coverage — term for short-term obligations, permanent for long-term succession planning.

🏢

Tax Implications

Key person premiums are not tax-deductible, but the death benefit is generally received tax-free by the business (subject to alternative minimum tax rules). Buy-sell premiums are also not deductible, but provide tax-efficient ownership transfer. Consult a tax advisor for your specific situation — June coordinates with your CPA to structure coverage correctly.

⚖️

Business Insurance Requirements

Florida doesn't mandate business life insurance, but SBA lenders require collateral assignment on loans above certain thresholds. Under federal IRC § 101(j), employers must obtain written notice and consent from insured employees before issuing employer-owned life insurance; IRS Form 8925 is filed annually. All policies include Florida's 14-day free-look period (Fla. Stat. § 627.4554). June ensures all documentation meets regulatory requirements.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated life insurance carriers.

Life Insurance in Dade City

More Insurance Options in Dade City, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Business Life Insurance FAQ

💼

How much key person coverage do I need?

Typically 5-10x the key person's annual income plus bonuses. Factor in recruitment costs, training time, and potential revenue loss during transition. June provides a free needs analysis.

🤝

Do all partners need equal coverage?

Coverage should be proportional to ownership interest. If Partner A owns 60% and Partner B owns 40%, coverage amounts reflect their respective buyout values based on company valuation.

🏦

Does my SBA loan require life insurance?

Most SBA lenders require life insurance on key principals with collateral assignment. The coverage amount typically equals the outstanding loan balance. June helps structure compliant policies.

📊

Term or permanent for business insurance?

Term for time-bound needs (loans, short-term key person). Permanent for long-term succession planning and buy-sell agreements. Many businesses use a combination of both.

💰

Are business life insurance premiums tax-deductible?

Generally no — premiums for key person and buy-sell policies are not deductible. However, death benefits are typically received tax-free. Consult your CPA for your specific situation.

Nearby Business Life Coverage

Read the Full Business Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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Licensed in 5 states NPN verified No obligation

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Business Life Insurance in Dade City, FL

Dade City, FL — Your Local Producer

Licensed Business Life Producers in Dade City

🏢 Business Life Insurance Underwriting Scope

🏛️ Official Dade City Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

Get a Business Protection Assessment

Consultation Request Sent!

Business Life Options

Key Person

Buy-Sell Agreement

Business Loan

Everything You Need to Know About Business Life Insurance

What Is Key Person Insurance?

Buy-Sell Agreements Explained

Business Loan Protection

How Much Coverage Do You Need?

Tax Implications

Business Insurance Requirements

More Insurance Options in Dade City, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Business Life Insurance FAQ

How much key person coverage do I need?

Do all partners need equal coverage?

Does my SBA loan require life insurance?

Term or permanent for business insurance?

Are business life insurance premiums tax-deductible?

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Talk to a real person. Today.

Business Life Insurance Underwriting Scope

Official Dade City Resources