June Marcia Williams

Your Insurance Agent in Wesley Chapel, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Wesley Chapel, FL...

National Producer No.

17209549

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Hospital Indemnity Insurance in Wesley Chapel, FL

Affordable daily benefit plans. Guaranteed renewable.

Hospital indemnity insurance for Wesley Chapel, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — fixed daily cash benefit for each day admitted to a hospital, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Wesley Chapel, FL

Wesley Chapel, FL — Your Local Producer

Hello, Wesley Chapel! I'm June Marcia Williams, your local licensed insurance producer, and I'm proud to serve our vibrant Pasco County community. As our area continues to grow and welcome new families, I understand that securing your financial future is more important than ever. Whether you're enjoying a day out or planning for the long term, I'm here to help you navigate your options for life, final expense, and supplemental health insurance. My goal is to provide clear, personalized guidance so you can find a plan that fits your unique needs. As a licensed producer (NPN: 17209549, FL License No: W840529), I'm committed to helping my neighbors protect what matters most.

The Shops at Wiregrass
Wesley Chapel District Park
Wiregrass Ranch High School

NPN17209549FL LicenseW840529

Licensed Hospital Indemnity Producers in Wesley Chapel

1363 on public record · Florida DFS · Fla. Stat. §119.01

Aaron Gullion

Life Including Variable Annuity & Health

NPN 20150262 Licensed 2021

Aaron Pitcher

Life Including Variable Annuity & Health

NPN 19841412 Licensed 2021

Aaron Vail

Life Including Variable Annuity & Health

NPN 21032309 Licensed 2023

Abanoub Botros Youssef

Life Including Variable Annuity & Health

NPN 21043860 Licensed 2024

Abdulmalak Mahmoud Shrif

Life Including Variable Annuity & Health

NPN 21609518 Licensed 2025

Abena Graham

Life Including Variable Annuity & Health

NPN 21664335 Licensed 2025

Abidemi Adetutu

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 7484476 Licensed 2011

Abigail Lopez

Life Including Variable Annuity & Health

NPN 20556127 Licensed 2022

Abigail Morales

Life Including Variable Annuity & Health

NPN 18961911 Licensed 2018

Acie Jenkins

Life Including Variable Annuity & Health

NPN 17593695 Licensed 2016

Adam Michael Cox

Life Including Variable Annuity & Health

NPN 21711232 Licensed 2025

Adam Ortega

Life Including Variable Annuity & Health

NPN 7735231 Licensed 2021

Adam Robert Leone

Life Including Variable Annuity & Health

NPN 20748406 Licensed 2023

Adam Rubi

Life Including Variable Annuity & Health

NPN 20271673 Licensed 2022

Adam Weiss

Life Including Variable Annuity & Health

NPN 20005331 Licensed 2021

Adamm L Oliver

Life Including Variable Annuity & Health

NPN 21617128 Licensed 2025

Adayah Asha

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21062691 Licensed 2024

Adebola Odusoga

Life Including Variable Annuity & Health

NPN 21542495 Licensed 2025

Adekunle Olatubosun Oremosu

Life Including Variable Annuity & Health

NPN 9393917 Licensed 2025

Adel Ali

Life Including Variable Annuity & Health

NPN 21608412 Licensed 2025

Adela Carrillo

Life Including Variable Annuity & Health

NPN 4778943 Licensed 2001

Adriana Lorena Velasco Alba

Life Including Variable Annuity & Health

NPN 18818860 Licensed 2018

Adrienne Marie Nudd

Life Including Variable Annuity & Health

NPN 21116763 Licensed 2024

Adrienne Nicole Donnelly

Life Including Variable Annuity & Health

NPN 18161161 Licensed 2016

View all 1363 licensed hospital indemnity producers in Wesley Chapel →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Hospital Indemnity Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Hospital Indemnity Insurance across the Wesley Chapel regional market. Rates are localized using regional health baselines.

Official Wesley Chapel Resources

County Pasco County

Population ~68,814

Lack of insurance (18–64) 11.6%

FIPS code 1275875

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Wesley Chapel rates. Start your quote request below.

FL OIR .GOV Pasco County Gov Portal .GOV

4.1 40 reviews

Florida Health Pasco County Wesley Chapel Office photo 1

Florida Health Pasco County Wesley Chapel Office photo 2

Florida Health Pasco County Wesley Chapel Office photo 3

Florida Health Pasco County Wesley Chapel Office photo 4

Photos by Hawkeye Rides , David Leach , Reuben Rodriguez (iSearch360) , Summer Ahrens via Google Maps

View on Google Maps

Florida Health Pasco County Wesley Chapel Office

Open now · Mon 7:30 AM – 5:00 PM

(813) 780-0740

pasco.floridahealth.gov .GOV

33845 CR 54 #102, Wesley Chapel, FL 33543, USA

Recent Reviews

Hawkeye Rides ★★★★★

"The staff was very nice, the lady had my daughter drawing and they had a little game for my kids to play while we waited."

Trent LaRussa ★★★★★

"Quick and fast service for birth certificate. Michelle was awesome and went above and beyond to assist. Very nice office."

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Hospital Indemnity Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Cash benefits for unexpected hospital stays — no obligation — quick & easy pre-qualification

Hospital confinement — daily benefit

$100

$200

$500

$1,100

ICU confinement — daily benefit

$200

$400

$750

$1,500

Who needs coverage?

Just Me

Me + Spouse

Family

✅

Your benefit selections are ready!

June will review your hospital & ICU benefit levels and match you with the best carrier for your coverage needs. Enter your contact info to get started.

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Consultation Request Sent!

June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Hospital Indemnity Options

Core Benefit

Hospital Confinement

Daily cash for inpatient stays

$100-$1,100 per day
Paid from day 1 of admission
Any covered reason
No network restrictions
Paid directly to you

Get Quote

ICU Confinement

Enhanced daily rate for intensive care

$200-$1,500 per day
Paid in lieu of hospital rate
Critical care situations
No lifetime maximum
Guaranteed renewable

Get Quote

Optional Benefits

Skilled nursing + outpatient

Skilled nursing: $50-$550/day
Up to 14 days after 7-day elimination
Outpatient surgery: $50-$550
One surgery per year
Wellness visit: $75/year

Get Quote

Important — what this coverage does not pay

This is limited benefit supplemental coverage. It is not major medical insurance, not comprehensive health coverage, and not a substitute for either. It does not meet minimum essential coverage requirements.

Benefits are paid only when the policy’s specific conditions are met. This policy contains exclusions, limitations, and reductions of benefits, and terms under which the policy may be continued in force or discontinued. Some benefits do not begin until a waiting period has passed. Losses caused by a health condition you had before your coverage start date may not be covered. Coverage of this type is guaranteed renewable; premium rates may change, but only for an entire class of policies, never for you individually.

For costs and complete details of the coverage, including the full list of exclusions and limitations, review the policy documents or contact us before applying.

📖 Hospital Indemnity Knowledge

Everything You Need to Know About Hospital Indemnity Insurance

🏨

What Is Hospital Indemnity Insurance?

Hospital indemnity pays a fixed daily cash benefit for every day you're confined to a hospital — regardless of the reason. Accident, illness, planned surgery — it doesn't matter. The cash is paid directly to you, not the hospital. Use it for copays, deductibles, lost income, childcare, mortgage, or anything else while you recover.

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How Daily Benefits Work

You choose your daily benefit at enrollment: $100 to $1,100/day for hospital, $200 to $1,500/day for ICU. A 5-day hospital stay at $500/day = $2,500 cash. A 3-day ICU stay at $1,000/day = $3,000 cash. Benefits are paid per confinement with no annual or lifetime maximum on the number of stays.

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Hospital Indemnity vs. Health Insurance

Health insurance covers hospital bills. Hospital indemnity covers everything health insurance doesn't — your deductible (national average $1,787 for single coverage, KFF 2024), copays, out-of-network charges, transportation, childcare, and lost wages. Even with health insurance, out-of-pocket costs for a hospital stay in Florida can run $1,200–$3,500. Hospital indemnity fills the gap from day one.

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Skilled Nursing & Outpatient

Optional riders add skilled nursing facility benefits ($50-$550/day for up to 14 days after a 7-day elimination period) and outpatient surgery benefits ($50-$550 per procedure, one per year). The wellness visit rider pays $75/year for preventative care — a benefit that pays even if you're never hospitalized.

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Who Needs Hospital Indemnity?

Anyone with a high-deductible health plan (HDHP), an HSA, or Medicare. If your health insurance deductible is $1,000+, hospital indemnity fills the gap from day one. It's also ideal for self-employed workers who lose income during hospital stays, and families where one hospitalization could create a financial emergency.

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Florida Consumer Protections

Hospital indemnity policies through our carriers are guaranteed renewable with level premiums. Florida requires a 14-day free-look period (Fla. Stat. § 627.4554). Issue ages 18–85. Guaranteed issue available for qualified worksites. Simplified issue for individuals requires health questions. Medicaid may reduce benefits. Federal law (Social Security Act § 1882) requires uniform Medigap disclosure for applicants 65+.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.

Life Insurance in Wesley Chapel

More Insurance Options in Wesley Chapel, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Hospital Indemnity Insurance FAQ

💰

How much does hospital indemnity pay per day?

Hospital confinement benefits range from $100 to $1,100 per day. ICU benefits range from $200 to $1,500 per day. You choose your daily benefit amount at enrollment.

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Does it cover any reason for hospitalization?

Yes. Hospital indemnity pays for any covered hospitalization — accident, illness, or planned surgery. Pre-existing conditions have a 12-month lookback period.

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Can I use it with Medicare?

Yes. Hospital indemnity is a popular Medicare supplement. It helps cover Medicare Part A deductibles and copays. Issue ages up to 85. Federal law (Social Security Act § 1882) requires a uniform Medigap Outline of Coverage disclosure for all applicants age 65+.

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Is there a limit on how many times I can use it?

No annual or lifetime maximum on the number of hospital stays. Benefits are paid per confinement. The policy is guaranteed renewable for life with level premiums.

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Is a medical exam required?

No medical exam. Simplified issue requires health questions. Guaranteed issue available through qualified employer groups. Issue ages 18-85.

Nearby Hospital Indemnity Coverage

Read the Full Hospital Indemnity Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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Hospital Indemnity Insurance in Wesley Chapel, FL

Wesley Chapel, FL — Your Local Producer

Licensed Hospital Indemnity Producers in Wesley Chapel

🏨 Hospital Indemnity Insurance Underwriting Scope

🏛️ Official Wesley Chapel Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

Check Your Coverage Options

Consultation Request Sent!

Hospital Indemnity Options

Hospital Confinement

ICU Confinement

Optional Benefits

Everything You Need to Know About Hospital Indemnity Insurance

What Is Hospital Indemnity Insurance?

How Daily Benefits Work

Hospital Indemnity vs. Health Insurance

Skilled Nursing & Outpatient

Who Needs Hospital Indemnity?

Florida Consumer Protections

More Insurance Options in Wesley Chapel, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Hospital Indemnity Insurance FAQ

How much does hospital indemnity pay per day?

Does it cover any reason for hospitalization?

Can I use it with Medicare?

Is there a limit on how many times I can use it?

Is a medical exam required?

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Talk to a real person. Today.

Hospital Indemnity Insurance Underwriting Scope

Official Wesley Chapel Resources