June Marcia Williams

Your Insurance Agent in Palm Beach, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Palm Beach, FL...

National Producer No.

17209549

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Term Life Insurance in Palm Beach, FL

Lock in level premiums and protect your family's income.

Term life insurance for Palm Beach, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Palm Beach, FL

Palm Beach, FL — Your Local Producer

Living in Palm Beach offers a truly unique and beautiful lifestyle, from the elegance of Worth Avenue to the serene Atlantic shores. As a fellow Floridian, I understand the importance of protecting what matters most to your family here in Palm Beach County. My name is June Marcia Williams, and as a licensed insurance producer, I'm committed to helping my neighbors navigate their options. I provide personal guidance on policies like Term Life, Final Expense, and Critical Illness to help secure your financial future. Let's build a strategy that fits your life. (NPN: 17209549, Florida License No: W840529)

Worth Avenue
Henry Morrison Flagler Museum
Palm Beach Town Hall

NPN17209549FL LicenseW840529

Licensed Term Life Producers in Palm Beach

240 on public record · Florida DFS · Fla. Stat. §119.01

Abiut Bustillo

Life Including Variable Annuity & Health

NPN 21402624 Licensed 2024

Adriana Lima Vincent

Life Including Variable Annuity & Health

NPN 21728048 Licensed 2025

Alan David Diskin

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 47595 Licensed 2020

Alan Michael Block

Life Including Variable Annuity & Health

NPN 9678251 Licensed 2020

Alexander D Condon

Life Including Variable Annuity & Health

NPN 20480569 Licensed 2022

Alexander Michael Schrier

Life Including Variable Annuity & Health

NPN 18778439 Licensed 2018

Alexandra Ellen Marto

Life Including Variable Annuity & Health

NPN 20747662 Licensed 2024

Ali Abbas

Life Including Variable Annuity & Health

NPN 16972494 Licensed 2013

Ali Irfan

Life Including Variable Annuity & Health

NPN 21281549 Licensed 2024

Allison Davis

Life Including Variable Annuity & Health

NPN 20524581 Licensed 2022

Amanda Bjornson

Life Including Variable Annuity & Health

NPN 19206859 Licensed 2022

Amanda Leigh Campbell

Life Including Variable Annuity & Health

NPN 11057424 Licensed 2008

Amy Bogen

Life Including Variable Annuity & Health

NPN 21127911 Licensed 2024

Andreina Alisma

Life Including Variable Annuity & Health

NPN 20876614 Licensed 2023

Andrella Thomas

Life Including Variable Annuity & Health

NPN 15879993 Licensed 2025

Andres Alminana

Life Including Variable Annuity & Health

NPN 9714123 Licensed 2008

Andrew Gerber

Life Including Variable Annuity & Health

NPN 18580769 Licensed 2017

Andrew Scott Mata

Life Including Variable Annuity & Health

NPN 17538502 Licensed 2015

Andrew Scott Toback

Life Including Variable Annuity & Health

NPN 19550918 Licensed 2020

Andy Perez-Sosa

Life Including Variable Annuity & Health

NPN 18808708 Licensed 2022

Anna Marie Persad

Life Including Variable Annuity & Health

NPN 18530599 Licensed 2017

Annasette Devico

Life Including Variable Annuity & Health

NPN 21130757 Licensed 2024

Anne Marie Lipson

Life Including Variable Annuity & Health

NPN 1349837 Licensed 2025

Anthony William Rizzo

Life Including Variable Annuity & Health

NPN 407019 Licensed 1995

View all 240 licensed term life producers in Palm Beach →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Palm Beach regional market. Rates are localized using regional health baselines.

Official Palm Beach Resources

County Palm Beach County

Population ~9,205

Lack of insurance (18–64) 6.0%

FIPS code 1254025

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Palm Beach rates. Start your quote request below.

FL OIR .GOV Palm Beach County Gov Portal .GOV

Photos by Hugo Gil , Antonio Djermanos , Anita Maria Sánchez Ponce , Constantinos Zavos via Google Maps

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Palm Beach

palmbeach.govoffice.com .GOV

Palm Beach, FL, USA

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Palm Beach

More Insurance Options in Palm Beach, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Palm Beach?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Term Life Insurance in Palm Beach, FL

Palm Beach, FL — Your Local Producer

Licensed Term Life Producers in Palm Beach

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official Palm Beach Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in Palm Beach, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in Palm Beach?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

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Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official Palm Beach Resources