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Home›Florida›Palm Beach County›Palm Beach›Critical Illness Insurance

June Marcia Williams — Licensed Critical Illness Insurance Agent in Palm Beach, FL
June Marcia Williams
Your Insurance Agent in Palm Beach, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Palm Beach, FL...
National Producer No.
17209549
Verify ↗

Critical Illness Insurance in Palm Beach, FL

Lump-sum cash on diagnosis — cancer, heart attack, stroke.

Critical illness insurance for Palm Beach, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum benefits paid on diagnosis of cancer, heart attack, or stroke, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Palm Beach, FL

Palm Beach, FL — Your Local Producer

Living in Palm Beach offers a truly unique and beautiful lifestyle, from the elegance of Worth Avenue to the serene Atlantic shores. As a fellow Floridian, I understand the importance of protecting what matters most to your family here in Palm Beach County. My name is June Marcia Williams, and as a licensed insurance producer, I'm committed to helping my neighbors navigate their options. I provide personal guidance on policies like Term Life, Final Expense, and Critical Illness to help secure your financial future. Let's build a strategy that fits your life. (NPN: 17209549, Florida License No: W840529)

  • Worth Avenue
  • Henry Morrison Flagler Museum
  • Palm Beach Town Hall
NPN17209549FL LicenseW840529

Licensed Critical Illness Producers in Palm Beach

240 on public record · Florida DFS · Fla. Stat. §119.01

AB
Abiut Bustillo
Life Including Variable Annuity & Health
NPN 21402624 Licensed 2024
AV
Adriana Lima Vincent
Life Including Variable Annuity & Health
NPN 21728048 Licensed 2025
AD
Alan David Diskin
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 47595 Licensed 2020
AB
Alan Michael Block
Life Including Variable Annuity & Health
NPN 9678251 Licensed 2020
AC
Alexander D Condon
Life Including Variable Annuity & Health
NPN 20480569 Licensed 2022
AS
Alexander Michael Schrier
Life Including Variable Annuity & Health
NPN 18778439 Licensed 2018
AM
Alexandra Ellen Marto
Life Including Variable Annuity & Health
NPN 20747662 Licensed 2024
AA
Ali Abbas
Life Including Variable Annuity & Health
NPN 16972494 Licensed 2013
AI
Ali Irfan
Life Including Variable Annuity & Health
NPN 21281549 Licensed 2024
AD
Allison Davis
Life Including Variable Annuity & Health
NPN 20524581 Licensed 2022
AB
Amanda Bjornson
Life Including Variable Annuity & Health
NPN 19206859 Licensed 2022
AC
Amanda Leigh Campbell
Life Including Variable Annuity & Health
NPN 11057424 Licensed 2008
AB
Amy Bogen
Life Including Variable Annuity & Health
NPN 21127911 Licensed 2024
AA
Andreina Alisma
Life Including Variable Annuity & Health
NPN 20876614 Licensed 2023
AT
Andrella Thomas
Life Including Variable Annuity & Health
NPN 15879993 Licensed 2025
AA
Andres Alminana
Life Including Variable Annuity & Health
NPN 9714123 Licensed 2008
AG
Andrew Gerber
Life Including Variable Annuity & Health
NPN 18580769 Licensed 2017
AM
Andrew Scott Mata
Life Including Variable Annuity & Health
NPN 17538502 Licensed 2015
AT
Andrew Scott Toback
Life Including Variable Annuity & Health
NPN 19550918 Licensed 2020
AP
Andy Perez-Sosa
Life Including Variable Annuity & Health
NPN 18808708 Licensed 2022
AP
Anna Marie Persad
Life Including Variable Annuity & Health
NPN 18530599 Licensed 2017
AD
Annasette Devico
Life Including Variable Annuity & Health
NPN 21130757 Licensed 2024
AL
Anne Marie Lipson
Life Including Variable Annuity & Health
NPN 1349837 Licensed 2025
AR
Anthony William Rizzo
Life Including Variable Annuity & Health
NPN 407019 Licensed 1995
View all 240 licensed critical illness producers in Palm Beach →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Critical Illness Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Critical Illness Insurance across the Palm Beach regional market. Rates are localized using regional health baselines.

Official Palm Beach Resources

County Palm Beach County
Population ~9,205
Lack of insurance (18–64) 6.0%
FIPS code 1254025

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Palm Beach rates. Start your quote request below.

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About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Critical Illness Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Focus on recovery, not medical bills — no obligation — tailored quotes from leading providers

✅

You may qualify for coverage!

Based on your selections, June can compare rates from multiple A-rated carriers. Enter your contact info below so she can reach out with your personalized options.

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Consultation Request Sent!

June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689
Compare Plans

Critical Illness Options

Cancer Only

Diagnosis-triggered lump sum
  • 100% lump sum on cancer diagnosis
  • $300 skin cancer benefit
  • $75/yr annual care for 5 years
  • Option B: $200/day hospital
  • Option B: $50/yr wellness screening
Get Quote
Most Comprehensive

Cancer + Heart & Stroke

Combined critical illness protection
  • 100% lump sum: cancer, heart attack, stroke
  • 50% for bypass surgery
  • 25% for angioplasty, stent, TIA
  • Option B: $100/yr wellness screening
  • Subsequent diagnosis scale to 100%
Get Quote

Heart & Stroke Only

Cardiovascular protection
  • 100% lump sum: heart attack or stroke
  • 50% for coronary artery bypass
  • 25% for angioplasty, stent, TIA
  • End-stage renal failure covered
  • Option B: $50/yr wellness screening
Get Quote
📖 Critical Illness Knowledge

Everything You Need to Know About Critical Illness Insurance

🏥

What Is Critical Illness Insurance?

Critical illness insurance pays a one-time, tax-free lump sum if you're diagnosed with a covered condition — cancer, heart attack, stroke, or other specified illnesses. It's not health insurance. It's income replacement when you can't work. Use the cash for anything: treatment copays, mortgage payments, childcare, travel to specialists, or lost wages.

💲

How the Lump Sum Works

Choose a benefit amount from $10,000 to $100,000. If diagnosed with a covered condition, you receive the full lump sum (or a percentage for lesser conditions like TIA or skin cancer). The money is paid directly to you — not the hospital, not the insurance company. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, scaling to 100% after 61 months.

🎗️

What Conditions Are Covered?

Cancer: All invasive cancers (100% lump sum), carcinoma in-situ (25%), skin cancer ($300). Heart & Stroke: Heart attack (100%), stroke (100%), coronary artery bypass (50%), angioplasty/stent (25%), TIA (25%). Combined plans also cover end-stage renal failure. All conditions must be first-time diagnoses after the policy effective date.

💎

Option A vs. Option B

Option A: Lump sum only — simple, clean, one payment on diagnosis. Option B: Lump sum PLUS hospital confinement ($200/day for days 1-30, $400/day for 31+), wellness screening benefit ($50-$100/year for preventative care), and radiation/chemo benefits ($200/day). Option B costs more but provides ongoing support during treatment.

⚕️

Health Insurance Gap Coverage

Health insurance covers medical bills. But it doesn't cover your mortgage, car payment, groceries, or childcare while you're in treatment. The average cancer patient faces $12,000+ in out-of-pocket costs in the first year alone — and that's with insurance. Critical illness insurance fills the gap between what health insurance covers and what life actually costs during a health crisis.

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Florida Consumer Protections

Florida requires a 14-day free-look period on all supplemental health policies (Fla. Stat. § 627.4554). Critical illness policies typically have a 12-month pre-existing condition lookback — conditions diagnosed or treated in the 12 months before your effective date are excluded during the first policy year. After that, full coverage applies. All policies are guaranteed renewable for life.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.
Life Insurance in Palm Beach

More Insurance Options in Palm Beach, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense
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Frequently Asked Questions

Critical Illness Insurance FAQ

💰

How much does critical illness insurance cost?

Premiums vary by age, coverage type, and benefit amount. Coverage is affordable for most families. June provides personalized quotes based on your specific situation — no obligation.

🏥

Is a medical exam required?

No medical exam. Eligibility is based on health questions at point of sale. Pre-existing conditions within the past 12 months may affect eligibility for specific coverage types.

🔄

Can I claim more than once?

Yes. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, 40% after 25 months, scaling to 100% after 61 months since the previous diagnosis. The scale resets after each claim.

❤️

What if I have a family history of cancer or heart disease?

Family history alone does not disqualify you. Eligibility depends on your personal health history. Certain current conditions may affect which coverage type you qualify for. June helps navigate the options.

📋

Does this replace health insurance?

No. Critical illness insurance supplements health insurance. Health insurance covers medical bills. Critical illness insurance covers everything else — mortgage, bills, lost income, childcare. They work together.

Nearby Critical Illness Coverage

Also Serving Palm Beach County

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Greenacres Life Protection

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Lake Worth Life Protection

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Lake Worth Beach Wealth Strategy

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Palm Beach Garde Life Protection

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Palm Beach Gardens Coverage Guide

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Plantation Mobile Home Park Financial Security

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San Castle Coverage Guide

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View San Castle Coverage

West Palm Beach Life Protection

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View West Palm Beach Coverage

Fort Pierce Wealth Strategy

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Fort Pierce North Life Protection

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Fort Pierce South Financial Security

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Hutchinson Island South Coverage Guide

Dedicated Critical Illness coverage page for Hutchinson Island South with local agent support.

View Hutchinson Island South Coverage

The Indian River Estates Legacy Plan

Compare Critical Illness rates from licensed carriers serving Indian River Estates.

View Indian River Estates Coverage

The Lakewood Park Legacy Plan

Critical Illness protection tailored to Lakewood Park families and businesses.

View Lakewood Park Coverage

Port Saint Lucie Coverage Guide

Personalized Critical Illness quotes for Port Saint Lucie residents — no obligation.

View Port Saint Lucie Coverage

Port St. Lucie Life Protection

Personalized Critical Illness quotes for Port St. Lucie residents — no obligation.

View Port St. Lucie Coverage

River Park Life Protection

Dedicated Critical Illness coverage page for River Park with local agent support.

View River Park Coverage

St. Lucie Village Wealth Strategy

Dedicated Critical Illness coverage page for St. Lucie Village with local agent support.

View St. Lucie Village Coverage

The Hobe Sound Legacy Plan

Compare Critical Illness rates from licensed carriers serving Hobe Sound.

View Hobe Sound Coverage

Indiantown Coverage Guide

Dedicated Critical Illness coverage page for Indiantown with local agent support.

View Indiantown Coverage

Jensen Beach Financial Security

Critical Illness protection tailored to Jensen Beach families and businesses.

View Jensen Beach Coverage

Jupiter Island Coverage Guide

Critical Illness protection tailored to Jupiter Island families and businesses.

View Jupiter Island Coverage

The North River Shores Legacy Plan

Dedicated Critical Illness coverage page for North River Shores with local agent support.

View North River Shores Coverage

Ocean Breeze Financial Security

Personalized Critical Illness quotes for Ocean Breeze residents — no obligation.

View Ocean Breeze Coverage

The Palm City Legacy Plan

Personalized Critical Illness quotes for Palm City residents — no obligation.

View Palm City Coverage

Port Salerno Coverage Guide

Compare Critical Illness rates from licensed carriers serving Port Salerno.

View Port Salerno Coverage

Rio Life Protection

Compare Critical Illness rates from licensed carriers serving Rio.

View Rio Coverage

Stuart Wealth Strategy

Critical Illness protection tailored to Stuart families and businesses.

View Stuart Coverage
Read the Full Critical Illness Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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