June Marcia Williams

Your Insurance Agent in Kissimmee, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Kissimmee, FL...

National Producer No.

17209549

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Hospital Indemnity Insurance in Kissimmee, FL

Cover deductibles, copays, and lost wages during hospitalization.

Hospital indemnity insurance for Kissimmee, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — fixed daily cash benefit for each day admitted to a hospital, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Kissimmee, FL

Kissimmee, FL — Your Local Producer

Hello, Kissimmee! As a fellow Floridian, I appreciate the unique character of our community here in Osceola County, from the historic downtown to the beautiful shores of Lake Tohopekaliga. My name is June Marcia Williams, and I'm a licensed insurance producer dedicated to serving my neighbors. I offer a range of personal insurance options, including Term Life, Whole Life, Final Expense, and policies for Critical Illness or Hospital Indemnity. My goal is to help you understand your choices so you can find a plan that fits your life. (NPN: 17209549, Florida License No: W840529)

Kissimmee Lakefront Park
Osceola County Courthouse
Kissimmee Gateway Airport

NPN17209549FL LicenseW840529

Licensed Hospital Indemnity Producers in Kissimmee

3565 on public record · Florida DFS · Fla. Stat. §119.01

Aareyon Munir Jones

Life Including Variable Annuity & Health

NPN 21745289 Licensed 2025

Aaron Douglas

Life Including Variable Annuity & Health

NPN 21117750 Licensed 2024

Aarti Parekh

Life Including Variable Annuity & Health

NPN 18000625 Licensed 2017

Abdelmahmoud A Abdelmahmoud

Life Including Variable Annuity & Health

NPN 21608133 Licensed 2025

Abel Gomez

Life Including Variable Annuity & Health

NPN 21396220 Licensed 2024

Abigail Marie Vasquez

Life Including Variable Annuity & Health

NPN 22066873 Licensed 2025

Abisola Adeyemo

Life Including Variable Annuity & Health

NPN 22237194 Licensed 2026

Abraham Moises Aich

Life Including Variable Annuity & Health

NPN 20602654 Licensed 2023

Abrahan Molleda Ceballos

Life Including Variable Annuity & Health

NPN 21333276 Licensed 2024

Ada Amaya-Jimenez

Life Including Variable Annuity & Health

NPN 21156877 Licensed 2024

Adainoret Urdaneta De Gimenez

Life Including Variable Annuity & Health

NPN 22161272 Licensed 2026

Adalberto Gonzalez Fernandez

Life Including Variable Annuity & Health

NPN 21210028 Licensed 2024

Adalberto Negron

Life Including Variable Annuity & Health

NPN 8478642 Licensed 2016

Adam Elijah Ramirez

Life Including Variable Annuity & Health

NPN 21605366 Licensed 2025

Adam Elyacoti

Life Including Variable Annuity & Health

NPN 20973702 Licensed 2023

Adam Salla

Life Including Variable Annuity & Health

NPN 17234849 Licensed 2024

Adekeye Odunayo Adebayo

Life Including Variable Annuity & Health

NPN 21765617 Licensed 2025

Adele Brancato

Life Including Variable Annuity & Health

NPN 21763713 Licensed 2025

Adeliz Otero

Life Including Variable Annuity & Health

NPN 17768627 Licensed 2015

Adeonin Valentin

Life Including Variable Annuity & Health

NPN 20827011 Licensed 2023

Adianez Perez

Life Including Variable Annuity & Health

NPN 11063151 Licensed 2015

Adlyn Milena Lugo

Life Including Variable Annuity & Health

NPN 12148939 Licensed 2014

Adolfo A Paulino Terrero

Life Including Variable Annuity & Health

NPN 21523543 Licensed 2025

Adoli Mironchuk

Life Including Variable Annuity & Health

NPN 18585576 Licensed 2017

View all 3565 licensed hospital indemnity producers in Kissimmee →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Hospital Indemnity Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Hospital Indemnity Insurance across the Kissimmee regional market. Rates are localized using regional health baselines.

Official Kissimmee Resources

County Osceola County

Population ~78,478

Lack of insurance (18–64) 27.3%

FIPS code 1236950

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Kissimmee rates. Start your quote request below.

FL OIR .GOV Osceola County Gov Portal .GOV

4.3 54 reviews

Photos by Michael Rivera , Alan Rosko , Roads Traveled Photography , Universo Samay via Google Maps

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Kissimmee City Hall

Open now · Mon 8:00 AM – 5:00 PM

(407) 847-2821

kissimmee.gov .GOV

101 Church St, Kissimmee, FL 34741, USA

Recent Reviews

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"Gorgeous new mural painted September 2024 by Artist: Christian Stanley."

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About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Hospital Indemnity Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Cash benefits for unexpected hospital stays — no obligation — quick & easy pre-qualification

Hospital confinement — daily benefit

$100

$200

$500

$1,100

ICU confinement — daily benefit

$200

$400

$750

$1,500

Who needs coverage?

Just Me

Me + Spouse

Family

✅

Your benefit selections are ready!

June will review your hospital & ICU benefit levels and match you with the best carrier for your coverage needs. Enter your contact info to get started.

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Consultation Request Sent!

June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Hospital Indemnity Options

Core Benefit

Hospital Confinement

Daily cash for inpatient stays

$100-$1,100 per day
Paid from day 1 of admission
Any covered reason
No network restrictions
Paid directly to you

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ICU Confinement

Enhanced daily rate for intensive care

$200-$1,500 per day
Paid in lieu of hospital rate
Critical care situations
No lifetime maximum
Guaranteed renewable

Get Quote

Optional Benefits

Skilled nursing + outpatient

Skilled nursing: $50-$550/day
Up to 14 days after 7-day elimination
Outpatient surgery: $50-$550
One surgery per year
Wellness visit: $75/year

Get Quote

Important — what this coverage does not pay

This is limited benefit supplemental coverage. It is not major medical insurance, not comprehensive health coverage, and not a substitute for either. It does not meet minimum essential coverage requirements.

Benefits are paid only when the policy’s specific conditions are met. This policy contains exclusions, limitations, and reductions of benefits, and terms under which the policy may be continued in force or discontinued. Some benefits do not begin until a waiting period has passed. Losses caused by a health condition you had before your coverage start date may not be covered. Coverage of this type is guaranteed renewable; premium rates may change, but only for an entire class of policies, never for you individually.

For costs and complete details of the coverage, including the full list of exclusions and limitations, review the policy documents or contact us before applying.

📖 Hospital Indemnity Knowledge

Everything You Need to Know About Hospital Indemnity Insurance

🏨

What Is Hospital Indemnity Insurance?

Hospital indemnity pays a fixed daily cash benefit for every day you're confined to a hospital — regardless of the reason. Accident, illness, planned surgery — it doesn't matter. The cash is paid directly to you, not the hospital. Use it for copays, deductibles, lost income, childcare, mortgage, or anything else while you recover.

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How Daily Benefits Work

You choose your daily benefit at enrollment: $100 to $1,100/day for hospital, $200 to $1,500/day for ICU. A 5-day hospital stay at $500/day = $2,500 cash. A 3-day ICU stay at $1,000/day = $3,000 cash. Benefits are paid per confinement with no annual or lifetime maximum on the number of stays.

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Hospital Indemnity vs. Health Insurance

Health insurance covers hospital bills. Hospital indemnity covers everything health insurance doesn't — your deductible (national average $1,787 for single coverage, KFF 2024), copays, out-of-network charges, transportation, childcare, and lost wages. Even with health insurance, out-of-pocket costs for a hospital stay in Florida can run $1,200–$3,500. Hospital indemnity fills the gap from day one.

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Skilled Nursing & Outpatient

Optional riders add skilled nursing facility benefits ($50-$550/day for up to 14 days after a 7-day elimination period) and outpatient surgery benefits ($50-$550 per procedure, one per year). The wellness visit rider pays $75/year for preventative care — a benefit that pays even if you're never hospitalized.

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Who Needs Hospital Indemnity?

Anyone with a high-deductible health plan (HDHP), an HSA, or Medicare. If your health insurance deductible is $1,000+, hospital indemnity fills the gap from day one. It's also ideal for self-employed workers who lose income during hospital stays, and families where one hospitalization could create a financial emergency.

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Florida Consumer Protections

Hospital indemnity policies through our carriers are guaranteed renewable with level premiums. Florida requires a 14-day free-look period (Fla. Stat. § 627.4554). Issue ages 18–85. Guaranteed issue available for qualified worksites. Simplified issue for individuals requires health questions. Medicaid may reduce benefits. Federal law (Social Security Act § 1882) requires uniform Medigap disclosure for applicants 65+.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.

Life Insurance in Kissimmee

More Insurance Options in Kissimmee, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Hospital Indemnity Insurance FAQ

💰

How much does hospital indemnity pay per day?

Hospital confinement benefits range from $100 to $1,100 per day. ICU benefits range from $200 to $1,500 per day. You choose your daily benefit amount at enrollment.

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Does it cover any reason for hospitalization?

Yes. Hospital indemnity pays for any covered hospitalization — accident, illness, or planned surgery. Pre-existing conditions have a 12-month lookback period.

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Can I use it with Medicare?

Yes. Hospital indemnity is a popular Medicare supplement. It helps cover Medicare Part A deductibles and copays. Issue ages up to 85. Federal law (Social Security Act § 1882) requires a uniform Medigap Outline of Coverage disclosure for all applicants age 65+.

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Is there a limit on how many times I can use it?

No annual or lifetime maximum on the number of hospital stays. Benefits are paid per confinement. The policy is guaranteed renewable for life with level premiums.

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Is a medical exam required?

No medical exam. Simplified issue requires health questions. Guaranteed issue available through qualified employer groups. Issue ages 18-85.

Nearby Hospital Indemnity Coverage

Read the Full Hospital Indemnity Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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Hospital Indemnity Insurance in Kissimmee, FL

Kissimmee, FL — Your Local Producer

Licensed Hospital Indemnity Producers in Kissimmee

🏨 Hospital Indemnity Insurance Underwriting Scope

🏛️ Official Kissimmee Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

Check Your Coverage Options

Consultation Request Sent!

Hospital Indemnity Options

Hospital Confinement

ICU Confinement

Optional Benefits

Everything You Need to Know About Hospital Indemnity Insurance

What Is Hospital Indemnity Insurance?

How Daily Benefits Work

Hospital Indemnity vs. Health Insurance

Skilled Nursing & Outpatient

Who Needs Hospital Indemnity?

Florida Consumer Protections

More Insurance Options in Kissimmee, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Hospital Indemnity Insurance FAQ

How much does hospital indemnity pay per day?

Does it cover any reason for hospitalization?

Can I use it with Medicare?

Is there a limit on how many times I can use it?

Is a medical exam required?

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Talk to a real person. Today.

Hospital Indemnity Insurance Underwriting Scope

Official Kissimmee Resources