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Home›Florida›Gilchrist County›Spring Ridge

June Marcia Williams — Licensed Insurance Agent in Spring Ridge, FL
June Marcia Williams
Your Insurance Agent in Spring Ridge, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Spring Ridge, FL...
National Producer No.
17209549
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Life Insurance in Spring Ridge, FL

Dedicated Coverage Options from Final Expense to Term Life in Gilchrist County

The Smart Choice for Dependable Life Insurance in Spring Ridge, FL

Your local licensed agent in Spring Ridge, Gilchrist County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Spring Ridge, Gilchrist County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Spring Ridge, FL

Spring Ridge, FL — Your Local Producer

For my neighbors in Spring Ridge and across Gilchrist County, life is about appreciating our peaceful, rural surroundings and the strong community bonds we share. Protecting that way of life for your family is my priority. As a licensed insurance producer right here in Florida, I help individuals and families understand their options for life insurance, final expense coverage, and other personal policies. My focus is on providing clear, straightforward guidance so you can make confident decisions. I'm June Marcia Williams (NPN: 17209549, FL License: W840529), and I'm here to help you secure your family's future.

  • Spring Ridge Volunteer Fire Department
  • Ginnie Springs
  • Intersection of County Road 340 & County Road 337
NPN17209549FL LicenseW840529

Spring Ridge is home to approximately 256 residents in Gilchrist County, with a median age of 52.3 and a median household income of $57,200. About 100% of homes are owner-occupied; the median home value is $271,000. 33% of adults hold a bachelor's degree or higher; households with children make up 36%; veterans comprise 12% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Spring Ridge households.

How Spring Ridge compares to Gilchrist County

GILCHRIST COUNTY · 18K RESIDENTS SPRING RIDGE · 256 RESIDENTS
Gilchrist County vs Spring Ridge — population comparison Gilchrist County: 18,070 residents. Spring Ridge: 256 residents, 1.4% of Gilchrist County population.
18,070 GILCHRIST COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
256 SPRING RIDGE RESIDENTS ↳ 1.4% of Gilchrist County residents
Underwriting Guidelines

Are Spring Ridge residents with obesity able to qualify for life insurance?

Yes. Gilchrist County's health profile — 18,000 residents, 14.0% uninsured, 33.6% adults with obesity, 36.7% with high blood pressure — shapes how A-rated carriers tier rate classes for Spring Ridge applicants. Standard or Preferred is achievable when obesity is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Fanning Springs →

📊 Top Health Considerations (CDC)

Top Health Considerations for Spring Ridge (CITY) High cholesterol: 40.8%. High blood pressure: 36.7%. Obesity: 33.6%. Diagnosed diabetes: 12.5%. Current cigarette smoking: 14.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SPRING RIDGE High cholesterol 40.8% High blood pressure 36.7% Obesity 33.6% Diagnosed diabetes 12.5% Current cigarette smoking 14.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Gilchrist County Gov Portal .GOV
Population ~256
Lack of health insurance (18–64) 11.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1268435
Google Maps
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Available in Spring Ridge

Life Insurance Products in Spring Ridge, FL

9 insurance products available in Spring Ridge

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Gilchrist County and Nearby Florida Counties

Life Insurance by City Near Spring Ridge, FL

55 licensed producers on public record in Gilchrist County.

🌟 Cities Served near Spring Ridge

8 Cities · 3 Counties
Dixie County4
Cross CityHorseshoe BeachOld TownSuwannee
Gilchrist CountyHome2
BellTrenton
Lafayette County2
DayMayo
Official Resources

Know your rights in Spring Ridge.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Spring Ridge Life Insurance Questions

💰

How much does life insurance cost in Spring Ridge?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Spring Ridge
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Spring Ridge?

Yes. June serves all of Spring Ridge and every municipality in Gilchrist County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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