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June Marcia Williams — Licensed Term Life Insurance Agent in Riverview, FL
June Marcia Williams
Your Insurance Agent in Riverview, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Riverview, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Riverview, FL

Income replacement, mortgage protection, and key person coverage.

Term life insurance for Riverview, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Riverview, FL

Riverview, FL — Your Local Producer

Hello, Riverview! I love the unique character and rapid growth of our community here in Hillsborough County, and it's a privilege to serve my neighbors. As a licensed insurance producer, my goal is to help you understand your options for protecting what matters most. Whether you're thinking about life insurance for your family's future, coverage for final expenses, or supplemental plans for unexpected health events, I'm here to provide clear, personalized guidance. Navigating insurance can feel complex, but you don't have to do it alone. I'm June Marcia Williams (NPN: 17209549, Florida License No: W840529), and I'm committed to helping you find a path forward with confidence.

  • Alafia River State Park
  • Riverview High School
  • Winthrop Town Centre
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Riverview

1483 on public record · Florida DFS · Fla. Stat. §119.01

AB
Aaron Beaver
Life Including Variable Annuity & Health
NPN 8673286 Licensed 2014
AC
Aaron Crawford
Life Including Variable Annuity & Health
NPN 19914968 Licensed 2021
AR
Aaron Riley
Life Including Variable Annuity & Health
NPN 17940695 Licensed 2016
AT
Abby Elizabeth Torres
Life Including Variable Annuity & Health
NPN 22256767 Licensed 2026
AM
Abena Milner
Life Including Variable Annuity & Health
NPN 21440375 Licensed 2025
AS
Abigail Amaris Smith
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 13813325 Licensed 2015
AH
Abigail Rose Hodrinsky
Life Including Variable Annuity & Health
NPN 22085903 Licensed 2026
AJ
Abnise Joseph
Life Including Variable Annuity & Health
NPN 17632624 Licensed 2015
AG
Adam Gardulski
Life Including Variable Annuity & Health
NPN 21714554 Licensed 2025
AW
Adam John Wojciechowski
Life Including Variable Annuity & Health
NPN 21077755 Licensed 2024
AB
Adam M. Benabram
Life Including Variable Annuity & Health
NPN 10531004 Licensed 2008
AF
Adam Michael Forney
Life Including Variable Annuity & Health
NPN 17719296 Licensed 2023
AS
Adam Scott
Life Including Variable Annuity & Health
NPN 20709133 Licensed 2024
AB
Adda Milena Gordillo Bedon
Life Including Variable Annuity & Health
NPN 20145531 Licensed 2021
AB
Adeel Butt
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 20086028 Licensed 2021
AO
Adewumi Jeremiah Olowoyo
Life Including Variable Annuity & Health
NPN 18978456 Licensed 2018
AV
Adrian S Vasquez
Life Including Variable Annuity & Health
NPN 20826912 Licensed 2023
AM
Adriane Mcnamee
Life Including Variable Annuity & Health
NPN 17585010 Licensed 2015
AG
Adriel Gonzalez
Life Including Variable Annuity & Health
NPN 8939267 Licensed 2024
AC
Aedan Thomas Corcoran
Life Including Variable Annuity & Health
NPN 21469356 Licensed 2025
AR
Agustin Ruiz
Life Including Variable Annuity & Health
NPN 17191625 Licensed 2014
AF
Agustina Fargi
Life Including Variable Annuity & Health
NPN 21311576 Licensed 2024
AN
Aicha Amadou Nouhou
Life Including Variable Annuity & Health
NPN 20869927 Licensed 2023
AC
Aida Carmen Cruz
Life Including Variable Annuity & Health
NPN 19509075 Licensed 2020
View all 1483 licensed term life producers in Riverview →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Riverview regional market. Rates are localized using regional health baselines.

Official Riverview Resources

County Hillsborough County
Population ~102,467
Lack of insurance (18–64) 13.2%
FIPS code 1260950

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Riverview rates. Start your quote request below.

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

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Term Life Insurance FAQ

💰

How much does term life cost in Riverview?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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Term Life protection tailored to Zolfo Springs families and businesses.

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