June Marcia Williams

Your Insurance Agent in Pembroke Pines, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Pembroke Pines, FL...

National Producer No.

17209549

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Term Life Insurance in Pembroke Pines, FL

Compare 10, 20, and 30-year term rates from top carriers.

Term life insurance for Pembroke Pines, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Pembroke Pines, FL

Pembroke Pines, FL — Your Local Producer

Hello, Pembroke Pines! I love the vibrant, family-friendly atmosphere we have here in Broward County, from our beautiful parks to our strong community spirit. As a local resident and licensed insurance producer, I'm dedicated to helping my neighbors navigate their options for personal insurance. Whether you're considering Term Life, Final Expense, or other policies to protect what matters most, I can help you understand the choices available. My goal is to provide clear, straightforward guidance so you can feel confident in your decisions. I'm June Marcia Williams (NPN: 17209549, Florida License No: W840529), and I'm here to help.

C.B. Smith Park
Pembroke Lakes Mall
Charles W. Flanagan High School

NPN17209549FL LicenseW840529

Licensed Term Life Producers in Pembroke Pines

2078 on public record · Florida DFS · Fla. Stat. §119.01

Abdelkarim Laaroussi

Life Including Variable Annuity & Health

NPN 18896914 Licensed 2018

Abey Joseph

Life Including Variable Annuity & Health

NPN 21748166 Licensed 2025

Abigail Mercado

Life Including Variable Annuity & Health

NPN 18286350 Licensed 2017

Abraham Bravo

Life Including Variable Annuity & Health

NPN 19648848 Licensed 2020

Abraham Cadet

Life Including Variable Annuity & Health

NPN 19803236 Licensed 2024

Abraham Manuel Saldivia

Life Including Variable Annuity & Health

NPN 21492652 Licensed 2025

Abubaker Ashfaq

Life Including Variable Annuity & Health

NPN 20750416 Licensed 2023

Acelia Berg

Life Including Variable Annuity & Health

NPN 21492588 Licensed 2025

Ada Francis Bravo

Life Including Variable Annuity & Health

NPN 21344033 Licensed 2024

Adam Anthony Vega

Life Including Variable Annuity & Health

NPN 15811607 Licensed 2010

Adam David Bercowicz

Life Including Variable Annuity & Health

NPN 17440165 Licensed 2014

Adam Green

Life Including Variable Annuity & Health

NPN 20837267 Licensed 2023

Adebukola Idowu

Life Including Variable Annuity & Health

NPN 19985433 Licensed 2021

Adolfina Medina

Life Including Variable Annuity & Health

NPN 17946094 Licensed 2016

Adrian Alejandro Chirinos

Life Including Variable Annuity & Health

NPN 18890515 Licensed 2018

Adrian Alfonzo Diaz

Life Including Variable Annuity & Health

NPN 20995952 Licensed 2023

Adrian Perez Gonzalez

Life Including Variable Annuity & Health

NPN 20187341 Licensed 2021

Adriana Del Carmen Cedeno

Life Including Variable Annuity & Health

NPN 19868336 Licensed 2021

Adriana L. Ramirez

Life Including Variable Annuity & Health

NPN 8575071 Licensed 2008

Adriana Maria Mainero

Life Including Variable Annuity & Health

NPN 19664699 Licensed 2020

Adriana Maria Ryan

Life Including Variable Annuity & Health

NPN 1016572 Licensed 2025

Adrianne Elizabeth Pierre

Life Including Variable Annuity & Health

NPN 17380912 Licensed 2014

Adrianne Kimberly Spidell

Life Including Variable Annuity & Health

NPN 20744735 Licensed 2023

Adrianne Marie Plasencia

Life Including Variable Annuity & Health

NPN 19232033 Licensed 2019

View all 2078 licensed term life producers in Pembroke Pines →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Pembroke Pines regional market. Rates are localized using regional health baselines.

Official Pembroke Pines Resources

County Broward County

Population ~170,472

Lack of insurance (18–64) 15.3%

FIPS code 1255775

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Pembroke Pines rates. Start your quote request below.

FL OIR .GOV Broward County Gov Portal .GOV

4.2 35 reviews

Photos by Eduardo Tesi via Google Maps

View on Google Maps

Pembroke Pines City Hall

Open now · Mon 7:00 AM – 6:00 PM

(954) 450-1060

ppines.com

601 City Ctr Wy, Pembroke Pines, FL 33025, USA

Recent Reviews

Scarlet ★★★★★

"I want to highlight the excellent service I received from María Carballosa. I had a problem with my permit, and she helped me resolve it quickly and efficiently. It's clear she cares about her custome…"

Eduardo Tesi ★★★★★

"I had the opportunity to visit the City Hall for a conference and the amplitude of the space provided and the staff working there at reception and security were outstanding. Plenty of free parking and…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Pembroke Pines

More Insurance Options in Pembroke Pines, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Pembroke Pines?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Term Life Insurance in Pembroke Pines, FL

Pembroke Pines, FL — Your Local Producer

Licensed Term Life Producers in Pembroke Pines

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official Pembroke Pines Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in Pembroke Pines, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in Pembroke Pines?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

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Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official Pembroke Pines Resources