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June Marcia Williams — Licensed Term Life Insurance Agent in North Lauderdale, FL
June Marcia Williams
Your Insurance Agent in North Lauderdale, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing North Lauderdale, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in North Lauderdale, FL

Compare 10, 20, and 30-year term rates from top carriers.

Term life insurance for North Lauderdale, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · North Lauderdale, FL

North Lauderdale, FL — Your Local Producer

Hello, North Lauderdale! As a fellow resident of Broward County, I understand the unique and vibrant community spirit we share. Protecting your family's financial future is a vital step, and I'm here to help you navigate your options with personalized care. My name is June Marcia Williams, and as a licensed insurance producer (NPN: 17209549, Florida License No: W840529), I specialize in personal lines of insurance like Term Life, Final Expense, and Accident & Injury policies. My goal is to help my neighbors find coverage that provides security and peace of mind.

  • North Lauderdale City Hall
  • Hampton Pines Park
  • Intersection of State Road 7 and McNab Road
NPN17209549FL LicenseW840529

Licensed Term Life Producers in North Lauderdale

426 on public record · Florida DFS · Fla. Stat. §119.01

AM
Aalia Safiyah Muhammad
Life Including Variable Annuity & Health
NPN 20038272 Licensed 2021
AW
Abejah Phillip Williamson
Life Including Variable Annuity & Health
NPN 21301861 Licensed 2024
AS
Adesh Soodeen
Life Including Variable Annuity & Health
NPN 20465949 Licensed 2022
AW
Adora Lamonique West
Life Including Variable Annuity & Health
NPN 20365146 Licensed 2022
AC
Adrian Charles Conrad
Life Including Variable Annuity & Health
NPN 19492107 Licensed 2020
AH
Adrienne Harris
Life Including Variable Annuity & Health
NPN 19576591 Licensed 2020
AJ
Adryanna Johnson
Life Including Variable Annuity & Health
NPN 21316195 Licensed 2024
AN
Aiyanna Le'Nae Tyler Nixon
Life Including Variable Annuity & Health
NPN 21277028 Licensed 2024
AB
Akheim Joseph Baptiste
Life Including Variable Annuity & Health
NPN 22071202 Licensed 2025
AD
Alanna Davis
Life Including Variable Annuity & Health
NPN 18896976 Licensed 2018
AS
Albert Sido
Life Including Variable Annuity & Health
NPN 7401329 Licensed 2003
AO
Alexandra Ochoa
Life Including Variable Annuity & Health
NPN 20680853 Licensed 2023
AS
Alexis M Snuggs
Life Including Variable Annuity & Health
NPN 20423593 Licensed 2022
AG
Alfonso Gonzalez
Life Including Variable Annuity & Health
NPN 22176070 Licensed 2026
AM
Alicea Nicholette Coleman Moore
Life Including Variable Annuity & Health
NPN 19638517 Licensed 2020
AP
Alicia Pitter
Life Including Variable Annuity & Health
NPN 20316754 Licensed 2022
AF
Alissa Faucher
Life Including Variable Annuity & Health
NPN 19737689 Licensed 2020
AH
Amanda Maria Alberola Herrera
Life Including Variable Annuity & Health
NPN 21745394 Licensed 2025
AV
Amaury Vazquez Vargas
Life Including Variable Annuity & Health
NPN 22053893 Licensed 2025
AB
Andre Barrington Brown
Life Including Variable Annuity & Health
NPN 17230894 Licensed 2014
AA
Andrew C Aarons
Life Including Variable Annuity & Health
NPN 20505405 Licensed 2022
AG
Anisia Gaston-Saintil
Life Including Variable Annuity & Health
NPN 21459500 Licensed 2025
AP
Annagay Powell
Life Including Variable Annuity & Health
NPN 20395417 Licensed 2022
AF
Annels Fernandez
Life Including Variable Annuity & Health
NPN 21612578 Licensed 2025
View all 426 licensed term life producers in North Lauderdale →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the North Lauderdale regional market. Rates are localized using regional health baselines.

Official North Lauderdale Resources

County Broward County
Population ~44,635
Lack of insurance (18–64) 19.1%
FIPS code 1249425

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized North Lauderdale rates. Start your quote request below.

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2.8 19 reviews
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Photos by Herve Andrieu , L L , Gabriela Brasil via Google Maps
City of North Lauderdale
Open now · Mon 7:00 AM – 6:00 PM
701 SW 71st Ave, North Lauderdale, FL 33068, USA
Recent Reviews
freespirit Art ★☆☆☆☆
"The staff at the North Lauderdale Building Department are extremely rude and unprofessional when companies reach out for guidance. Instead of offering helpful assistance, they respond with disrespect,…"
Patrick Wasket ★★★★☆
"The city is always beautifying the community and trash pickup is going good code enforcement nice staff."
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

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Term Life Insurance FAQ

💰

How much does term life cost in North Lauderdale?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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