June Marcia Williams

Your Insurance Agent in West Melbourne, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing West Melbourne, FL...

National Producer No.

17209549

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Life Insurance in West Melbourne, FL

Dedicated Coverage Options from Final Expense to Term Life in Brevard County

The Smart Choice for Dependable Life Insurance in West Melbourne, FL

Your local licensed agent in West Melbourne, Brevard County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for West Melbourne, Brevard County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · West Melbourne, FL

West Melbourne, FL — Your Local Producer

Hello, West Melbourne! As a fellow Brevard County resident, I appreciate the unique character and community spirit we share. I'm June Marcia Williams, your local licensed insurance producer, dedicated to helping my neighbors navigate their personal insurance options. Whether you're considering Term Life, Final Expense, or coverage for critical illness or accidents, my goal is to provide clear, personalized guidance. Understanding your policy shouldn't be a challenge. I'm here to help you find a plan that fits your life. As a licensed producer (NPN: 17209549, Florida License No: W840529), I'm committed to serving our community.

Max K. Rodes Park
West Melbourne City Hall
Intersection of Minton Road and W New Haven Avenue

NPN17209549FL LicenseW840529

West Melbourne is home to approximately 26,800 residents in Brevard County, with a median age of 40.9 and a median household income of $86,400. About 79% of homes are owner-occupied; the median home value is $306,000. 40% of adults hold a bachelor's degree or higher; households with children make up 32%; veterans comprise 10% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit West Melbourne households.

How West Melbourne compares to Brevard County

BREVARD COUNTY · 611K RESIDENTS WEST MELBOURNE · 27K RESIDENTS

610,723 BREVARD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

26,762 WEST MELBOURNE RESIDENTS ↳ 4.4% of Brevard County residents

Underwriting Guidelines

Does high cholesterol affect life insurance rates in West Melbourne, FL?

West Melbourne applicants with high cholesterol qualify routinely. The local risk pool — Brevard County's ~611,000 residents, 11.6% without health coverage — shows 39.2% adult prevalence of high cholesterol and 35.7% with high blood pressure. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Indian Harbour Beach →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Brevard County Gov Portal .GOV

Population ~26,762

Lack of health insurance (18–64) 10.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1276500

3.3 9 reviews

Photos by Herve Andrieu , Herve Andrieu via Google Maps

View on Google Maps

West Melbourne City Hall

Open now · Mon 8:30 AM – 5:00 PM

(321) 727-7700

westmelbourne.org

2240 Minton Rd, West Melbourne, FL 32904, USA

Recent Reviews

Leandro Bad ★★★★★

"Needed this City Hall for several times and several years, for Residential and Commercial needs. They are amazing! Of course that not everyone will be always on their best days, but overall they alway…"

Russ N ★★★★★

"I see negative reviews so that is what I was expecting, but I called them recently to ask some questions regarding my utility bill and after being on a brief hold an acutal human answered the phone!(l…"

Available in West Melbourne

Life Insurance Products in West Melbourne, FL

9 insurance products available in West Melbourne

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance in Brevard County and Nearby Florida Counties

Life Insurance by City Near West Melbourne, FL

4,744 licensed producers on public record in Brevard County.

🌟 Cities Served near West Melbourne

30 Cities · 3 Counties

🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in West Melbourne, Florida

Florida DFS public records show 140 actively licensed insurance producers with business addresses in West Melbourne (Brevard County County). 124 hold Life & Health authority; 32 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

140Licensed producers

124Life & Health

32General Lines (P&C)

Find a licensed producer or agency

Browse producers by line

Featured licensed producers

Browse all →

Danny Cecil Odom

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 556674 Licensed 1999

Mary Kathryn Mcgarvey

Life Including Variable Annuity & Health

NPN 3116953 Licensed 2017

Roland Mitchell Shoff

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 476426 Licensed 2001

James R Bermel

Life Including Variable Annuity & Health

NPN 8522479 Licensed 2021

Danny Cecil Odom

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 556674 Licensed 1999

Cheryl Lee Carr

General Lines (Property & Casualty)

NPN 506615 Licensed 1985

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in West Melbourne.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

West Melbourne Life Insurance Questions

💰

How much does life insurance cost in West Melbourne?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

West Melbourne

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of West Melbourne?

Yes. June serves all of West Melbourne and every municipality in Brevard County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Life Insurance in West Melbourne, FL

Dedicated Coverage Options from Final Expense to Term Life in Brevard County

The Smart Choice for Dependable Life Insurance in West Melbourne, FL

West Melbourne, FL — Your Local Producer

How West Melbourne compares to Brevard County

Does high cholesterol affect life insurance rates in West Melbourne, FL?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Life Insurance Products in West Melbourne, FL

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Life Insurance by City Near West Melbourne, FL

🌟 Cities Served near West Melbourne

Licensed Insurance Agents in West Melbourne, Florida

Browse producers by line

Featured licensed producers

Know your rights in West Melbourne.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

West Melbourne Life Insurance Questions

How much does life insurance cost in West Melbourne?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of West Melbourne?

What is critical illness insurance?

How do I verify June's FL license?

Talk to a real person. Today.

Official City Resources