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Home›Florida›Brevard County›Melbourne Beach

June Marcia Williams — Licensed Insurance Agent in Melbourne Beach, FL
June Marcia Williams
Your Insurance Agent in Melbourne Beach, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Melbourne Beach, FL...
National Producer No.
17209549
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Life Insurance in Melbourne Beach, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Melbourne Beach Without the Complexity

Your local licensed agent in Melbourne Beach, Brevard County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Melbourne Beach, Brevard County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Melbourne Beach, FL

Melbourne Beach, FL — Your Local Producer

As a fellow resident of the Space Coast, I understand the unique lifestyle we cherish here in Brevard County, especially in a beautiful barrier island town like Melbourne Beach. From watching the sea turtles nest to enjoying the tranquility of the Indian River Lagoon, life here is truly special. As your local licensed insurance producer, I am dedicated to helping my neighbors find personal insurance solutions that fit their needs. I provide clear, one-on-one guidance to help you protect your family's financial future. Let's connect and review your options. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Melbourne Beach Town Hall
  • Ryckman Park
  • Gemini Elementary School
NPN17209549FL LicenseW840529

Melbourne Beach is home to approximately 3,200 residents in Brevard County, with a median age of 53.5 and a median household income of $80,800. About 79% of homes are owner-occupied; the median home value is $563,000. 65% of adults hold a bachelor's degree or higher; households with children make up 19%; veterans comprise 9% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Melbourne Beach households.

How Melbourne Beach compares to Brevard County

BREVARD COUNTY · 611K RESIDENTS MELBOURNE BEACH · 3K RESIDENTS
Brevard County vs Melbourne Beach — population comparison Brevard County: 610,723 residents. Melbourne Beach: 3,214 residents, 0.5% of Brevard County population.
610,723 BREVARD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,214 MELBOURNE BEACH RESIDENTS ↳ 0.5% of Brevard County residents
Underwriting Guidelines

Does current cigarette smoking affect life insurance rates in Melbourne Beach, FL?

Yes, qualification is common in Melbourne Beach. Within Brevard County's ~611,000 residents — including the 11.6% currently without health coverage — 8.9% of adults manage current cigarette smoking and 30.1% live with obesity per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Rockledge →

📊 Top Health Considerations (CDC)

Top Health Considerations for Melbourne Beach (CITY) High cholesterol: 46.3%. High blood pressure: 43.1%. Obesity: 30.1%. Diagnosed diabetes: 13.3%. Current cigarette smoking: 8.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MELBOURNE BEACH High cholesterol 46.3% High blood pressure 43.1% Obesity 30.1% Diagnosed diabetes 13.3% Current cigarette smoking 8.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Brevard County Gov Portal .GOV
Population ~3,214
Lack of health insurance (18–64) 6.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1244000
Google Maps
4.8 4 reviews
Town of Melbourne Beach photo 1Town of Melbourne Beach photo 2Town of Melbourne Beach photo 3Town of Melbourne Beach photo 4
Photos by Dominique Susini , Suzanne Mathieu - Space Coast Real Estate Expert , Hollis Adams , Herve Andrieu via Google Maps
View on Google Maps
Town of Melbourne Beach
Open now · Mon 8:30 AM – 4:30 PM
(321) 724-5860
melbournebeachfl.org
507 Ocean Ave, Melbourne Beach, FL 32951, USA
Recent Reviews
Hollis Adams ★★★★★
"Yoga in the Ryckman park, instructor did a great job, perfect setting, social distancing. Wonderful sunset. 5:30 on Tuesday nights."
David Hart ★★★★★
"Nice place to live."
Available in Melbourne Beach

Life Insurance Products in Melbourne Beach, FL

9 insurance products available in Melbourne Beach

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Brevard County and Nearby Florida Counties

Life Insurance by City Near Melbourne Beach, FL

4,744 licensed producers on public record in Brevard County.

🌟 Cities Served near Melbourne Beach

30 Cities · 3 Counties
Volusia County10
CassadagaDaytona BeachDelandDeLand SouthwestDeltonaHolly HillNorth DeLandOrmond BeachOrmond-by-the-SeaSouth Daytona
Brevard CountyHome10
GrantIndian Harbor BeIndian Harbour BeachMelbourneMerritt IslandNorth Merritt IslandPalm BayPatrick AFBRockledgeTitusville
Osceola County10
Buena Ventura LaBuenaventura LakesCampbellCelebrationIntercession CitKenansvilleKissimmeeSaint CloudSt. CloudYeehaw Junction
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Melbourne Beach, Florida

Florida DFS public records show 47 actively licensed insurance producers with business addresses in Melbourne Beach (Brevard County County). 37 hold Life & Health authority; 16 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

47Licensed producers
37Life & Health
16General Lines (P&C)

Browse producers by line

Life & Health Agents
37 producers · life-authorised
General Lines (Property & Casualty)
16 producers · 2-20

Featured licensed producers

Browse all →
KH
Keith Mitchell Henry
Life Including Variable Annuity & Health
NPN 533779 Licensed 1987
SA
Steven Dean Austin
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 241351 Licensed 1986
GW
George August Walters
Life Including Variable Annuity & Health
NPN 8694038 Licensed 2006
DR
Diane L Roberts-Wieder
Life Including Variable Annuity & Health
NPN 457274 Licensed 1990
SA
Steven Dean Austin
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 241351 Licensed 1986
JK
James A Kruse
General Lines (Property & Casualty)
NPN 526243 Licensed 2020

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Melbourne Beach.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Melbourne Beach Life Insurance Questions

💰

How much does life insurance cost in Melbourne Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Melbourne Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Melbourne Beach?

Yes. June serves all of Melbourne Beach and every municipality in Brevard County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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