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Home›Virginia›Tazewell County›Richlands

June Marcia Williams — Licensed Insurance Agent in Richlands, VA
June Marcia Williams
Your Insurance Agent in Richlands, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Richlands, VA...
National Producer No.
17209549
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Life Insurance in Richlands, VA

Securing Families Across Tazewell County with 9 Tailored Product Lines

Why Richlands Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Richlands, Tazewell County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Richlands, Tazewell County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Richlands, VA

Richlands, VA — Your Local Producer

Hello, Richlands! As a fellow Virginian, I appreciate the strong community spirit found here in Tazewell County. My name is June Marcia Williams, and I'm a licensed insurance producer dedicated to helping my neighbors navigate their options for personal insurance. Whether you're thinking about securing your family's future with life insurance, planning for final expenses, or looking for coverage for unexpected illnesses or accidents, I'm here to provide clear, personalized guidance. My goal is to help you understand the choices available so you can find a plan that fits your life. (NPN: 17209549, Virginia License No: 1575461)

  • Richlands Town Hall
  • Richlands High School
  • Clinch Valley Medical Center
NPN17209549VA License1575461

Richlands is home to approximately 5,300 residents in Tazewell County, with a median age of 45.2 and a median household income of $36,000. About 65% of homes are owner-occupied; the median home value is $106,000. 15% of adults hold a bachelor's degree or higher; households with children make up 23%; veterans comprise 4% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Richlands households.

How Richlands compares to Tazewell County

TAZEWELL COUNTY · 40K RESIDENTS RICHLANDS · 5K RESIDENTS
Tazewell County vs Richlands — population comparison Tazewell County: 40,392 residents. Richlands: 5,266 residents, 13.0% of Tazewell County population.
40,392 TAZEWELL COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
5,266 RICHLANDS RESIDENTS ↳ 13.0% of Tazewell County residents
Underwriting Guidelines

How does high cholesterol impact life insurance underwriting in Richlands, VA?

Many Richlands residents secure competitive rates despite high cholesterol. Tazewell County reports 42.3% adult prevalence (CDC PLACES); 21.3% also manage current cigarette smoking, with 10.0% of the ~40,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Raven →

📊 Top Health Considerations (CDC)

Top Health Considerations for Richlands (CITY) High cholesterol: 42.3%. High blood pressure: 43.5%. Obesity: 42.7%. Diagnosed diabetes: 17%. Current cigarette smoking: 21.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · RICHLANDS High cholesterol 42.3% High blood pressure 43.5% Obesity 42.7% Diagnosed diabetes 17.0% Current cigarette smoking 21.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Tazewell County Gov Portal .GOV
Population ~5,266
Lack of health insurance (18–64) 11.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5166928
Google Maps
3.3 12 reviews
Richlands Town Hall photo 1Richlands Town Hall photo 2Richlands Town Hall photo 3
Photos by John Wilson , Heather Blankenship , Prae Toriani via Google Maps
View on Google Maps
Richlands Town Hall
Open now · Mon 8:00 AM – 4:30 PM
(276) 964-2566
town.richlands.va.us
200 Washington Square, Richlands, VA 24641, USA
Recent Reviews
Heather Blankenship ★★★★★
"Visited my family great coal miner memory at town hall small country town Richlands va"
Shannon Endicott ★☆☆☆☆
"They are adding more money to our bills each month something called pca and they charge it because they think our bill isn't what it should be that's insane. I've never heard of a company doing that …"
Available in Richlands

Life Insurance Products in Richlands, VA

9 insurance products available in Richlands

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Tazewell County and Nearby Virginia Counties

Life Insurance by City Near Richlands, VA

Life insurance by city across Tazewell County and adjacent Virginia counties.

🌟 Cities Served near Richlands

25 Cities · 3 Counties
Smyth County10
AdwolfAllison GapAtkinsBroadfordChilhowieMarionMcMullinSaltvilleSeven Mile FordSugar Grove
Tazewell CountyHome10
AmonateBandyBishopBluefieldBoissevainCedar BluffClaypool HillDoranTannersvilleTazewell
Bland County5
BastianBlandCeresMechanicsburgRocky Gap
Official Resources

Know your rights in Richlands.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Richlands Life Insurance Questions

💰

How much does life insurance cost in Richlands?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Richlands
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Richlands?

Yes. June serves all of Richlands and every municipality in Tazewell County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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