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Home›Virginia›Tazewell County›Cedar Bluff

June Marcia Williams — Licensed Insurance Agent in Cedar Bluff, VA
June Marcia Williams
Your Insurance Agent in Cedar Bluff, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cedar Bluff, VA...
National Producer No.
17209549
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Life Insurance in Cedar Bluff, VA

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Cedar Bluff Without the Complexity

Your local licensed agent in Cedar Bluff, Tazewell County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Cedar Bluff, Tazewell County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Cedar Bluff, VA

Cedar Bluff, VA — Your Local Producer

Hello Cedar Bluff! In a community as close-knit as ours here in Tazewell County, looking out for one another is simply part of our character. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my neighbors navigate their options for protecting their families. Whether you're considering term life, whole life, final expense, or other policies to safeguard against illness or injury, I'm here to provide clear, personal guidance. My goal is to help you find a path to greater peace of mind. (NPN: 17209549, Virginia License No: 1575461)

  • Cedar Bluff Town Hall
  • Cedar Bluff Elementary School
  • Clinch Valley Medical Center
NPN17209549VA License1575461

Cedar Bluff is home to approximately 1,200 residents in Tazewell County, with a median age of 48.9 and a median household income of $41,100. About 65% of homes are owner-occupied; the median home value is $125,000. 15% of adults hold a bachelor's degree or higher; households with children make up 21%; veterans comprise 7% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Cedar Bluff households.

How Cedar Bluff compares to Tazewell County

TAZEWELL COUNTY · 40K RESIDENTS CEDAR BLUFF · 1K RESIDENTS
Tazewell County vs Cedar Bluff — population comparison Tazewell County: 40,392 residents. Cedar Bluff: 1,210 residents, 3.0% of Tazewell County population.
40,392 TAZEWELL COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,210 CEDAR BLUFF RESIDENTS ↳ 3.0% of Tazewell County residents
Underwriting Guidelines

Are Cedar Bluff residents with arthritis able to qualify for life insurance?

Yes. Tazewell County's health profile — 40,000 residents, 10.0% uninsured, 35.4% adults with arthritis, 42.8% with high cholesterol — shapes how A-rated carriers tier rate classes for Cedar Bluff applicants. Standard or Preferred is achievable when arthritis is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Boissevain →

📊 Top Health Considerations (CDC)

Top Health Considerations for Cedar Bluff (CITY) High cholesterol: 42.8%. High blood pressure: 42%. Obesity: 39.5%. Diagnosed diabetes: 15.2%. Current cigarette smoking: 18.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CEDAR BLUFF High cholesterol 42.8% High blood pressure 42.0% Obesity 39.5% Diagnosed diabetes 15.2% Current cigarette smoking 18.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Tazewell County Gov Portal .GOV
Population ~1,210
Lack of health insurance (18–64) 9.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5113784
Google Maps
Cedar Bluff Town Hall photo 1
Photos by Scott Boyd via Google Maps
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Cedar Bluff Town Hall
Open now · Mon 8:00 AM – 4:30 PM
(276) 964-4889
115 Central Ave, Cedar Bluff, VA 24609, USA
Available in Cedar Bluff

Life Insurance Products in Cedar Bluff, VA

9 insurance products available in Cedar Bluff

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Tazewell County and Nearby Virginia Counties

Life Insurance by City Near Cedar Bluff, VA

Life insurance by city across Tazewell County and adjacent Virginia counties.

🌟 Cities Served near Cedar Bluff

25 Cities · 3 Counties
Bland County5
BastianBlandCeresMechanicsburgRocky Gap
Tazewell CountyHome10
AmonateBandyBishopBluefieldBoissevainClaypool HillDoranRichlandsTannersvilleTazewell
Buchanan County10
Big RockConawayDavenportGrundyHurleyKeen MountainMaxiePattersonPilgrims KnobVansant
Official Resources

Know your rights in Cedar Bluff.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Cedar Bluff Life Insurance Questions

💰

How much does life insurance cost in Cedar Bluff?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Cedar Bluff
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Cedar Bluff?

Yes. June serves all of Cedar Bluff and every municipality in Tazewell County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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