Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in Dayton, VA
June Marcia Williams
Your Insurance Agent in Dayton, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Dayton, VA...
National Producer No.
17209549
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Life Insurance in Dayton, VA

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Dayton Without the Complexity

Your local licensed agent in Dayton, Rockingham County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Dayton, Rockingham County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Dayton, VA

Dayton, VA — Your Local Producer

Living in the Dayton area, I deeply value the close-knit character and scenic beauty that make Rockingham County such a wonderful place to call home. As a local insurance producer, my goal is to help my neighbors navigate their options for life and health insurance. I'm June Marcia Williams, and I offer personal guidance on policies like Term and Whole Life, Final Expense, and supplemental coverage for critical illness or accidents. I'm here to help you understand your choices and find a plan that fits your family's unique needs. As a licensed professional (NPN: 17209549, Virginia License No: 1575461), I'm committed to serving our community with care.

  • The Dayton Market
  • Cooks Creek Park
  • John Wayland Elementary School
NPN17209549VA License1575461

Dayton is home to approximately 1,900 residents in Rockingham County, with a median age of 33.7 and a median household income of $81,300. About 69% of homes are owner-occupied; the median home value is $294,000. 43% of adults hold a bachelor's degree or higher; households with children make up 37%; veterans comprise 3% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Dayton households.

How Dayton compares to Rockingham County

ROCKINGHAM COUNTY · 84K RESIDENTS DAYTON · 2K RESIDENTS
Rockingham County vs Dayton — population comparison Rockingham County: 83,905 residents. Dayton: 1,915 residents, 2.3% of Rockingham County population.
83,905 ROCKINGHAM COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,915 DAYTON RESIDENTS ↳ 2.3% of Rockingham County residents

Can I get life insurance with current asthma in Dayton, VA?

Yes. Rockingham County's health profile — 84,000 residents, 9.7% uninsured, 10.6% adults with current asthma, 39.7% with high cholesterol — shapes how A-rated carriers tier rate classes for Dayton applicants. Standard or Preferred is achievable when current asthma is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Port Republic →

📊 Top Health Considerations (CDC)

Top Health Considerations for Dayton (CITY) High cholesterol: 39.7%. High blood pressure: 35.7%. Obesity: 32.5%. Diagnosed diabetes: 11.7%. Current cigarette smoking: 14.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · DAYTON High cholesterol 39.7% High blood pressure 35.7% Obesity 32.5% Diagnosed diabetes 11.7% Current cigarette smoking 14.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~1,915
Lack of health insurance (18–64) 10.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5121648

Life Insurance Products in Dayton, VA

9 insurance products available in Dayton

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Dayton, VA

Life insurance by city across Rockingham County and adjacent Virginia counties.

🌟 Cities Served near Dayton

15 Cities · 3 Counties
Harrisonburg City1
Page County4

Know your rights in Dayton.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Dayton Life Insurance Questions

💰

How much does life insurance cost in Dayton?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Dayton
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Dayton?

Yes. June serves all of Dayton and every municipality in Rockingham County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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