Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
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June Marcia Williams — Licensed Insurance Agent in Powhatan, VA
June Marcia Williams
Your Insurance Agent in Powhatan, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Powhatan, VA...
National Producer No.
17209549
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Life Insurance in Powhatan, VA

Securing Families Across Powhatan County with 9 Tailored Product Lines

Why Powhatan Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Powhatan, Powhatan County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Powhatan, Powhatan County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Powhatan, VA

Powhatan, VA — Your Local Producer

Hello, Powhatan neighbors! In a community as close-knit and historic as ours, we understand the importance of looking out for one another. I'm June Marcia Williams, your local licensed insurance producer, and I'm dedicated to helping my fellow Powhatan County residents protect what matters most. Whether you're planning for your family's future with life insurance or seeking a safety net for unexpected life events, I can help you navigate your options. My goal is to provide clear, personalized guidance so you can make confident decisions for your loved ones. (NPN: 17209549, Virginia License No: 1575461)

  • Powhatan County Courthouse
  • Fighting Creek Park
  • Powhatan High School
NPN17209549VA License1575461

Powhatan is home to approximately 473 residents in Powhatan County, with a median age of 57.1 and a median household income of $66,500. About 68% of homes are owner-occupied; the median home value is $275,000. 21% of adults hold a bachelor's degree or higher; households with children make up 27%; veterans comprise 9% of residents. Average household size is 1.9. These demographic markers shape which life insurance products fit Powhatan households.

How Powhatan compares to Powhatan County

POWHATAN COUNTY · 31K RESIDENTS POWHATAN · 473 RESIDENTS
Powhatan County vs Powhatan — population comparison Powhatan County: 30,503 residents. Powhatan: 473 residents, 1.6% of Powhatan County population.
30,503 POWHATAN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
473 POWHATAN RESIDENTS ↳ 1.6% of Powhatan County residents

Does obesity affect life insurance rates in Powhatan, VA?

Powhatan applicants with obesity qualify routinely. The local risk pool — Powhatan County's ~31,000 residents, 7.1% without health coverage — shows 36.3% adult prevalence of obesity and 40.5% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Moseley →

📊 Top Health Considerations (CDC)

Top Health Considerations for Powhatan (CITY) High cholesterol: 40.5%. High blood pressure: 36.9%. Obesity: 36.3%. Diagnosed diabetes: 11.9%. Current cigarette smoking: 12.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · POWHATAN High cholesterol 40.5% High blood pressure 36.9% Obesity 36.3% Diagnosed diabetes 11.9% Current cigarette smoking 12.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~473
Lack of health insurance (18–64) 6.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5164384
Google Maps
Powhatan photo 1
Photos by Jan Ciprus via Google Maps
Powhatan
Powhatan, VA 23139, USA

Life Insurance Products in Powhatan, VA

9 insurance products available in Powhatan

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Powhatan, VA

Life insurance by city across Powhatan County and adjacent Virginia counties.

🌟 Cities Served near Powhatan

6 Cities · 3 Counties
Amelia County3
Powhatan CountyHome1
Cumberland County2

Know your rights in Powhatan.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Powhatan Life Insurance Questions

💰

How much does life insurance cost in Powhatan?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Powhatan
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Powhatan?

Yes. June serves all of Powhatan and every municipality in Powhatan County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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