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Home›Virginia›Cumberland County›Cumberland

June Marcia Williams — Licensed Insurance Agent in Cumberland, VA
June Marcia Williams
Your Insurance Agent in Cumberland, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cumberland, VA...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Cumberland

Dedicated Coverage Options from Final Expense to Term Life in Cumberland County

The Smart Choice for Dependable Life Insurance in Cumberland, VA

Your local licensed agent in Cumberland, Cumberland County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Cumberland, Cumberland County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Cumberland, VA

Cumberland, VA — Your Local Producer

For my neighbors in Cumberland, I know that life in the heart of Cumberland County is built on a foundation of community and looking out for one another. My name is June Marcia Williams, and I'm your local licensed insurance producer, committed to helping families right here protect what matters most. I offer guidance on a range of personal insurance options, including Term, Whole, and Universal Life, as well as Final Expense, Critical Illness, and Accident & Injury plans. My goal is to help you navigate your choices with confidence. (NPN: 17209549, Virginia License No: 1575461)

  • Cumberland County Courthouse
  • Cumberland High School
  • Intersection of James Anderson Hwy and Cartersville Rd
NPN17209549VA License1575461

Cumberland is home to approximately 334 residents in Cumberland County, with a median age of 66.5. About 81% of homes are owner-occupied; the median home value is $205,000. 24% of adults hold a bachelor's degree or higher; households with children make up 0%; veterans comprise 8% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Cumberland households.

How Cumberland compares to Cumberland County

CUMBERLAND COUNTY · 10K RESIDENTS CUMBERLAND · 334 RESIDENTS
Cumberland County vs Cumberland — population comparison Cumberland County: 9,697 residents. Cumberland: 334 residents, 3.4% of Cumberland County population.
9,697 CUMBERLAND COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
334 CUMBERLAND RESIDENTS ↳ 3.4% of Cumberland County residents
Underwriting Guidelines

Does obesity affect life insurance rates in Cumberland, VA?

Cumberland applicants with obesity qualify routinely. The local risk pool — Cumberland County's ~10,000 residents, 9.2% without health coverage — shows 41.7% adult prevalence of obesity and 44.1% with high blood pressure. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Cumberland families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Tamworth →

📊 Top Health Considerations (CDC)

Top Health Considerations for Cumberland (CITY) High cholesterol: 40.9%. High blood pressure: 44.1%. Obesity: 41.7%. Diagnosed diabetes: 17.1%. Current cigarette smoking: 17.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CUMBERLAND High cholesterol 40.9% High blood pressure 44.1% Obesity 41.7% Diagnosed diabetes 17.1% Current cigarette smoking 17.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Cumberland County Gov Portal .GOV
Population ~334
Lack of health insurance (18–64) 9.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5120768
Google Maps
Cumberland photo 1Cumberland photo 2Cumberland photo 3
Photos by Patty Conner , Bobby Etheridge , Patty Conner via Google Maps
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Cumberland
Cumberland, VA 23040, USA
Available in Cumberland

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Cumberland County and Neighboring Virginia Counties

Cities served near Cumberland.

June Marcia Williams writes life insurance and supplemental health policies across Cumberland County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Cumberland

10 Cities · 3 Counties
Buckingham County7
ArvoniaBuckinghamBuckinghamDillwynNew CantonSprouses CornerYogaville
Cumberland CountyHome1
Tamworth
Powhatan County2
MoseleyPowhatan
Official Resources

Know your rights in Cumberland.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Cumberland insurance — answered.

💰

How much does life insurance cost in Cumberland?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Cumberland
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Cumberland?

Yes. June serves all of Cumberland and every municipality in Cumberland County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Tamworth Cumberland County, VA 10 products available
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