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June Marcia Williams — Licensed Insurance Agent in Portsmouth, VA
June Marcia Williams
Your Insurance Agent in Portsmouth, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Portsmouth, VA...
National Producer No.
17209549
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Life Insurance in Portsmouth, VA

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Portsmouth Without the Complexity

Your local licensed agent in Portsmouth, Portsmouth City. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Portsmouth, Portsmouth City, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Portsmouth, VA

Portsmouth, VA — Your Local Producer

Hello Portsmouth! From the historic shipyards to the vibrant streets of Olde Towne, our city has a unique character I'm proud to be a part of. I'm June Marcia Williams, a licensed insurance producer living and working right here to serve my neighbors. When it comes to protecting your family's future with options like term life, final expense, or accident coverage, navigating the choices can feel overwhelming. My goal is to offer clear, personalized guidance to help you find a plan that fits your life. As your local resource (NPN: 17209549, Virginia License No: 1575461), I'm here to help you secure peace of mind.

  • Portsmouth City Park
  • Portsmouth Naval Shipyard Museum
  • High Street & Crawford Street
NPN17209549VA License1575461

Portsmouth is home to approximately 97,400 residents in Portsmouth City, with a median age of 35.6 and a median household income of $57,200. About 56% of homes are owner-occupied; the median home value is $213,000. 21% of adults hold a bachelor's degree or higher; households with children make up 31%; veterans comprise 9% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Portsmouth households.

How Portsmouth compares to Portsmouth City

PORTSMOUTH CITY · 97K RESIDENTS PORTSMOUTH · 97K RESIDENTS
Portsmouth City vs Portsmouth — population comparison Portsmouth City: 97,384 residents. Portsmouth: 97,384 residents, 100.0% of Portsmouth City population.
97,384 PORTSMOUTH CITY POPULATION ↳ 1 cell ≈ 10,000 residents
97,384 PORTSMOUTH RESIDENTS ↳ 100.0% of Portsmouth City residents
Underwriting Guidelines

Are Portsmouth residents with high cholesterol able to qualify for life insurance?

Yes. Portsmouth City's health profile — 97,000 residents, 10.9% uninsured, 37.8% adults with high cholesterol, 27.7% with arthritis — shapes how A-rated carriers tier rate classes for Portsmouth applicants. Standard or Preferred is achievable when high cholesterol is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View Portsmouth City coverage area →

📊 Top Health Considerations (CDC)

Top Health Considerations for Portsmouth (CITY) High cholesterol: 37.8%. High blood pressure: 38.7%. Obesity: 38.1%. Diagnosed diabetes: 14.3%. Current cigarette smoking: 14.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PORTSMOUTH High cholesterol 37.8% High blood pressure 38.7% Obesity 38.1% Diagnosed diabetes 14.3% Current cigarette smoking 14.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Portsmouth City Gov Portal .GOV
Population ~97,384
Lack of health insurance (18–64) 9.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5164000
Google Maps
Portsmouth civic building photo 1Portsmouth civic building photo 2Portsmouth civic building photo 3Portsmouth civic building photo 4
Photos by Portsmouth City Hall , Dennis Yerger , Derreak Mcmillian , Bull via Google Maps
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Available in Portsmouth

Life Insurance Products in Portsmouth, VA

9 insurance products available in Portsmouth

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Portsmouth City and Nearby Virginia Counties

Life Insurance by City Near Portsmouth, VA

Life insurance by city across Portsmouth City and adjacent Virginia counties.

🌟 Cities Served near Portsmouth

2 Cities · 3 Counties
Norfolk City1
Norfolk
Portsmouth CityHome0
Chesapeake City1
Chesapeake
Official Resources

Know your rights in Portsmouth.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Portsmouth Life Insurance Questions

💰

How much does life insurance cost in Portsmouth?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Portsmouth
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Portsmouth?

Yes. June serves all of Portsmouth and every municipality in Portsmouth City. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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