Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
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June Marcia Williams — Licensed Insurance Agent in Chesapeake, VA
June Marcia Williams
Your Insurance Agent in Chesapeake, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Chesapeake, VA...
National Producer No.
17209549
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Life Insurance in Chesapeake, VA

Securing Families Across Chesapeake City with 9 Tailored Product Lines

Why Chesapeake Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Chesapeake, Chesapeake City. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Chesapeake, Chesapeake City, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Chesapeake, VA

Chesapeake, VA — Your Local Producer

Hello, Chesapeake! It's a privilege to serve my neighbors in our unique city, a place known for its beautiful waterways and strong community spirit. As a local resident, I understand the importance of protecting what matters most to our families right here in Chesapeake City. That's why I'm dedicated to helping you navigate your options for personal insurance, from term life and final expense to accident and injury coverage. My goal is to provide clear guidance so you can make confident decisions. I'm June Marcia Williams, a licensed insurance producer (NPN: 17209549, VA License No: 1575461), ready to assist.

  • Chesapeake City Hall
  • Great Dismal Swamp National Wildlife Refuge
  • Chesapeake Arboretum
NPN17209549VA License1575461

Chesapeake is home to approximately 249,400 residents in Chesapeake City, with a median age of 37.4 and a median household income of $92,700. About 73% of homes are owner-occupied; the median home value is $340,000. 36% of adults hold a bachelor's degree or higher; households with children make up 38%; veterans comprise 11% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Chesapeake households.

How Chesapeake compares to Chesapeake City

CHESAPEAKE CITY · 249K RESIDENTS CHESAPEAKE · 249K RESIDENTS
Chesapeake City vs Chesapeake — population comparison Chesapeake City: 249,377 residents. Chesapeake: 249,377 residents, 100.0% of Chesapeake City population.
249,377 CHESAPEAKE CITY POPULATION ↳ 1 cell ≈ 10,000 residents
249,377 CHESAPEAKE RESIDENTS ↳ 100.0% of Chesapeake City residents

Are Chesapeake residents with obesity able to qualify for life insurance?

Chesapeake applicants with obesity qualify routinely. The local risk pool — Chesapeake City's ~249,000 residents, 8.3% without health coverage — shows 36.7% adult prevalence of obesity and 33.8% with high blood pressure. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View Chesapeake City coverage area →

📊 Top Health Considerations (CDC)

Top Health Considerations for Chesapeake (CITY) High cholesterol: 36%. High blood pressure: 33.8%. Obesity: 36.7%. Diagnosed diabetes: 10.9%. Current cigarette smoking: 11.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CHESAPEAKE High cholesterol 36.0% High blood pressure 33.8% Obesity 36.7% Diagnosed diabetes 10.9% Current cigarette smoking 11.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~249,377
Lack of health insurance (18–64) 6.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5116000

Life Insurance Products in Chesapeake, VA

9 insurance products available in Chesapeake

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Chesapeake, VA

Life insurance by city across Chesapeake City and adjacent Virginia counties.

🌟 Cities Served near Chesapeake

2 Cities · 3 Counties
Portsmouth City1
Chesapeake CityHome0
Virginia Beach City1

Know your rights in Chesapeake.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Chesapeake Life Insurance Questions

💰

How much does life insurance cost in Chesapeake?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Chesapeake
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Chesapeake?

Yes. June serves all of Chesapeake and every municipality in Chesapeake City. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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