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June Marcia Williams — Licensed Insurance Agent in Hayes, VA
June Marcia Williams
Your Insurance Agent in Hayes, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Hayes, VA...
National Producer No.
17209549
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Life Insurance in Hayes, VA

Top-Rated Financial Protection for Hayes Residents

Honest, Local Insurance Guidance for Your Family's Future in Gloucester County

Your local licensed agent in Hayes, Gloucester County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Hayes, Gloucester County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Hayes, VA

Hayes, VA — Your Local Producer

Hello, Hayes neighbors! I'm June Marcia Williams, your local licensed insurance producer. Living here in Gloucester County, we appreciate the unique blend of coastal beauty and tight-knit community that makes our area so special. Protecting your family's future is one of the most important things you can do, and I'm here to help you navigate those decisions with confidence. Whether you're considering Term Life, Final Expense, or other personal insurance options, I provide clear, straightforward guidance tailored to your needs. Let's work together to secure your peace of mind. (NPN: 17209549, Virginia License No: 1575461)

  • George Washington Memorial Highway (US-17)
  • Achilles Elementary School
  • Gloucester Point Beach Park
NPN17209549VA License1575461
Underwriting Guidelines

How does high cholesterol impact life insurance underwriting in Hayes, VA?

Many Hayes residents secure competitive rates despite high cholesterol. Gloucester County reports 32.7% adult prevalence (CDC PLACES); 31.1% also manage arthritis, with 7.8% of the ~39,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Ware Neck →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Gloucester County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
View on Google Maps
Available in Hayes

Life Insurance Products in Hayes, VA

9 insurance products available in Hayes

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Gloucester County and Nearby Virginia Counties

Life Insurance by City Near Hayes, VA

Life insurance by city across Gloucester County and adjacent Virginia counties.

🌟 Cities Served near Hayes

25 Cities · 3 Counties
Lancaster County7
IrvingtonKilmarnockLancasterLivelyWeemsWhite StoneWindmill Point
Gloucester CountyHome8
AchillesDuttonGloucester CourthouseGloucester PointPineroWare NeckWest EndWicomico
Middlesex County10
Church ViewDeltavilleHardyvilleHartfieldJamaicaLocust HillRemlikSaludaSyringaUrbanna
Official Resources

Know your rights in Hayes.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Hayes Life Insurance Questions

💰

How much does life insurance cost in Hayes?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Hayes
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Hayes?

Yes. June serves all of Hayes and every municipality in Gloucester County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified

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Licensed in 5 states NPN verified No obligation
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