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June Marcia Williams — Licensed Insurance Agent in Rio, VA
June Marcia Williams
Your Insurance Agent in Rio, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Rio, VA...
National Producer No.
17209549
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Trusted Life Insurance in Rio, VA | Local Expert

Securing Families Across Albemarle County with 9 Tailored Product Lines

Why Rio Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Rio, Albemarle County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Rio, Albemarle County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Rio, VA

Rio, VA — Your Local Producer

Hello to my neighbors in Rio! Living here in Albemarle County offers a wonderful blend of community and scenic beauty, and it's a privilege to be part of it. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping local families like yours navigate their financial futures. Whether you're considering Term Life, Final Expense, or other personal insurance plans to protect what matters most, I'm here to provide clear, personalized guidance. Let's work together to find the right coverage for your unique needs. (NPN: 17209549, Virginia License No: 1575461)

  • Rio Hill Shopping Center
  • Agnor-Hurt Elementary School
  • Intersection of Rio Road and Route 29
NPN17209549VA License1575461

Rio is home to approximately 969 residents in Albemarle County, with a median age of 29.7 and a median household income of $63,600. About 0% of homes are owner-occupied. 39% of adults hold a bachelor's degree or higher; households with children make up 10%; veterans comprise 6% of residents. Average household size is 1.6. These demographic markers shape which life insurance products fit Rio households.

How Rio compares to Albemarle County

ALBEMARLE COUNTY · 113K RESIDENTS RIO · 969 RESIDENTS
Albemarle County vs Rio — population comparison Albemarle County: 112,513 residents. Rio: 969 residents, 0.9% of Albemarle County population.
112,513 ALBEMARLE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
969 RIO RESIDENTS ↳ 0.9% of Albemarle County residents
Underwriting Guidelines

How does obesity impact life insurance underwriting in Rio, VA?

Coverage is widely available. Rio sits within Albemarle County (population ~116,000, 6.4% uninsured), where 29.7% of adults have obesity alongside 21.7% with arthritis per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Rio families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Boyd Tavern →

📊 Top Health Considerations (CDC)

Top Health Considerations for Rio (CITY) High cholesterol: 37.8%. High blood pressure: 33.3%. Obesity: 29.7%. Diagnosed diabetes: 10.8%. Current cigarette smoking: 9.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · RIO High cholesterol 37.8% High blood pressure 33.3% Obesity 29.7% Diagnosed diabetes 10.8% Current cigarette smoking 9.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Albemarle County Gov Portal .GOV
Population ~969
Lack of health insurance (18–64) 7.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5167288
Google Maps
2.6 96 reviews
City of Richmond Virginia (City Hall) photo 1City of Richmond Virginia (City Hall) photo 2City of Richmond Virginia (City Hall) photo 3City of Richmond Virginia (City Hall) photo 4
Photos by Ozan Gurel , Lyn Zacharias , G Aquino , Robert Hunter via Google Maps
View on Google Maps
City of Richmond Virginia (City Hall)
Open now · Mon 8:00 AM – 5:00 PM
(804) 646-7000
rva.gov .GOV
900 E Broad St, Richmond, VA 23219, USA
Recent Reviews
Jill Eades ★★★★★
"I had the best experience yesterday at City Hall! The security officer, the information desk attendant, and the parking permit staff person were so friendly and helpful! The lobby area of City Hall is…"
Grace Downard ★★★★★
"Had a really amazing city hall experience yesterday. Had an issue with parking tickets and the man at the front desk helped me figure it out plus I was able to get a parking permit hassle free! I know…"
Available in Rio

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Albemarle County and Neighboring Virginia Counties

Cities served near Rio.

June Marcia Williams writes life insurance and supplemental health policies across Albemarle County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Rio

12 Cities · 3 Counties
Charlottesville City1
Charlottesville
Albemarle CountyHome10
Advance MillsCovesvilleFree UnionHollymeadIvyKeeneKeswickMission HomePantopsRivanna
Waynesboro City1
Waynesboro
Official Resources

Know your rights in Rio.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Rio insurance — answered.

💰

How much does life insurance cost in Rio?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Rio
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Rio?

Yes. June serves all of Rio and every municipality in Albemarle County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Piney Mountain Albemarle County, VA 10 products available
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Next → Rivanna Albemarle County, VA 10 products available

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