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June Marcia Williams — Licensed Insurance Agent in Charlottesville, VA
June Marcia Williams
Your Insurance Agent in Charlottesville, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Charlottesville, VA...
National Producer No.
17209549
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Life Insurance in Charlottesville, VA

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Charlottesville Without the Complexity

Your local licensed agent in Charlottesville, Charlottesville City. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Charlottesville, Charlottesville City, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Charlottesville, VA

Charlottesville, VA — Your Local Producer

Hello, Charlottesville! From the historic Downtown Mall to the beautiful views of the Blue Ridge, there's a unique sense of community and forward-thinking spirit here that I deeply appreciate. As a local insurance producer, my goal is to help my neighbors in Charlottesville City protect what matters most. I offer personalized guidance on a range of options, including life insurance, final expense, and other policies designed to secure your family's financial future. Let's talk about creating a plan that fits your life. I am June Marcia Williams, a licensed producer in Virginia (License No: 1575461, NPN: 17209549).

  • The Rotunda at the University of Virginia
  • The Downtown Mall
  • Monticello
NPN17209549VA License1575461

Charlottesville is home to approximately 46,300 residents in Charlottesville City, with a median age of 32.4 and a median household income of $67,200. About 42% of homes are owner-occupied; the median home value is $398,000. 59% of adults hold a bachelor's degree or higher; households with children make up 23%; veterans comprise 3% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Charlottesville households.

How Charlottesville compares to Charlottesville City

CHARLOTTESVILLE CITY · 46K RESIDENTS CHARLOTTESVILLE · 46K RESIDENTS
Charlottesville City vs Charlottesville — population comparison Charlottesville City: 46,289 residents. Charlottesville: 46,289 residents, 100.0% of Charlottesville City population.
46,289 CHARLOTTESVILLE CITY POPULATION ↳ 1 cell ≈ 10,000 residents
46,289 CHARLOTTESVILLE RESIDENTS ↳ 100.0% of Charlottesville City residents
Underwriting Guidelines

What rate class can Charlottesville applicants with diagnosed diabetes expect from life insurance carriers?

Yes, qualification is common in Charlottesville. Within Charlottesville City's ~46,000 residents — including the 7.7% currently without health coverage — 8.0% of adults manage diagnosed diabetes and 10.4% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View Charlottesville City coverage area →

📊 Top Health Considerations (CDC)

Top Health Considerations for Charlottesville (CITY) High cholesterol: 30.2%. High blood pressure: 25.5%. Obesity: 30.3%. Diagnosed diabetes: 8%. Current cigarette smoking: 10.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CHARLOTTESVILLE High cholesterol 30.2% High blood pressure 25.5% Obesity 30.3% Diagnosed diabetes 8.0% Current cigarette smoking 10.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Charlottesville City Gov Portal .GOV
Population ~46,289
Lack of health insurance (18–64) 8.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5114968
Google Maps
4.0 23 reviews
Charlottesville City Hall photo 1Charlottesville City Hall photo 2Charlottesville City Hall photo 3
Photos by John Mackinnon , Keep Life Simple Allan , Chip Hylton via Google Maps
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Charlottesville City Hall
Open now · Mon 8:30 AM – 4:30 PM
(434) 970-3333
charlottesville.gov .GOV
605 E Main St, Charlottesville, VA 22902, USA
Recent Reviews
Bryan Board ★★★★★
"Easy experience. Straightforward. I am a new resident, so it was a good thing Karen was there to help me, even with my stupid questions. She made things very easy, and was super helpful. Great service…"
Chris Silva ★★★★☆
"All are very good staff but they switch around no warning on if another worker. They let Harold Patterson some mere profiling clueless guy flounder around on a laptop seeking to pair incompatible per…"
Available in Charlottesville

Life Insurance Products in Charlottesville, VA

9 insurance products available in Charlottesville

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Charlottesville City and Nearby Virginia Counties

Life Insurance by City Near Charlottesville, VA

Life insurance by city across Charlottesville City and adjacent Virginia counties.

🌟 Cities Served near Charlottesville

14 Cities · 3 Counties
Albemarle County10
CovesvilleFree UnionHollymeadIvyKeeneKeswickMission HomePantopsRioRivanna
Charlottesville CityHome0
Greene County4
GeerRuckersvilleStanardsvilleTwin Lakes
Official Resources

Know your rights in Charlottesville.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Charlottesville Life Insurance Questions

💰

How much does life insurance cost in Charlottesville?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Charlottesville
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Charlottesville?

Yes. June serves all of Charlottesville and every municipality in Charlottesville City. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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