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June Marcia Williams — Licensed Insurance Agent in Lawrence, PA
June Marcia Williams
Your Insurance Agent in Lawrence, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lawrence, PA...
National Producer No.
17209549
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Life Insurance in Lawrence, PA

Your Local PA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Lawrence Without the Complexity

Your local licensed agent in Lawrence, Washington County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Lawrence, Washington County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Lawrence, PA

Lawrence, PA — Your Local Producer

Hello, Lawrence neighbors! In a community with the unique character of Washington County, planning for your family's future is essential. I'm June Marcia Williams, a licensed insurance producer living and working right here in Pennsylvania. I specialize in helping individuals understand their options for personal insurance, from Term and Whole Life to Final Expense and Accident policies. My goal is to provide clear, one-on-one guidance to help you feel confident in your decisions. I'm here to serve my fellow residents with integrity and care. (NPN: 17209549, Pennsylvania License No: 767197)

  • Montour Trail - Lawrence-Cecil-South Park Section
  • Cecil Park
  • Intersection of Georgetown Rd & Morganza Rd
NPN17209549PA License767197

Lawrence is home to approximately 1,000 residents in Washington County, with a median age of 51.8 and a median household income of $67,000. About 86% of homes are owner-occupied; the median home value is $202,000. 49% of adults hold a bachelor's degree or higher; households with children make up 18%; veterans comprise 3% of residents. Average household size is 1.8. These demographic markers shape which life insurance products fit Lawrence households.

How Lawrence compares to Washington County

WASHINGTON COUNTY · 210K RESIDENTS LAWRENCE · 1K RESIDENTS
Washington County vs Lawrence — population comparison Washington County: 209,631 residents. Lawrence: 1,003 residents, 0.5% of Washington County population.
209,631 WASHINGTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,003 LAWRENCE RESIDENTS ↳ 0.5% of Washington County residents
Underwriting Guidelines

Are Lawrence residents with obesity able to qualify for life insurance?

Lawrence applicants with obesity qualify routinely. The local risk pool — Washington County's ~210,000 residents, 5.3% without health coverage — shows 33.5% adult prevalence of obesity and 34.8% with high blood pressure. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Taylorstown →

📊 Top Health Considerations (CDC)

Top Health Considerations for Lawrence (CITY) High cholesterol: 34.3%. High blood pressure: 34.8%. Obesity: 33.5%. Diagnosed diabetes: 9.6%. Current smoking: 14.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LAWRENCE High cholesterol 34.3% High blood pressure 34.8% Obesity 33.5% Diagnosed diabetes 9.6% Current smoking 14.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Washington County Gov Portal .GOV
Population ~1,003
Lack of health insurance (18–64) 5.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4241968
Google Maps
Lawrence civic building photo 1Lawrence civic building photo 2Lawrence civic building photo 3Lawrence civic building photo 4
Photos by Lewis SUN , Kurt Kaiser , Henry Lebensbaum , Bobby Liston (Sonny) via Google Maps
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Available in Lawrence

Life Insurance Products in Lawrence, PA

9 insurance products available in Lawrence

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Washington County and Nearby Pennsylvania Counties

Life Insurance by City Near Lawrence, PA

Life insurance by city across Washington County and adjacent Pennsylvania counties.

🌟 Cities Served near Lawrence

30 Cities · 3 Counties
Fayette County10
Belle VernonGrindstoneHopwoodIsabellaMarkleysburgMelcroftPoint MarionSmockSouth ConnellsvilleUniontown
Washington CountyHome10
CanonsburgEighty FourElcoFredericktownLangelothMcMurrayMeadow LandsNew EagleVan VoorhisWolfdale
Westmoreland County10
GreensburgHannastownLaughlintownLevel GreenNew KensingtonNorth HuntingdonNorveltSouthwest GreensburgWilpenYoungwood
Official Resources

Know your rights in Lawrence.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Lawrence Life Insurance Questions

💰

How much does life insurance cost in Lawrence?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Lawrence
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Lawrence?

Yes. June serves all of Lawrence and every municipality in Washington County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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