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Home›Pennsylvania›Washington County›Elco

June Marcia Williams — Licensed Insurance Agent in Elco, PA
June Marcia Williams
Your Insurance Agent in Elco, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Elco, PA...
National Producer No.
17209549
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Life Insurance in Elco, PA

Dedicated Coverage Options from Final Expense to Term Life in Washington County

The Smart Choice for Dependable Life Insurance in Elco, PA

Your local licensed agent in Elco, Washington County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Elco, Washington County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Elco, PA

Elco, PA — Your Local Producer

For my neighbors here in Elco, life along the Monongahela River in Washington County has its own unique character. In a close-knit community like ours, trust and personal connection matter. My name is June Marcia Williams, and as a licensed insurance producer, I bring that same neighborly approach to helping you navigate your insurance options. I specialize in personal lines like Term Life, Final Expense, and Accident & Injury plans, offering clear, one-on-one guidance to help you protect what matters most. I'm here to be your local resource. (NPN: 17209549, Pennsylvania License No: 767197)

  • Elco Borough Building
  • The Monongahela River
  • Pennsylvania Avenue (PA-88)
NPN17209549PA License767197

Elco is home to approximately 272 residents in Washington County, with a median age of 45.4 and a median household income of $60,600. About 72% of homes are owner-occupied; the median home value is $119,000. 14% of adults hold a bachelor's degree or higher; households with children make up 17%; veterans comprise 4% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Elco households.

How Elco compares to Washington County

WASHINGTON COUNTY · 210K RESIDENTS ELCO · 272 RESIDENTS
Washington County vs Elco — population comparison Washington County: 209,631 residents. Elco: 272 residents, 0.1% of Washington County population.
209,631 WASHINGTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
272 ELCO RESIDENTS ↳ 0.1% of Washington County residents
Underwriting Guidelines

How does arthritis impact life insurance underwriting in Elco, PA?

Many Elco residents secure competitive rates despite arthritis. Washington County reports 28.7% adult prevalence (CDC PLACES); 36.4% also manage high cholesterol, with 5.3% of the ~210,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby North Charleroi →

📊 Top Health Considerations (CDC)

Top Health Considerations for Elco (CITY) High cholesterol: 36.4%. High blood pressure: 40.1%. Obesity: 34.8%. Diagnosed diabetes: 12%. Current smoking: 18.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ELCO High cholesterol 36.4% High blood pressure 40.1% Obesity 34.8% Diagnosed diabetes 12.0% Current smoking 18.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Washington County Gov Portal .GOV
Population ~272
Lack of health insurance (18–64) 7.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4222800
Google Maps
4.8 16 reviews
Elco Civic Center photo 1Elco Civic Center photo 2
Photos by Susan Shroyer , John Bechtold via Google Maps
View on Google Maps
Elco Civic Center
400 PA-88, Elco, PA 15434, USA
Recent Reviews
James Clark ★★★★★
"Perfect place to have kids bday parties!!! Theirs a lot of room for kids to roam around specially with a park right beside it… & Plus plenty of parking for everyone"
Megan C ★★★★★
"This is the best place to have parties. You can use the kitchen, decorate the night before (if there's not another event), and there is a playground attached for the kids to play. I've used this facil…"
Available in Elco

Life Insurance Products in Elco, PA

9 insurance products available in Elco

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Washington County and Nearby Pennsylvania Counties

Life Insurance by City Near Elco, PA

Life insurance by city across Washington County and adjacent Pennsylvania counties.

🌟 Cities Served near Elco

30 Cities · 3 Counties
Beaver County10
AliquippaConwayEast RochesterEconomyFallstonFombellMonacaShippingportSouth HeightsWest Mayfield
Washington CountyHome10
AvellaCanonsburgEighty FourFredericktownLangelothMcMurrayMeadow LandsNew EagleVan VoorhisWolfdale
Fayette County10
Belle VernonGrindstoneHopwoodIsabellaMarkleysburgMelcroftPoint MarionSmockSouth ConnellsvilleUniontown
Official Resources

Know your rights in Elco.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Elco Life Insurance Questions

💰

How much does life insurance cost in Elco?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Elco
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Elco?

Yes. June serves all of Elco and every municipality in Washington County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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