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June Marcia Williams — Licensed Insurance Agent in Elrama, PA
June Marcia Williams
Your Insurance Agent in Elrama, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Elrama, PA...
National Producer No.
17209549
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Life Insurance in Elrama, PA

Top-Rated Financial Protection for Elrama Residents

Honest, Local Insurance Guidance for Your Family's Future in Washington County

Your local licensed agent in Elrama, Washington County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Elrama, Washington County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Elrama, PA

Elrama, PA — Your Local Producer

Hello, Elrama! As a fellow Pennsylvanian, I appreciate the strong sense of community found in places like ours here in Washington County. From the quiet bends of the Monongahela River to the close-knit neighborhoods, this is a special place to call home. As a licensed insurance producer, my goal is to help you protect what matters most—your family and your future. I offer a range of personal life and health insurance options, from Term Life to Final Expense, tailored to your unique needs. Let's have a conversation about securing your peace of mind. (June Marcia Williams, NPN: 17209549, Pennsylvania License No: 767197)

  • Elrama Volunteer Fire Company
  • Elrama Community Park
  • Union Township Municipal Authority
NPN17209549PA License767197

Elrama is home to approximately 248 residents in Washington County, with a median age of 58.7 and a median household income of $60,700. About 57% of homes are owner-occupied; the median home value is $82,300. 9% of adults hold a bachelor's degree or higher; households with children make up 22%; veterans comprise 11% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Elrama households.

How Elrama compares to Washington County

WASHINGTON COUNTY · 210K RESIDENTS ELRAMA · 248 RESIDENTS
Washington County vs Elrama — population comparison Washington County: 209,631 residents. Elrama: 248 residents, 0.1% of Washington County population.
209,631 WASHINGTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
248 ELRAMA RESIDENTS ↳ 0.1% of Washington County residents
Underwriting Guidelines

Can I get life insurance with high cholesterol in Elrama, PA?

Yes. Washington County's health profile — 210,000 residents, 5.3% uninsured, 34.6% adults with high cholesterol, 16.9% with current cigarette smoking — shapes how A-rated carriers tier rate classes for Elrama applicants. Standard or Preferred is achievable when high cholesterol is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Prosperity →

📊 Top Health Considerations (CDC)

Top Health Considerations for Elrama (CITY) High cholesterol: 34.6%. High blood pressure: 35.5%. Obesity: 34.2%. Diagnosed diabetes: 9.7%. Current smoking: 16.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ELRAMA High cholesterol 34.6% High blood pressure 35.5% Obesity 34.2% Diagnosed diabetes 9.7% Current smoking 16.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Washington County Gov Portal .GOV
Population ~248
Lack of health insurance (18–64) 5.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4223392
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Elrama Volunteer Fire Co of Union Township photo 1
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Elrama Volunteer Fire Co of Union Township
Open now · Mon Open 24 hours
(412) 384-8066
17 Elrama Ave, Elrama, PA 15038, USA
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Available in Elrama

Life Insurance Products in Elrama, PA

9 insurance products available in Elrama

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Washington County and Nearby Pennsylvania Counties

Life Insurance by City Near Elrama, PA

Life insurance by city across Washington County and adjacent Pennsylvania counties.

🌟 Cities Served near Elrama

30 Cities · 3 Counties
Westmoreland County10
GreensburgHannastownLaughlintownLevel GreenNew KensingtonNorth HuntingdonNorveltSouthwest GreensburgWilpenYoungwood
Washington CountyHome10
CanonsburgEighty FourElcoFredericktownLangelothMcMurrayMeadow LandsNew EagleVan VoorhisWolfdale
Allegheny County10
Allison ParkCarnegieDormontGlenshawPittsburghRosslyn FarmsSewickley HillsVeronaWarrendaleWhite Oak
Official Resources

Know your rights in Elrama.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Elrama Life Insurance Questions

💰

How much does life insurance cost in Elrama?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Elrama
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Elrama?

Yes. June serves all of Elrama and every municipality in Washington County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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