Life Insurance
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Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
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Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in Coal Center, PA
June Marcia Williams
Your Insurance Agent in Coal Center, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Coal Center, PA...
National Producer No.
17209549
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Life Insurance in Coal Center, PA

Dedicated Coverage Options from Final Expense to Term Life in Washington County

The Smart Choice for Dependable Life Insurance in Coal Center, PA

Your local licensed agent in Coal Center, Washington County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Coal Center, Washington County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Coal Center, PA

Coal Center, PA — Your Local Producer

Hello, Coal Center! Living here in Washington County, we understand the importance of strong community ties and looking out for our neighbors. Protecting your family's future is just as crucial. I'm June Marcia Williams, a licensed insurance producer right here in your community. I specialize in helping individuals and families find personal insurance solutions, from term and whole life to final expense and accident coverage. My goal is to help you understand your options so you can make confident decisions for your loved ones. As a licensed producer (NPN: 17209549, PA License No: 767197), I'm here to provide clear, straightforward guidance.

  • Coal Center Borough Building
  • Coal Center Post Office
  • Monongahela River
NPN17209549PA License767197

Coal Center is home to approximately 160 residents in Washington County, with a median age of 32.2 and a median household income of $36,800. About 27% of homes are owner-occupied; the median home value is $75,600. 27% of adults hold a bachelor's degree or higher; households with children make up 31%; veterans comprise 1% of residents. Average household size is 1.9. These demographic markers shape which life insurance products fit Coal Center households.

How Coal Center compares to Washington County

WASHINGTON COUNTY · 210K RESIDENTS COAL CENTER · 160 RESIDENTS
Washington County vs Coal Center — population comparison Washington County: 209,631 residents. Coal Center: 160 residents, 0.1% of Washington County population.
209,631 WASHINGTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
160 COAL CENTER RESIDENTS ↳ 0.1% of Washington County residents

Does obesity affect life insurance rates in Coal Center, PA?

Yes, qualification is common in Coal Center. Within Washington County's ~210,000 residents — including the 5.3% currently without health coverage — 36.5% of adults manage obesity and 38.1% live with high blood pressure per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby McDonald →

📊 Top Health Considerations (CDC)

Top Health Considerations for Coal Center (CITY) High cholesterol: 35.9%. High blood pressure: 38.1%. Obesity: 36.5%. Diagnosed diabetes: 11.8%. Current smoking: 20.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · COAL CENTER High cholesterol 35.9% High blood pressure 38.1% Obesity 36.5% Diagnosed diabetes 11.8% Current smoking 20.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~160
Lack of health insurance (18–64) 7.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4214568
Google Maps
Coal Center Council Chamber photo 1Coal Center Council Chamber photo 2
Photos by Keep Life Simple Allan , Seth Lere via Google Maps
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Coal Center Council Chamber
132 Water St, Coal Center, PA 15423, USA

Life Insurance Products in Coal Center, PA

9 insurance products available in Coal Center

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Coal Center, PA

Life insurance by city across Washington County and adjacent Pennsylvania counties.

🌟 Cities Served near Coal Center

30 Cities · 3 Counties
Fayette County10

Know your rights in Coal Center.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Coal Center Life Insurance Questions

💰

How much does life insurance cost in Coal Center?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Coal Center
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Coal Center?

Yes. June serves all of Coal Center and every municipality in Washington County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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