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Home›Pennsylvania›Warren County›Bear Lake

June Marcia Williams — Licensed Insurance Agent in Bear Lake, PA
June Marcia Williams
Your Insurance Agent in Bear Lake, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Bear Lake, PA...
National Producer No.
17209549
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Trusted Life Insurance in Bear Lake, PA | Local Expert

Securing Families Across Warren County with 9 Tailored Product Lines

Why Bear Lake Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Bear Lake, Warren County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Bear Lake, Warren County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Bear Lake, PA

Bear Lake, PA — Your Local Producer

For my neighbors in Bear Lake and across Warren County, the peace of mind that comes with living in our corner of Pennsylvania is truly special. I'm June Marcia Williams, a licensed insurance producer, and I'm dedicated to helping you protect that peace of mind. My goal is to help you understand your options for personal insurance, from term and whole life to final expense and accident coverage, so you can make confident choices for your family's financial security. As your local resource, I'm here to help. (NPN: 17209549, Pennsylvania License No: 767197)

  • Bear Lake Community Park
  • Bear Lake Volunteer Fire Department
  • Intersection of Main Street and Center Street
NPN17209549PA License767197

Bear Lake is home to approximately 194 residents in Warren County, with a median age of 44.9 and a median household income of $67,800. About 85% of homes are owner-occupied; the median home value is $106,000. 6% of adults hold a bachelor's degree or higher; households with children make up 45%; veterans comprise 5% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Bear Lake households.

How Bear Lake compares to Warren County

WARREN COUNTY · 38K RESIDENTS BEAR LAKE · 194 RESIDENTS
Warren County vs Bear Lake — population comparison Warren County: 38,492 residents. Bear Lake: 194 residents, 0.5% of Warren County population.
38,492 WARREN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
194 BEAR LAKE RESIDENTS ↳ 0.5% of Warren County residents
Underwriting Guidelines

What rate class can Bear Lake applicants with arthritis expect from life insurance carriers?

Many Bear Lake residents secure competitive rates despite arthritis. Warren County reports 28.3% adult prevalence (CDC PLACES); 34.6% also manage high cholesterol, with 5.9% of the ~38,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Bear Lake families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Youngsville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Bear Lake (CITY) High cholesterol: 34.6%. High blood pressure: 35.6%. Obesity: 39.9%. Diagnosed diabetes: 11.1%. Current smoking: 23%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BEAR LAKE High cholesterol 34.6% High blood pressure 35.6% Obesity 39.9% Diagnosed diabetes 11.1% Current smoking 23.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Warren County Gov Portal .GOV
Population ~194
Lack of health insurance (18–64) 8.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4204608
Google Maps
4.3 42 reviews
City of White Bear Lake City Hall photo 1City of White Bear Lake City Hall photo 2City of White Bear Lake City Hall photo 3City of White Bear Lake City Hall photo 4
Photos by Graden Bloom , Bob Horsnell , Antawn Hunter , evans ombati via Google Maps
View on Google Maps
City of White Bear Lake City Hall
Open now · Mon 8:00 AM – 4:30 PM
(651) 429-8526
whitebearlakemn.gov .GOV
4701 US-61, White Bear Lake, MN 55110, USA
Recent Reviews
Dale Mueller ★★★★★
"Very friendly very nice and quite respectable"
Jim Shoe ★★★☆☆
"Awesome employees Incredibly busy and long lines. Took close to an hour to get tabs at 9:30 in the morning. Lots of signs saying anyone arriving less than 45 minutes before closing may not get serve…"
Available in Bear Lake

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Warren County and Neighboring Pennsylvania Counties

Cities served near Bear Lake.

June Marcia Williams writes life insurance and supplemental health policies across Warren County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Bear Lake

27 Cities · 3 Counties
Forest County7
ClaringtonEast HickoryEndeavorHickoryMarienvilleTionestaWest Hickory
Warren CountyHome10
ClarendonColumbusGarlandPittsfieldSheffieldSugar GroveTidiouteTionaWarrenYoungsville
Mckean County10
BradfordFoster BrookKaneLewis RunMcKeanMount JewettPort AlleganyRewSmethportUniversity of Pittsburgh Bradford
Official Resources

Know your rights in Bear Lake.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Bear Lake insurance — answered.

💰

How much does life insurance cost in Bear Lake?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Bear Lake
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Bear Lake?

Yes. June serves all of Bear Lake and every municipality in Warren County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

← Previous Youngsville Warren County, PA 10 products available
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