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Home›Pennsylvania›Schuylkill County›Ravine

June Marcia Williams — Licensed Insurance Agent in Ravine, PA
June Marcia Williams
Your Insurance Agent in Ravine, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ravine, PA...
National Producer No.
17209549
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Life Insurance in Ravine, PA

Dedicated Coverage Options from Final Expense to Term Life in Schuylkill County

The Smart Choice for Dependable Life Insurance in Ravine, PA

Your local licensed agent in Ravine, Schuylkill County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Ravine, Schuylkill County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Ravine, PA

Ravine, PA — Your Local Producer

Hello to my neighbors in Ravine! Living here in Schuylkill County, we appreciate the peace of mind that comes with our close-knit community and scenic surroundings. As a licensed insurance producer right here in Pennsylvania, I'm June Marcia Williams, and I'm dedicated to helping you protect that sense of security for your family. I offer personal guidance on a range of options, including Term Life, Whole Life, Final Expense, and Critical Illness policies. Let's sit down and find a plan that fits your unique life. (NPN: 17209549, Pennsylvania License No: 767197)

  • Ravine Fire Company
  • St. Matthew's Lutheran Church
  • Swatara Creek
NPN17209549PA License767197

Ravine is home to approximately 715 residents in Schuylkill County, with a median age of 39.7 and a median household income of $58,800. About 82% of homes are owner-occupied; the median home value is $160,000. 16% of adults hold a bachelor's degree or higher; households with children make up 29%; veterans comprise 7% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Ravine households.

How Ravine compares to Schuylkill County

SCHUYLKILL COUNTY · 143K RESIDENTS RAVINE · 715 RESIDENTS
Schuylkill County vs Ravine — population comparison Schuylkill County: 143,201 residents. Ravine: 715 residents, 0.5% of Schuylkill County population.
143,201 SCHUYLKILL COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
715 RAVINE RESIDENTS ↳ 0.5% of Schuylkill County residents
Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in Ravine, PA?

Many Ravine residents secure competitive rates despite current cigarette smoking. Schuylkill County reports 19.6% adult prevalence (CDC PLACES); 9.9% also manage diagnosed diabetes, with 6.9% of the ~143,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Altamont →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ravine (CITY) High cholesterol: 35.2%. High blood pressure: 32.9%. Obesity: 38%. Diagnosed diabetes: 9.9%. Current smoking: 19.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · RAVINE High cholesterol 35.2% High blood pressure 32.9% Obesity 38.0% Diagnosed diabetes 9.9% Current smoking 19.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Schuylkill County Gov Portal .GOV
Population ~715
Lack of health insurance (18–64) 7.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4263536
Google Maps
Ravine civic building photo 1Ravine civic building photo 2Ravine civic building photo 3
Photos by saltfishing , Jorge Martínez Gualdrón - Photographer , James Tenreiro via Google Maps
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Available in Ravine

Life Insurance Products in Ravine, PA

9 insurance products available in Ravine

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Schuylkill County and Nearby Pennsylvania Counties

Life Insurance by City Near Ravine, PA

Life insurance by city across Schuylkill County and adjacent Pennsylvania counties.

🌟 Cities Served near Ravine

30 Cities · 3 Counties
Columbia County10
AristesBentonBerwickBloomsburgBriar CreekBuckhornJamison CityJerseytownLime RidgeRohrsburg
Schuylkill CountyHome10
FrackvilleGirardvilleKlingerstownLandingvilleMcKeansburgPort CarbonPottsvilleSchuylkill HavenShenandoahShenandoah Heights
Lebanon County10
AnnvilleCampbelltownCleonaMount Gretna HeightsMyerstownNewmanstownOnoPalmyraQuentinSchaefferstown
Official Resources

Know your rights in Ravine.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ravine Life Insurance Questions

💰

How much does life insurance cost in Ravine?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ravine
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ravine?

Yes. June serves all of Ravine and every municipality in Schuylkill County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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