Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact I'm an Agent — It's Free

Home›Pennsylvania›Lebanon County›Cleona

June Marcia Williams — Licensed Insurance Agent in Cleona, PA
June Marcia Williams
Your Insurance Agent in Cleona, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cleona, PA...
National Producer No.
17209549
Verify ↗

Life Insurance in Cleona, PA

Top-Rated Financial Protection for Cleona Residents

Honest, Local Insurance Guidance for Your Family's Future in Lebanon County

Your local licensed agent in Cleona, Lebanon County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Cleona, Lebanon County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Cleona, PA

Cleona, PA — Your Local Producer

Hello, Cleona neighbors! In a close-knit community like ours here in Lebanon County, looking out for one another is just what we do. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my fellow Cleona residents protect what matters most. Whether you're thinking about securing your family's future with term or whole life insurance, planning for final expenses, or exploring options for accident and injury coverage, I'm here to help you navigate your choices with clear, personalized guidance. (NPN: 17209549, Pennsylvania License No: 767197)

  • Cleona Borough Hall
  • Cleona Community Park
  • Cleona Elementary School
NPN17209549PA License767197

Cleona is home to approximately 1,800 residents in Lebanon County, with a median age of 40.6 and a median household income of $68,300. About 74% of homes are owner-occupied; the median home value is $159,000. 29% of adults hold a bachelor's degree or higher; households with children make up 27%; veterans comprise 7% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Cleona households.

How Cleona compares to Lebanon County

LEBANON COUNTY · 143K RESIDENTS CLEONA · 2K RESIDENTS
Lebanon County vs Cleona — population comparison Lebanon County: 143,258 residents. Cleona: 1,828 residents, 1.3% of Lebanon County population.
143,258 LEBANON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,828 CLEONA RESIDENTS ↳ 1.3% of Lebanon County residents
Underwriting Guidelines

Are Cleona residents with obesity able to qualify for life insurance?

Yes. Lebanon County's health profile — 143,000 residents, 6.3% uninsured, 36.3% adults with obesity, 30.8% with arthritis — shapes how A-rated carriers tier rate classes for Cleona applicants. Standard or Preferred is achievable when obesity is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Mount Gretna →

📊 Top Health Considerations (CDC)

Top Health Considerations for Cleona (CITY) High cholesterol: 35.4%. High blood pressure: 34.1%. Obesity: 36.3%. Diagnosed diabetes: 11.1%. Current smoking: 18.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CLEONA High cholesterol 35.4% High blood pressure 34.1% Obesity 36.3% Diagnosed diabetes 11.1% Current smoking 18.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Lebanon County Gov Portal .GOV
Population ~1,828
Lack of health insurance (18–64) 9.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4214160
Google Maps
View on Google Maps
Cleona Borough Hall
Open now · Mon 9:00 AM – 5:00 PM
(717) 272-7167
cleonaborough.org
140 W Walnut St, Cleona, PA 17042, USA
Available in Cleona

Life Insurance Products in Cleona, PA

9 insurance products available in Cleona

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Lebanon County and Nearby Pennsylvania Counties

Life Insurance by City Near Cleona, PA

Life insurance by city across Lebanon County and adjacent Pennsylvania counties.

🌟 Cities Served near Cleona

30 Cities · 3 Counties
Berks County10
BowersColony ParkKemptonKutztownLaureldaleMohntonMount AetnaNew JerusalemRobesoniaShillington
Lebanon CountyHome10
AnnvilleCampbelltownCornwallMount Gretna HeightsMyerstownNewmanstownOnoPalmyraQuentinSchaefferstown
York County10
BrogueEast YorkEmigsvilleNorth YorkStonybrookYoeYorkYork HavenYorkanaYorklyn
Official Resources

Know your rights in Cleona.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Cleona Life Insurance Questions

💰

How much does life insurance cost in Cleona?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Cleona
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Cleona?

Yes. June serves all of Cleona and every municipality in Lebanon County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia