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June Marcia Williams — Licensed Insurance Agent in Northumberland, PA
June Marcia Williams
Your Insurance Agent in Northumberland, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Northumberland, PA...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Northumberland

Dedicated Coverage Options from Final Expense to Term Life in Northumberland County

The Smart Choice for Dependable Life Insurance in Northumberland, PA

Your local licensed agent in Northumberland, Northumberland County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Northumberland, Northumberland County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Northumberland, PA

Northumberland, PA — Your Local Producer

Hello, Northumberland! As a fellow Pennsylvanian and a licensed insurance producer, I appreciate the unique character and close-knit feel of communities like ours here in Northumberland County. Life along the Susquehanna River has its own rhythm, and your financial protection should be tailored to match. I specialize in helping individuals and families find personal life insurance solutions, from term and whole life to final expense and critical illness coverage. My goal is to make the process clear and straightforward, so you can feel confident in your choices. As a licensed producer (NPN: 17209549, PA License No: 767197), I'm here to help you navigate your options.

  • Priestley-Forsyth Memorial Library
  • King Street Park
  • Northumberland Borough Hall
NPN17209549PA License767197

Northumberland is home to approximately 3,900 residents in Northumberland County, with a median age of 42.1 and a median household income of $57,000. About 68% of homes are owner-occupied; the median home value is $153,000. 21% of adults hold a bachelor's degree or higher; households with children make up 29%; veterans comprise 4% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Northumberland households.

How Northumberland compares to Northumberland County

NORTHUMBERLAND COUNTY · 91K RESIDENTS NORTHUMBERLAND · 4K RESIDENTS
Northumberland County vs Northumberland — population comparison Northumberland County: 91,340 residents. Northumberland: 3,892 residents, 4.3% of Northumberland County population.
91,340 NORTHUMBERLAND COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,892 NORTHUMBERLAND RESIDENTS ↳ 4.3% of Northumberland County residents
Underwriting Guidelines

Does high cholesterol affect life insurance rates in Northumberland, PA?

Northumberland applicants with high cholesterol qualify routinely. The local risk pool — Northumberland County's ~90,000 residents, 6.4% without health coverage — shows 36.6% adult prevalence of high cholesterol and 17.7% with current cigarette smoking. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Northumberland families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Mount Carmel →

📊 Top Health Considerations (CDC)

Top Health Considerations for Northumberland (CITY) High cholesterol: 36.6%. High blood pressure: 36.1%. Obesity: 37.5%. Diagnosed diabetes: 10.5%. Current smoking: 17.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · NORTHUMBERLAND High cholesterol 36.6% High blood pressure 36.1% Obesity 37.5% Diagnosed diabetes 10.5% Current smoking 17.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Northumberland County Gov Portal .GOV
Population ~3,892
Lack of health insurance (18–64) 7.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4255456
Google Maps
3.0 2 reviews
Northumberland Borough Office photo 1
Photos by Northumberland Borough Office via Google Maps
View on Google Maps
Northumberland Borough Office
(570) 473-3414
norrypa.org
175 Orange St, Northumberland, PA 17857, USA
Recent Reviews
jason mccarrick ★☆☆☆☆
"The the borough for Northumberland does not take responsibility for their own actions I had a sign fall on my car due to a non secured handicap sign that blew over in a windstorm and they never came t…"
Isaac Breon ★★★★★
"This is where I live, and I love this place! Lots of History to it! I've been living here for my entire life (14 years)."
Available in Northumberland

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Northumberland County and Neighboring Pennsylvania Counties

Cities served near Northumberland.

June Marcia Williams writes life insurance and supplemental health policies across Northumberland County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Northumberland

30 Cities · 3 Counties
Snyder County10
Beaver SpringsBeavertownFreeburgHummels WharfKratzervilleKreamerMiddleburgPaxtonvillePenns CreekShamokin Dam
Northumberland CountyHome10
AtlasDornsifeFairview-FerndaleLocust GapPaxinosPotts GroveRebuckShamokinSunburyWatsontown
Columbia County10
AlmediaAristesFernvilleFoundryvilleJamison CityJerseytownLightstreetMillvilleRohrsburgSlabtown
Official Resources

Know your rights in Northumberland.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Northumberland insurance — answered.

💰

How much does life insurance cost in Northumberland?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Northumberland
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Northumberland?

Yes. June serves all of Northumberland and every municipality in Northumberland County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

← Previous Mount Carmel Northumberland County, PA 10 products available
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