Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Pennsylvania›Snyder County›Hummels Wharf

June Marcia Williams — Licensed Insurance Agent in Hummels Wharf, PA
June Marcia Williams
Your Insurance Agent in Hummels Wharf, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Hummels Wharf, PA...
National Producer No.
17209549
Verify ↗

Expert Life Insurance Agent in Hummels Wharf, PA | 12+ Years Experience

Top-Rated Financial Protection for Hummels Wharf Residents

Honest, Local Insurance Guidance for Your Family's Future in Snyder County

Your local licensed agent in Hummels Wharf, Snyder County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Hummels Wharf, Snyder County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Hummels Wharf, PA

Hummels Wharf, PA — Your Local Producer

For my neighbors in Hummels Wharf, the strong community spirit of Snyder County is something we all value. Just as we rely on each other, it's equally important to have a reliable plan to protect your family's financial future. My role as a licensed insurance producer is to help you understand your options without the pressure or confusion. I can walk you through personal policies like term and whole life, final expense, critical illness, and accident insurance to find a fit for your unique needs. I'm June Marcia Williams (NPN: 17209549; Pennsylvania License No: 767197), and I'm here to help you plan with confidence.

  • Hummels Wharf Fire Department
  • Susquehanna Valley Mall
  • North Susquehanna Trail (Routes 11 & 15)
NPN17209549PA License767197

Hummels Wharf is home to approximately 654 residents in Snyder County, with a median age of 62.6 and a median household income of $64,000. About 69% of homes are owner-occupied; the median home value is $178,000. 22% of adults hold a bachelor's degree or higher; households with children make up 7%; veterans comprise 11% of residents. Average household size is 1.8. These demographic markers shape which life insurance products fit Hummels Wharf households.

How Hummels Wharf compares to Snyder County

SNYDER COUNTY · 40K RESIDENTS HUMMELS WHARF · 654 RESIDENTS
Snyder County vs Hummels Wharf — population comparison Snyder County: 39,797 residents. Hummels Wharf: 654 residents, 1.6% of Snyder County population.
39,797 SNYDER COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
654 HUMMELS WHARF RESIDENTS ↳ 1.6% of Snyder County residents
Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in Hummels Wharf, PA?

Many Hummels Wharf residents secure competitive rates despite current cigarette smoking. Snyder County reports 16.5% adult prevalence (CDC PLACES); 10.6% also manage current asthma, with 4.1% of the ~40,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Hummels Wharf families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Freeburg →

📊 Top Health Considerations (CDC)

Top Health Considerations for Hummels Wharf (CITY) High cholesterol: 33.7%. High blood pressure: 29.3%. Obesity: 33.9%. Diagnosed diabetes: 8.6%. Current smoking: 16.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · HUMMELS WHARF High cholesterol 33.7% High blood pressure 29.3% Obesity 33.9% Diagnosed diabetes 8.6% Current smoking 16.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Snyder County Gov Portal .GOV
Population ~654
Lack of health insurance (18–64) 7.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4236240
Google Maps
4.5 6 reviews
Hummels Wharf Fire Company photo 1Hummels Wharf Fire Company photo 2
Photos by Cordell Hoover , George Fox via Google Maps
View on Google Maps
Hummels Wharf Fire Company
Open now · Mon 10:00 AM – 2:30 AM
(570) 743-3001
hwfd70.com
1869 N Old Trail, Hummels Wharf, PA 17831, USA
Recent Reviews
George Fox ★★★★★
"Great concert KIX rocks......Birdlaw was a awesome opening band......how ever ROUGHHOUSE wasn't my cup of tea ....But a absolutely GREAT concert ..."
Maryann Kutz ★★★★☆
"Became a New Member Saturday. Great food...friendly service."
Available in Hummels Wharf

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Snyder County and Neighboring Pennsylvania Counties

Cities served near Hummels Wharf.

June Marcia Williams writes life insurance and supplemental health policies across Snyder County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Hummels Wharf

30 Cities · 3 Counties
Perry County10
BlainDuncannonElliottsburgIckesburgLandisburgLiverpoolLoysvilleMarysvilleNew BuffaloNewport
Snyder CountyHome10
Beaver SpringsBeavertownFreeburgKratzervilleKreamerMiddleburgPaxtonvillePenns CreekPort TrevortonShamokin Dam
Dauphin County10
Colonial ParkEnhautGrantvilleHalifaxHersheyLawntonPenbrookPillowProgressSkyline View
Official Resources

Know your rights in Hummels Wharf.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Hummels Wharf insurance — answered.

💰

How much does life insurance cost in Hummels Wharf?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Hummels Wharf
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Hummels Wharf?

Yes. June serves all of Hummels Wharf and every municipality in Snyder County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

← Previous Freeburg Snyder County, PA 10 products available
•
You Are Here Hummels Wharf Snyder County, PA
•
Next → Kratzerville Snyder County, PA 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia