Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Pennsylvania›Mercer County›Fredonia

June Marcia Williams — Licensed Insurance Agent in Fredonia, PA
June Marcia Williams
Your Insurance Agent in Fredonia, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Fredonia, PA...
National Producer No.
17209549
Verify ↗

Expert Life Insurance Agent in Fredonia, PA | 12+ Years Experience

Top-Rated Financial Protection for Fredonia Residents

Honest, Local Insurance Guidance for Your Family's Future in Mercer County

Your local licensed agent in Fredonia, Mercer County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Fredonia, Mercer County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Fredonia, PA

Fredonia, PA — Your Local Producer

Hello, Fredonia! In a close-knit community like ours here in Mercer County, looking out for our neighbors is second nature. My name is June Marcia Williams, and as a licensed Pennsylvania insurance producer, I'm dedicated to helping local families plan for their financial futures. I offer personal guidance on a range of options, including Term and Whole Life, Final Expense, and Critical Illness insurance. My focus is on understanding your unique needs to help you secure the right protection. I'm here to be your local resource, fully licensed for your peace of mind (NPN: 17209549, Pennsylvania License No: 767197).

  • Fredonia-Delaware Township Volunteer Fire Department
  • Fredonia Area Park
  • Fredonia Post Office
NPN17209549PA License767197

Fredonia is home to approximately 368 residents in Mercer County, with a median age of 51.7 and a median household income of $47,300. About 76% of homes are owner-occupied; the median home value is $95,000. 13% of adults hold a bachelor's degree or higher; households with children make up 16%; veterans comprise 7% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Fredonia households.

How Fredonia compares to Mercer County

MERCER COUNTY · 111K RESIDENTS FREDONIA · 368 RESIDENTS
Mercer County vs Fredonia — population comparison Mercer County: 110,600 residents. Fredonia: 368 residents, 0.3% of Mercer County population.
110,600 MERCER COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
368 FREDONIA RESIDENTS ↳ 0.3% of Mercer County residents
Underwriting Guidelines

Does diagnosed diabetes affect life insurance rates in Fredonia, PA?

Fredonia applicants with diagnosed diabetes qualify routinely. The local risk pool — Mercer County's ~109,000 residents, 5.2% without health coverage — shows 10.6% adult prevalence of diagnosed diabetes and 40.4% with obesity. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Fredonia families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Farrell →

📊 Top Health Considerations (CDC)

Top Health Considerations for Fredonia (CITY) High cholesterol: 33.6%. High blood pressure: 33.3%. Obesity: 40.4%. Diagnosed diabetes: 10.6%. Current smoking: 20.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FREDONIA High cholesterol 33.6% High blood pressure 33.3% Obesity 40.4% Diagnosed diabetes 10.6% Current smoking 20.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Mercer County Gov Portal .GOV
Population ~368
Lack of health insurance (18–64) 7.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4227688
Google Maps
View on Google Maps
Fredonia
Fredonia, PA 16124, USA
Available in Fredonia

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Mercer County and Neighboring Pennsylvania Counties

Cities served near Fredonia.

June Marcia Williams writes life insurance and supplemental health policies across Mercer County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Fredonia

30 Cities · 3 Counties
Beaver County10
EconomyFallstonGeorgetownHomewoodHopewellIndustryMacarthurRacineRochesterShippingport
Mercer CountyHome10
CarltonClarks MillsGrove CityHadleyJamestownLake LatonkaSharonShenangoTransferWheatland
Lawrence County10
ChewtonEdinburgEllwood CityNew BedfordNew CastleNew Castle NorthwestNew WilmingtonOakwoodVilla MariaWampum
Official Resources

Know your rights in Fredonia.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Fredonia insurance — answered.

💰

How much does life insurance cost in Fredonia?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Fredonia
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Fredonia?

Yes. June serves all of Fredonia and every municipality in Mercer County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

← Previous Farrell Mercer County, PA 10 products available
•
You Are Here Fredonia Mercer County, PA
•
Next → Greenville Mercer County, PA 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia