Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in Hudson, PA
June Marcia Williams
Your Insurance Agent in Hudson, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Hudson, PA...
National Producer No.
17209549
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Life Insurance in Hudson, PA

Your Local PA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Hudson Without the Complexity

Your local licensed agent in Hudson, Luzerne County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Hudson, Luzerne County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Hudson, PA

Hudson, PA — Your Local Producer

Hello Hudson! As a fellow Pennsylvanian, I understand the value of community and looking out for one another, a spirit that's truly alive in Luzerne County. My name is June Marcia Williams, and I'm an individual licensed insurance producer (NPN: 17209549) serving our area. I focus on helping families and individuals find personal insurance solutions that make sense for them, including Term Life, Final Expense, and Accident & Injury policies. My goal is to provide clear, one-on-one guidance so you can feel confident in your choices. I am proud to be licensed in our state (Pennsylvania License No: 767197).

  • Solomon-Plains Memorial Elementary School
  • St. Joseph's Church
  • Intersection of Maffett Street and North Main Street
NPN17209549PA License767197

Hudson is home to approximately 1,500 residents in Luzerne County, with a median age of 45.1 and a median household income of $55,800. About 67% of homes are owner-occupied; the median home value is $115,000. 30% of adults hold a bachelor's degree or higher; households with children make up 20%; veterans comprise 9% of residents. Average household size is 1.8. These demographic markers shape which life insurance products fit Hudson households.

How Hudson compares to Luzerne County

LUZERNE COUNTY · 325K RESIDENTS HUDSON · 1K RESIDENTS
Luzerne County vs Hudson — population comparison Luzerne County: 325,396 residents. Hudson: 1,463 residents, 0.4% of Luzerne County population.
325,396 LUZERNE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,463 HUDSON RESIDENTS ↳ 0.4% of Luzerne County residents

How does diagnosed diabetes impact life insurance underwriting in Hudson, PA?

Many Hudson residents secure competitive rates despite diagnosed diabetes. Luzerne County reports 11.6% adult prevalence (CDC PLACES); 36.3% also manage obesity, with 7.3% of the ~325,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Nuangola →

📊 Top Health Considerations (CDC)

Top Health Considerations for Hudson (CITY) High cholesterol: 34.4%. High blood pressure: 34.6%. Obesity: 36.3%. Diagnosed diabetes: 11.6%. Current smoking: 20%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · HUDSON High cholesterol 34.4% High blood pressure 34.6% Obesity 36.3% Diagnosed diabetes 11.6% Current smoking 20.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~1,463
Lack of health insurance (18–64) 8.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4236096

Life Insurance Products in Hudson, PA

9 insurance products available in Hudson

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Hudson, PA

Life insurance by city across Luzerne County and adjacent Pennsylvania counties.

🌟 Cities Served near Hudson

30 Cities · 3 Counties
Carbon County10

Know your rights in Hudson.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Hudson Life Insurance Questions

💰

How much does life insurance cost in Hudson?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Hudson
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Hudson?

Yes. June serves all of Hudson and every municipality in Luzerne County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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