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June Marcia Williams — Licensed Insurance Agent in Drums, PA
June Marcia Williams
Your Insurance Agent in Drums, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Drums, PA...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Drums | Same-Day Quotes

Your Local PA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Drums Without the Complexity

Your local licensed agent in Drums, Luzerne County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Drums, Luzerne County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Drums, PA

Drums, PA — Your Local Producer

Hello to my neighbors in Drums! There's a special sense of security that comes with living here in Luzerne County, and I believe your financial future should feel just as secure. As a local, licensed insurance producer, I'm dedicated to helping individuals and families find the right personal insurance plans. Whether you're considering Term Life, Final Expense, or other options like Critical Illness or Accident & Injury coverage, my goal is to provide clear, straightforward guidance. As an individual producer (NPN: 17209549, PA License No. 767197), I'm here to help you understand your choices and protect what matters most.

  • Butler Township Municipal Building
  • Drums Elementary/Middle School
  • Freedom Park
NPN17209549PA License767197
Underwriting Guidelines

How does arthritis impact life insurance underwriting in Drums, PA?

Coverage is widely available. Drums sits within Luzerne County (population ~326,000, 7.3% uninsured), where 32.0% of adults have arthritis alongside 29.7% with high blood pressure per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Drums families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Inkerman →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Luzerne County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
2.8 9 reviews
Butler Township photo 1Butler Township photo 2Butler Township photo 3
Photos by Christine G , Scot Johnson , James Muller via Google Maps
View on Google Maps
Butler Township
Open now · Mon 8:00 AM – 4:00 PM
(570) 788-3547
butlertownship.org
83 Corporate Dr, Drums, PA 18222, USA
Recent Reviews
James Muller ★☆☆☆☆
"If I could give zero stars, I would. I am disgusted by this township. Zoning does not follow their own ordinances. They have the worst Police department. The Police are unresponsive. They do not enfor…"
Christine G ★★★★★
"We had a pleasant time paying land taxes at this luxurious building."
Available in Drums

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Luzerne County and Neighboring Pennsylvania Counties

Cities served near Drums.

June Marcia Williams writes life insurance and supplemental health policies across Luzerne County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Drums

30 Cities · 3 Counties
Carbon County10
Beaver MeadowsEast SideHoliday PoconoJunedaleLake HarmonyLansfordLehightonNesquehoningPalmertonTowamensing Trails
Luzerne CountyHome10
CambraChaseCranberryGlen LyonHazletonLattimerMilnesvilleNew ColumbusPardeesvilleWilkes Barre
Columbia County10
AlmediaAristesFernvilleFoundryvilleJamison CityJerseytownLightstreetMillvilleRohrsburgSlabtown
Official Resources

Know your rights in Drums.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Drums insurance — answered.

💰

How much does life insurance cost in Drums?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Drums
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Drums?

Yes. June serves all of Drums and every municipality in Luzerne County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

← Previous Drifton Luzerne County, PA 10 products available
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Next → Dupont Luzerne County, PA 10 products available

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